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Underwriter Development Program Jobs in Lowell, MA

Ryan Specialty

Underwriter - Programs

Boston, MA · On-site

$140K/yr

Partner with leadership on program development and strategic growth initiatives. * Assist in evaluating new classes of business and market opportunities. * Contribute to underwriting guideline ...

Ryan Specialty

Underwriter - Programs

Boston, MA

$140K/yr

Partner with leadership on program development and strategic growth initiatives. * Assist in evaluating new classes of business and market opportunities. * Contribute to underwriting guideline ...

Coverys, Inc.

Apprentice Underwriter

Boston, MA · On-site

$63K - $86K/yr

Proficiency with Microsoft Office suite of programs. * Comfortable and effective in presenting ... We are an organization committed to growth and professional development, keeping up to date with ...

AIG

Underwriter, AIGRM

Boston, MA · On-site

$64K - $90K/yr

Assists in the training and development of Associate Underwriters and Underwriting Analysts while ... That is why we created our Total Rewards Program, a comprehensive benefits package that extends ...

Chubb

Executive Underwriter, Construction

Boston, MA · On-site

$100K - $165K/yr

Collaborate with Business Development Managers, field underwriting, and distribution to identify ... This role may also be eligible to participate in a discretionary annual incentive program. Chubb ...

Chubb

Executive Underwriter, Construction

Boston, MA · On-site

$100K - $165K/yr

Collaborate with Business Development Managers, field underwriting, and distribution to identify ... This role may also be eligible to participate in a discretionary annual incentive program. Chubb ...

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All JobsUnderwriter Development Program JobsUnderwriter Development Program Jobs in Lowell, MA

Underwriter Development Program information

See Lowell, MA salary details

$32.2K

$78.2K

$138.4K

How much do underwriter development program jobs pay per year?

As of Sep 10, 2026, the average yearly pay for underwriter development program in Lowell, MA is $78,229.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

What is an underwriter development program?

An Underwriter Development Program is a structured training initiative offered by insurance companies or financial institutions to prepare individuals for careers as underwriters. Participants typically receive a mix of classroom instruction, on-the-job training, and mentorship to learn about risk assessment, policy evaluation, and decision-making processes. The goal of the program is to equip trainees with the knowledge and skills needed to evaluate insurance applications, determine coverage terms, and assess potential risks. These programs often lead to full-time underwriting positions upon successful completion.

What can I expect from the training and mentorship provided in an underwriter development program?

Participants in an Underwriter Development Program typically receive a blend of classroom instruction, on-the-job training, and mentorship from experienced underwriters. You can expect to rotate through various lines of business, work on real case studies, and gradually take on more responsibility as you build your technical and analytical skills. Mentors and managers provide regular feedback and support, helping you to understand underwriting guidelines, risk assessment, and client interaction. This structured training approach prepares you for a successful underwriting career and often leads to advancement opportunities within the company.

What are the key skills and qualifications needed to thrive in an underwriter development program, and why are they important?

To thrive in an Underwriter Development Program, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Proficiency with risk assessment software, Microsoft Excel, and familiarity with industry regulations or progress toward certifications like CPCU are often valued. Effective communication, critical thinking, and strong organizational skills help candidates stand out in this role. These skills ensure accurate risk analysis, clear client interactions, and the ability to manage complex portfolios in the insurance industry.

What is the difference between Underwriter Development Program vs Underwriter?

AspectUnderwriter Development ProgramUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes a certification like CPCU or ARMRequires similar credentials, often with additional experience or certifications
Work EnvironmentStructured training environment, often in corporate officesOperational, risk assessment, and decision-making roles in insurance companies
Usage in IndustryEntry-level training program for aspiring underwritersFull-time professional role responsible for evaluating insurance risks

The Underwriter Development Program is designed to train and develop new talent into underwriters, providing structured learning and mentorship. An underwriter, on the other hand, is a fully qualified professional responsible for assessing risks and making underwriting decisions. The program prepares individuals for a career as an underwriter, who then performs the core job functions within the insurance industry.

