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Swift Payment Banking Jobs (NOW HIRING)

USM

JB061786 - API Developer

Charlotte, NC · On-site

Desired Skills: core banking experience from Banking products like Oracle Flexcube , (FCUBS,OBPM,OBLM), SWIFT Payment processing Required Tech skillset: * Java, Spring framework, Spring Boot, * Mongo ...

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Swift Payment Banking information

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$52.5K

$88.6K

$138K

How much do swift payment banking jobs pay per year?

As of Aug 5, 2026, the average yearly pay for swift payment banking in the United States is $88,589.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,500.00 and $102,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in a Swift payment banking role, and why are they important?

To thrive in a Swift Payment Banking role, you need expertise in financial transactions, knowledge of international payments, and a background in finance or banking. Familiarity with the SWIFT messaging system, payment processing platforms, and compliance certifications such as AML or KYC are typically required. Attention to detail, strong analytical abilities, and effective communication skills distinguish top performers in this field. These competencies are crucial for ensuring secure, efficient, and compliant cross-border transactions in a highly regulated financial environment.

What are Swift payment banking services?

Swift payment banking services refer to the use of the SWIFT network (Society for Worldwide Interbank Financial Telecommunication) to securely transmit payment instructions and financial messages between banks and financial institutions worldwide. SWIFT acts as a standardized messaging system that enables international money transfers, trade finance, and other banking transactions. It does not transfer actual funds but ensures that payment messages are delivered quickly, securely, and accurately. This system is widely used for cross-border payments due to its reliability and global reach.

What is the difference between Swift Payment Banking vs Swift Payment Banking?

AspectSwift Payment BankingSwift Payment Banking
Required CredentialsBanking certifications, financial knowledgeBanking certifications, financial knowledge
Work EnvironmentBank branches, financial institutionsBank branches, financial institutions
Employer & Industry UsageFinancial institutions, banksFinancial institutions, banks
Common Search & ComparisonYesYes

Both roles involve working within banking and financial services, requiring similar credentials and work environments. The primary difference lies in specific job functions or specializations within the banking sector, but generally, they are closely related roles in the same industry.

What are common challenges faced by professionals working with SWIFT payment systems in banking, and how can they be addressed?

Professionals working with SWIFT payment systems often encounter challenges such as ensuring compliance with evolving financial regulations, managing high volumes of international transactions, and maintaining robust cybersecurity measures. Staying current with global compliance requirements and routine system updates is essential to minimize risk and avoid processing errors. Effective collaboration with compliance teams, IT departments, and external partners helps in streamlining workflows and responding promptly to operational issues. Continuous professional development and training on SWIFT standards also play a vital role in overcoming these challenges.
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What cities are hiring for Swift Payment Banking jobs? Cities with the most Swift Payment Banking job openings:
What states have the most Swift Payment Banking jobs? States with the most job openings for Swift Payment Banking jobs include:
What job categories do people searching Swift Payment Banking jobs look for? The top searched job categories for Swift Payment Banking jobs are:
Swift Payment Banking jobs near you
Infographic showing various Swift Payment Banking job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 87% Full Time, 10% Part Time, and 2% Contract. Highlights an 90% Physical, 5% Hybrid, and 5% Remote job distribution, with an average salary of $88,589 per year, or $42.6 per hour.

Swift Engineer ___ Quincy, MA (100% Onsite) ___ Contract

Acestack

Quincy, MA • On-site

Contractor

Re-posted 25 days ago

Job description

Job Title: Swift Engineer / Consultant
Location: Quincy, MA (100% Onsite)
Duration: 6-12+ Months Contract (with possible extension)

Job Overview: We are seeking an experienced Swift Engineer with strong expertise in SWIFT payment gateway integration to support our banking and financial services client in Quincy, MA. The ideal candidate will have in-depth knowledge of financial messaging standards and hands-on experience with SWIFT MT/MX messages, payment processing, and integration with core banking or payment platforms.

Key Responsibilities:

  • Design, develop, and implement secure and scalable solutions for SWIFT payment gateway integration
  • Handle SWIFT MT and MX messaging formats for cross-border payments and financial transactions
  • Ensure seamless integration with core banking/payment systems (e.g., Temenos, Finastra, or in-house systems)
  • Collaborate with business teams and analysts to translate payment processing requirements into technical solutions
  • Develop message parsing, validation, and routing logic using appropriate tools and frameworks
  • Monitor, troubleshoot, and resolve payment processing issues
  • Maintain detailed documentation and support compliance with financial regulations and standards

Must-Have Skills:

  • Overall IT Experience: 8-10+ Years
  • 5+ years of experience in software engineering with a focus on Swift payment systems
  • Strong understanding of SWIFT MT/MX standards, message types (MT103, MT202, etc.)
  • Proven experience with SWIFT gateway integration and APIs
  • Proficiency in Java/.NET or relevant programming languages used in payment systems
  • Experience in ISO 20022 messaging format and financial services compliance
  • Hands-on experience with payment routing, message transformation, and encryption/signing

Nice-to-Have:

  • Experience with SWIFT Alliance Access/Cloud/Light platforms
  • Knowledge of payment schemes such as SEPA, FEDWIRE, CHIPS
  • Experience with CI/CD, DevOps, and secure coding practices
  • Familiarity with real-time payment systems or blockchain-based payments
AceStack logo

About AceStack

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AceStack is a global IT consulting & Staffing agency. We deal in Health care (Nursing, Allied, Clinical/Non-clinical) Staffing, Engineering Staffing & I.T. Staffing. Founded in 2017 in New Jersey, AceStack has reported consistent growth and profit every year and carries zero debt. AceStack consultants are placed across USA, Canada, Mexico, and Asia. In addition to our headquarters in New Jersey – USA, we also have offices in Canada, Noida, and Ahmedabad. AceStack’s exceptionally high-touch service keeps our clients satisfied and our Consultants/Travelers engaged. We believe in investing in our Consultants/Clients in a variety of ways. We employ AceStack ambassador who helps guide Consultants through the on-boarding process and ensure the transition into their new role with our Client is seamless. We also have dedicated Consultant care representatives located throughout our organization who provide the same level of attention throughout our Consultant’s tenure. Due to this level of attention and care, AceStack enjoys not only one of the highest retention rates in the staffing industry but also one of the highest redeployment rates in the industry.

Company size

51 - 200 Employees

Headquarters location

NJ, US

Year founded

2017

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