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Transaction Monitoring Analyst Jobs in Texas (NOW HIRING)

Texas Gulf Bank

BSA Analyst

Houston, TX · On-site

Under the guidance of the BSA Officer, the BSA Analyst assists with the administration of the Bank ... Experience with transaction monitoring, investigations, customer due diligence, Enhanced Due ...

SignaPay

Risk Analyst - Payments Industry

Irving, TX · On-site

Under general supervision, the Risk/Fraud Analyst conducts risk monitoring activities using online exception reporting tools and other investigative strategies to investigate unusual transactions ...

BEPC INC

BSA/AML Compliance Analyst

Plano, TX · On-site

$45 - $50.72/hr

Monitor and analyze financial transactions to identify potential money laundering activities. * Assist in the development and implementation of AML training programs for staff. * Stay updated on ...

Wealthfront

Fraud Operations Specialist

Austin, TX · On-site

$81K - $90K/yr

Perform data-driven analysis to identify vulnerabilities and/or proactively determine potential ... Conduct holistic account and transaction monitoring in support of Wealthfront's BSA/AML and ...

Wealthfront

Fraud Operations Specialist

Austin, TX · Remote

$81K - $90K/yr

Perform data-driven analysis to identify vulnerabilities and/or proactively determine potential ... Conduct holistic account and transaction monitoring in support of Wealthfront's BSA/AML and ...

Wealthfront

Fraud Operations Specialist

Austin, TX · Remote

$81K - $90K/yr

Perform data-driven analysis to identify vulnerabilities and/or proactively determine potential ... Conduct holistic account and transaction monitoring in support of Wealthfront's BSA/AML and ...

SWBC

Compliance Investigator II

San Antonio, TX · On-site

Review and investigate transaction monitoring alerts involving potentially suspicious, unusual, or high-risk payment activity. * Analyze ACH, card, merchant, client, and portfolio-level activity to ...

SWIVEL

Compliance Investigator II

San Antonio, TX · On-site

Review and investigate transaction monitoring alerts involving potentially suspicious, unusual, or high-risk payment activity. * Analyze ACH, card, merchant, client, and portfolio-level activity to ...

SWBC

Compliance Investigator II

San Antonio, TX · On-site

Review and investigate transaction monitoring alerts involving potentially suspicious, unusual, or high-risk payment activity. * Analyze ACH, card, merchant, client, and portfolio-level activity to ...

SWIVEL

Compliance Investigator II

San Antonio, TX · On-site

Review and investigate transaction monitoring alerts involving potentially suspicious, unusual, or high-risk payment activity. * Analyze ACH, card, merchant, client, and portfolio-level activity to ...

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Showing results 21-40

All JobsTransaction Monitoring Analyst JobsTransaction Monitoring Analyst Jobs in Texas

Transaction Monitoring Analyst information

See Texas salary details

$27.9K

$66.7K

$100.2K

How much do transaction monitoring analyst jobs pay per year?

As of Sep 12, 2026, the average yearly pay for transaction monitoring analyst in Texas is $66,687.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,500.00 and $79,700.00 per year, depending on experience, location, and employer.

What does a transaction monitoring analyst do?

A Transaction Monitoring Analyst is responsible for reviewing and analyzing financial transactions to detect suspicious or unusual activity that may indicate money laundering, fraud, or other financial crimes. They use specialized software and tools to monitor large volumes of transactions, investigate alerts, and report findings to compliance or regulatory authorities. Their work helps financial institutions comply with anti-money laundering (AML) regulations and maintain the integrity of the financial system.

What are the key skills and qualifications needed to thrive as a transaction monitoring analyst, and why are they important?

To thrive as a Transaction Monitoring Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field, often supported by a relevant degree. Familiarity with anti-money laundering (AML) software, transaction monitoring systems, and knowledge of regulatory frameworks such as the Bank Secrecy Act are typically required. Strong problem-solving abilities, effective communication, and integrity are crucial soft skills for this position. These capabilities are vital for accurately identifying suspicious activities, ensuring regulatory compliance, and protecting organizations from financial crime.

What are some common challenges faced by transaction monitoring analysts, and how are they typically addressed in the workplace?

Transaction Monitoring Analysts often face challenges such as managing large volumes of transaction data, staying updated with evolving regulatory requirements, and distinguishing between legitimate and suspicious activity. To address these, organizations provide robust analytical tools, regular compliance training, and strong collaboration with compliance officers and other departments. Analysts may also participate in team reviews and case discussions to ensure accurate and consistent decision-making while maintaining efficiency.

What is the difference between Transaction Monitoring Analyst vs Compliance Analyst?

AspectTransaction Monitoring AnalystCompliance Analyst
Required CertificationsAML certifications, such as CAMSCompliance certifications, like CCEP or CRCM
Work EnvironmentFinancial institutions, banks, fintechsFinancial services, banking, or corporate compliance departments
Employer & Industry UsageFocus on transaction monitoring for AML and fraud detectionBroader compliance tasks including policies, regulations, and audits

Transaction Monitoring Analysts primarily focus on detecting suspicious transactions to prevent money laundering, while Compliance Analysts handle broader regulatory adherence. Both roles require AML-related certifications and often work within financial institutions. The main difference lies in their scope: transaction monitoring is more specialized, whereas compliance analysts oversee overall regulatory compliance.