How hard is it to get an underwriter development program job?

Securing an underwriter development program position typically requires a relevant bachelor's degree, strong analytical skills, and sometimes prior internship experience. Competition can be moderate to high, and candidates often need to demonstrate proficiency in risk assessment, attention to detail, and familiarity with underwriting tools or software.

What cities near Lowell, MA are hiring for Underwriter Development Program jobs?

Cities near Lowell, MA with the most Underwriter Development Program job openings:

Underwriter Development Program jobs near you
Infographic showing various Underwriter Development Program job openings in Lowell, MA as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, 1% Temporary, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,229 per year, or $37.6 per hour.

Underwriter - Programs

Boston, MA • On-site

Ryan Specialty
See more jobs at Ryan Specialtyexternal

$140K/yr

Full-time

PTO

Posted 23 days ago

Job description

Position Summary

Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team.
This role is responsible for underwriting, managing, and growing a profitable portfolio of specialized commercial insurance programs serving a diverse range of business service and contractor-focused industries, including staffing and workforce solutions organizations, janitorial and facility service providers, alarm and security contractors, fire protection companies, government service contractors, private investigation firms, and other niche commercial businesses.
The ideal candidate is more than a strong technical underwriter. They are proactive, relationship-oriented, commercially minded, and energized by the opportunity to build a business. They enjoy developing broker relationships, participating in market-facing activities, identifying growth opportunities, and taking on increasing responsibility as the portfolio continues to expand. This is an excellent opportunity for an ambitious underwriting professional seeking to make a meaningful impact within a growing specialty insurance platform.

What will your job entail?

Underwriting & Portfolio Management
  • Evaluate, price, and underwrite new and renewal business within delegated underwriting authority.
  • Analyze exposures, loss experience, financial information, operations, and risk characteristics.
  • Determine appropriate pricing, coverage structure, terms, conditions, and endorsements.
  • Maintain profitability, retention, and growth objectives across assigned programs.
  • Monitor portfolio performance and identify emerging trends, opportunities, and areas of concern.
  • Ensure underwriting decisions align with carrier guidelines, program objectives, and profitability targets.
Broker & Distribution Development
  • Build and maintain strong relationships with wholesale brokers, retail agents, and carrier partners.
  • Serve as a trusted resource regarding appetite, coverage solutions, underwriting strategy, and market conditions.
  • Conduct agency visits, broker meetings, and customer presentations.
  • Identify opportunities to expand distribution relationships and increase program visibility.
  • Represent Ryan Specialty National Programs at conferences, industry events, and marketing initiatives.
Program Growth & Leadership
  • Partner with leadership on program development and strategic growth initiatives.
  • Assist in evaluating new classes of business and market opportunities.
  • Contribute to underwriting guideline development and process improvements.
  • Support mentoring and development of junior underwriting talent.
  • Play an active role in building the long-term success of the portfolio and platform.
QualificationsRequired
  • 5+ years of commercial P&C underwriting experience.
  • Experience underwriting one or more of the following:
    • Commercial Package
    • Commercial Property
    • Commercial Auto
    • General Liability
    • Excess/Umbrella Liability
  • Active Property & Casualty License
  • Strong analytical, financial, and risk assessment capabilities.
  • Proven ability to manage a profitable book of business.
  • Excellent communication and relationship-building skills.
  • Ability and willingness to travel for broker, agency, and customer meetings.
Preferred
  • MGA, MGU, delegated authority, program business, or E&S underwriting experience.
  • Experience working with wholesale distribution channels.
  • Prior business development or production underwriting experience.
  • Knowledge of service industry and contractor-focused risks.
  • CPCU, AU, ARM, or similar professional designation.
  • Prior mentoring, coaching, or informal leadership experience.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization.Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression,sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners,and communities.This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $140,000.00 - $175,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

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