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Transaction Risk Investigator Jobs in California

First City Credit Union

Fraud Analyst

Altadena, CA · On-site

... transaction monitoring and alerting engines) review risk analytics, velocity checks, device/behavior rules and overlapping considerations. * Conducts timely and thorough investigations of suspected ...

First City Credit Union

Fraud Analyst

Altadena, CA · On-site

$32 - $48/hr

... transaction monitoring and alerting engines) review risk analytics, velocity checks, device/behavior rules and overlapping considerations. * Conducts timely and thorough investigations of suspected ...

First City Credit Union

Fraud Analyst

Altadena, CA · On-site

$32 - $48/hr

... transaction monitoring and alerting engines) review risk analytics, velocity checks, device/behavior rules and overlapping considerations. * Conducts timely and thorough investigations of suspected ...

Viserion Grain

Corporate Counsel

Visalia, CA · On-site +1

$125K/yr

Advise leadership on transaction-related risk and integration considerations. Employment, Labor ... Provide guidance on employee relations, terminations, investigations, and policy development.

Western Milling

Corporate Counsel

Visalia, CA · On-site +1

Advise leadership on transaction-related risk and integration considerations. Employment, Labor ... Provide guidance on employee relations, terminations, investigations, and policy development.

Freelancer.com

BSA / AML Manager

San Francisco, CA · On-site

Ability to act as a clear decision-maker on complex or high-risk cases. * Hands-on experience with transaction monitoring frameworks, alert review, investigations, and escalation handling.

Freelancer.com

BSA / AML Manager

San Francisco, CA · On-site

Ability to act as a clear decision-maker on complex or high-risk cases. * Hands-on experience with transaction monitoring frameworks, alert review, investigations, and escalation handling.

Avidbank

Fraud Specialist

San Jose, CA · On-site

$65K - $100K/yr

The Fraud Specialist independently performs fraud analytics, transaction monitoring, and investigative reviews in support of the Bank's fraud risk management program. This position applies sound ...

Brex

Screening and TM Associate

San Francisco, CA · On-site

$86K - $108K/yr

Conducts independent investigations into transaction monitoring alerts, manual based investigations or screening alerts. * Consistently monitor unusual transactions and high-risk customers in support ...

Avidbank

Fraud Specialist

San Jose, CA · On-site

The Fraud Specialist independently performs fraud analytics, transaction monitoring, and investigative reviews in support of the Banks fraud risk management program. This position applies sound ...

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All JobsTransaction Risk Investigator JobsTransaction Risk Investigator Jobs in California

Transaction Risk Investigator information

See California salary details

$23

$39

$65

How much do transaction risk investigator jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for transaction risk investigator in California is $39.48, according to ZipRecruiter salary data. Most workers in this role earn between $25.62 and $59.33 per hour, depending on experience, location, and employer.

Is a transaction risk investigator a good job?

A transaction risk investigator analyzes financial transactions to detect and prevent fraud, often working for financial institutions or e-commerce companies. The role requires attention to detail, analytical skills, and familiarity with fraud detection tools; it can offer stable employment and opportunities for career advancement. Job satisfaction depends on individual interests in security, investigation, and problem-solving.

What is the highest paying investigator job?

Senior investigator roles, such as senior fraud or financial crime investigators, tend to have the highest salaries in the investigation field. These positions often require extensive experience, specialized skills, and sometimes certifications, and they can offer six-figure compensation depending on the industry and location.

What are some typical challenges faced by Transaction Risk Investigators, and how can new hires prepare for them?

Transaction Risk Investigators often encounter complex cases involving fraud, identity theft, and suspicious transaction patterns. One common challenge is accurately analyzing large volumes of data under tight deadlines while maintaining attention to detail. New hires can prepare by familiarizing themselves with fraud detection tools, improving their analytical skills, and staying updated on emerging fraud trends. Collaboration with cross-functional teams such as customer service, compliance, and IT is frequent, so strong communication skills and adaptability are valuable assets in this role.

What are the key skills and qualifications needed to thrive as a Transaction Risk Investigator, and why are they important?

To thrive as a Transaction Risk Investigator, you need strong analytical skills, attention to detail, and a background in finance, risk management, or a related field. Familiarity with fraud detection systems, data analysis tools, and case management software is typically required. Excellent problem-solving abilities, effective communication, and a high level of integrity are crucial soft skills. These competencies are vital for accurately identifying fraudulent activity, minimizing financial losses, and maintaining trust in financial transactions.