What are popular job titles related to Transaction Monitoring Analyst jobs in Texas?

For Transaction Monitoring Analyst jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Transaction Monitoring Analyst jobs in Texas look for?

The top searched job categories for Transaction Monitoring Analyst jobs in Texas are:

Transaction Monitoring Analyst jobs near you
Infographic showing various Transaction Monitoring Analyst job openings in Texas as of September 2026, with employment types broken down into 1% As Needed, 85% Full Time, 11% Part Time, and 3% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $66,687 per year, or $32.1 per hour.

Senior BSA/AML Analyst (On-site)

Houston, TX • On-site

THIRD COAST BANK
Commercial Banking • 201 - 500 employees
Learn more about THIRD COAST BANKexternal

Full-time

Posted 17 days ago

Job description

Location: in office at either our Humble, Galleria, or Lake Jackson location

Position Summary: 

The Senior BSA/AML Analyst is responsible for independently managing and conducting complex investigations and performing risk-based reviews to ensure compliance with the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, OFAC sanctions requirements, the USA PATRIOT Act, and related regulatory expectations. This position investigates and documents transaction monitoring alerts, conducts case investigations, performs enhanced due diligence reviews, and prepares or recommends Suspicious Activity Reports (SARs) when warranted. The Senior Analyst applies sound judgment, strong analytical skills, and a thorough understanding of financial crime risks to identify unusual activity, assess customer risk, and escalate concerns as appropriate. The role requires the ability to analyze large volumes of transactional and customer data, conduct open-source and negative news research, prepare clear and well-supported investigative narratives, and effectively communicate findings to management. The Senior Analyst also serves as a subject matter resource for team members, performs quality assurance and peer reviews of investigative work, assists with special projects and program enhancements, and supports continuous improvement efforts within the BSA/AML compliance program. Successful candidates will demonstrate strong attention to detail, organizational skills, regulatory knowledge, and the ability to manage multiple priorities while meeting established deadlines. The Senior BSA/AML Analyst is expected to independently manage complex investigations, provide guidance to other analysts, and contribute to the development and enhancement of BSA/AML processes, procedures, and controls.

Essential Functions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

  1. Conduct complex investigations of BSA/AML transaction monitoring alerts, referrals, and cases to identify potential suspicious activity, assess customer risk, and determine appropriate disposition in accordance with regulatory requirements and Bank policy.
  2. Analyze customer transactions, account activity, and behavioral patterns across consumer and commercial relationships to identify unusual or potentially suspicious activity, including but not limited to structuring, money laundering, fraud, sanctions evasion, and other financial crimes.
  3. Prepare clear, comprehensive, and well-supported investigative case documentation that accurately summarizes research performed, findings, conclusions, and rationale for decisions, ensuring compliance with regulatory expectations and internal standards.
  4. Investigate, draft, and prepare Suspicious Activity Reports (SARs) in a timely and accurate manner, including development of detailed narratives that clearly articulate the nature of the suspicious activity and supporting facts.
  5. Perform quality assurance and peer review of alerts, investigations, and SARs to ensure consistency, accuracy, completeness, and adherence to regulatory requirements, internal procedures, and departmental quality standards.
  6. Identify, evaluate, and escalate significant BSA/AML, fraud, sanctions, and reputational risks to management and other stakeholders, as appropriate, including recommendations for enhanced due diligence, account action, or SAR filing.
  7. Conduct customer due diligence (CDD) and enhanced due diligence (EDD) reviews by analyzing customer profiles, ownership structures, source of funds, expected account activity, adverse media, and other risk-relevant information.
  8. Other tasks as assigned.

Supervisory Responsibility:

This position does not have supervisory responsibilities 

Job Type:

This is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.

Travel:

Travel is not expected for this position.

Work Environment:

This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers. 

 Physical Demands:

This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching. 

 Mental Demands:

The incumbent in this position must be able to accommodate reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions. 

Education and Experience:

  • Bachelor's degree in Business, Finance, Criminal Justice, Accounting, or a related field, or an equivalent combination of education and relevant work experience. 
  • Minimum of five (5) years of BSA/AML, financial crimes compliance, investigations, or related banking experience, including experience conducting alert reviews, case investigations, and Suspicious Activity Report (SAR) preparation. 
  • Demonstrated attention to detail with a high degree of accuracy, sound judgment, and commitment to quality in investigative documentation and regulatory reporting. 
  • Strong analytical, critical thinking, and problem-solving skills, with the ability to identify suspicious activity patterns, assess risk, and draw well-supported conclusions. 
  • Effective time management and organizational skills, with the ability to manage multiple investigations, meet regulatory deadlines, and prioritize competing workloads. 
  • Experience performing quality assurance, quality control, or peer review activities within a BSA/AML compliance program preferred. 
  • Working knowledge of the Bank Secrecy Act, USA PATRIOT Act, Customer Due Diligence (CDD) requirements, and applicable FinCEN regulatory and reporting requirements. 
  • Proficiency in researching, analyzing, and documenting investigative findings using transaction monitoring and case management systems. 
  • CAMS, CFE, or comparable financial crimes certification, preferred.