ZipRecruiter

Log In

1

Udaap Jobs in Missouri (NOW HIRING)

Jobtailor

Compliance Officer

California, MO · On-site

$180 - $240/hr

Deep expertise in financial services and payments compliance, including TILA, TISA, ECOA, FCRA, FDCPA, Reg E, UDAAP, NACHA rules, TCPA, CAN-SPAM, and related state laws * Experience with embedded ...

Lead Bank

Regulatory Product Counsel

Kansas City, MO · On-site +1

Provide legal and regulatory guidance to clients and internal teams for the Bank's Payments initiatives, including federal and state consumer payments laws and regulations (EFTA, NACHA, GLBA, UDAAP ...

All JobsUdaap JobsUdaap Jobs in Missouri

Udaap information

What is UDAAP and why is it important in the financial industry?

UDAAP stands for Unfair, Deceptive, or Abusive Acts or Practices. These are standards set by regulatory agencies, such as the Consumer Financial Protection Bureau (CFPB), to protect consumers from harmful behaviors by financial institutions. UDAAP regulations are crucial because they ensure that consumers are treated fairly, that products and services are transparent, and that companies do not engage in practices that could exploit or mislead customers. Compliance with UDAAP helps organizations avoid legal penalties and maintain trust with consumers.

What are some common challenges faced by professionals working in UDAAP compliance roles?

Professionals in UDAP compliance roles often navigate the challenge of interpreting broad and evolving regulations to ensure their organization avoids practices that could be deemed unfair or deceptive. They must stay updated on regulatory guidance and enforcement actions, which can shift with changes in laws or regulatory priorities. Collaboration with legal, risk, and business units is crucial to proactively identify and mitigate potential compliance issues. Additionally, UDAP specialists often educate employees across departments, ensuring consistent understanding and application of policies throughout the organization.

What are the key skills and qualifications needed to thrive as a UDAAP compliance specialist?

To thrive as a UDAAP Compliance Specialist, you need a deep understanding of consumer protection laws, risk assessment, and regulatory compliance, often supported by a degree in law, finance, or a related field. Familiarity with compliance management systems, regulatory research tools, and certifications like Certified Regulatory Compliance Manager (CRCM) is highly valuable. Strong analytical thinking, attention to detail, and effective communication skills help you interpret regulations and educate stakeholders. These skills ensure organizations remain compliant, avoid legal penalties, and uphold fair treatment for consumers.

What is the difference between Udaap vs Data Analyst?

AspectUdaapData Analyst
Required credentialsTypically a background in data analysis, statistics, or related fieldsBachelor's degree in data science, statistics, or related disciplines
Work environmentTech companies, digital marketing, or analytics firmsBusiness, finance, healthcare, and various industries
Employer usageUsed for analyzing user data, app performance, and digital marketing metricsUsed for interpreting data, creating reports, and supporting decision-making

Udaap and Data Analyst roles share overlapping skills in data analysis and require similar educational backgrounds. However, Udaap focuses more on analyzing user data within digital platforms, while Data Analysts often work across diverse industries to interpret data and generate insights. Both roles are essential in data-driven environments but serve different specific functions.

What are popular job titles related to Udaap jobs in Missouri?

For Udaap jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Udaap jobs in Missouri look for?

The top searched job categories for Udaap jobs in Missouri are:

What cities in Missouri are hiring for Udaap jobs?

Cities in Missouri with the most Udaap job openings:

Udaap jobs near you

Outside Loan Originator

MO • On-site

INTERLINC MORTGAGE SERVICES LLC
201 - 500 employees
Learn more about INTERLINC MORTGAGE SERVICES LLCexternal

Other

Re-posted 26 days ago

Job description

Summary/Objective
The Outside Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage and generates leads to increase production. An Outside Loan Originator works greater than 50% of the time away from the office.
Essential Duties
Reasonable accommodations may be made to enable individuals with disabilities to carry out essential functions.
  1. Responsible for engaging in the sale of mortgage loan products and services to residential mortgage customers.
  2. Establishes and maintains relationships with realtors, builders, title companies and other related companies to generate and expand business through the execution of marketing campaigns and promotional events. Hosts community education seminars for real estate professionals.
  3. Identifies the creditworthiness of borrowers by examining credit reports, tax returns and assets.
  4. Counsels borrowers on the appropriate loan programs and educates them on the mortgage loan process. Responds to customer questions and concerns.
  5. Originates mortgage loans, including pricing and locking pre-approved loan transactions. Discloses Loan Estimates and other necessary documents within the required timeframes.
  6. Maintains current knowledge of agency and investor guidelines as well as state and federal regulations.
  7. Follows up on leads, loan applications, missing items, and conditions. Ensures items are submitted prior to the service-level agreement deadlines.
  8. Updates borrowers and their agents on the status of loan applications.
  9. Oversees the production pipeline and resolves escalated issues to ensure loan transactions close correctly and in a timely manner.
  10. Provides superior customer service to achieve customer satisfaction.
  11. Diligently adheres to all provisions as detailed in Exhibit B of Employment Agreement.

Required Education/Experience
Requires a high school diploma. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.
Preferred Education/Experience
Preferable to have a bachelor's degree and many years of experience in originating loans. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.
Additional Qualifications for Eligibility
Additional qualifications for eligibility include an NMLS license.
InterLinc Mortgage is an EEO company.

Apply