What does a Transaction Risk Investigator do?

A Transaction Risk Investigator is responsible for identifying and investigating potentially fraudulent or suspicious transactions to protect a company and its customers from financial loss. This role involves analyzing transaction patterns, reviewing account activities, and using specialized tools to detect and assess risks. Investigators work closely with other teams to resolve issues, prevent fraud, and ensure compliance with company policies and regulatory requirements. Their work is essential in maintaining the integrity and security of financial transactions.

What skills do you need to be a risk investigator?

A Transaction Risk Investigator needs strong analytical skills to assess transaction data and identify suspicious activity. Attention to detail, knowledge of fraud prevention tools, and good communication skills are essential for investigating and reporting risks effectively. Familiarity with industry regulations and experience with data analysis software can also be beneficial.
What are popular job titles related to Transaction Risk Investigator jobs in California? For Transaction Risk Investigator jobs in California, the most frequently searched job titles are:
What job categories do people searching Transaction Risk Investigator jobs in California look for? The top searched job categories for Transaction Risk Investigator jobs in California are:
Transaction Risk Investigator jobs near you
Fraud Analyst

Fraud Analyst

First City Credit Union

Altadena, CA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

Job description

The Fraud Analyst will assume, but not be limited to, the following responsibilities:

  • Review and investigate fraud alerts in various platforms (Verafin, BioCatch) and escalate issues appropriately.
  • Assists with setting, updating and maintaining system parameters to optimize enterprise fraud systems (e.g., digital account and loan decisioning, transaction monitoring and alerting engines) review risk analytics, velocity checks, device/behavior rules and overlapping considerations.
  • Conducts timely and thorough investigations of suspected fraudulent activity, including member interviews, transaction analysis, supporting documentation, video footage and provides detailed documentation of case resolution.
  • Tracks and reconciles fraud losses to general ledger, maintain accurate loss registers by channel, product, scheme type, and root cause. Align with Finance and Accounting, and Loan Servicing for month-end close and creates reports on fraud losses, trends, and key risk indicators for management.
  • Proposes fraud control enhancements through coordination with fraud solution providers and internal stakeholders.
  • Coordinates with BSA/AML staff on cases involving potential suspicious activity to support compliance with SAR determinations and regulatory reporting.
  • Assists with fraudrelated risk assessments, including new account and loan openings, payments fraud, account takeover, identity theft, Red Flags, and related controls.
  • Act as subjectmatter expert and resource to staff regarding fraud trends, scams, and preventive measures, serving as a point of escalation.

The successful candidate will possess the following education, knowledge and skillsets:

  • Certification through America's Credit Union (Risk, Compliance, or Fraud), CFE, ACAMS, or similar preferred.
  • Three to five years of experience in fraud prevention, loss prevention, or fraud investigations within a financial institution, bachelor's degree in criminal justice, or related field or equivalent experience preferred.
  • Knowledge in fraudrelated regulations, rules, and guidance applicable to financial institutions, including but not limited to BSA/AML, Reg E, Reg Z, and Identity Theft Red Flags.
  • Experience with credit union operations, products and services preferred.
  • Professional verbal and written communication skills in
  • Minimum two to three years of experience in branch and/or back-office operations

We provide competitive compensation and benefits package that includes:

  • Medical, dental, and vision insurance
  • Life insurance
  • 401k Retirement Plan (matching contribution=5%, immediate vesting)
  • Paid Time Off (PTO)
  • Paid Holidays
  • Educational Reimbursement

"Actual compensation is determined based on experience, education, skills, internal equity, and other jobrelated factors."

EOE

First City Credit Union logo

About First City Credit Union

Sourced by ZipRecruiter

First City Credit Union is a nation leading 5 star rated credit union. With more than $900 million in Assets, more than 56,000 Members, and Capital reserves of 13.0% of assets a measurement of strength that few banks or credit unions can match . First City is among the Nation’s Strongest Financial Institutions. As a credit union, First City Credit Union is a cooperative Not for Profit Financial Institution, Owned and Operated by our members. We offer most of the Consumer Financial Services offered by Banks. Unlike Banks, however, our earnings are returned to members in the form of Superior Loan and Deposit rates, Lower fees, and Higher Quality Personalized Service.

Industry

Commercial banking

Company size

51 - 200 Employees

Headquarters location

Los Angeles, CA, US

Year founded

1937

Social media

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