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Surety Analyst Jobs in Tennessee (NOW HIRING)

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Surety Analyst information

What is a surety analyst?

A Surety Analyst is a professional who evaluates and analyzes the financial stability and risk profiles of individuals or companies seeking surety bonds. Surety bonds are financial guarantees that ensure the completion of contractual obligations, often required in construction, government contracts, and other industries. The analyst reviews credit histories, financial statements, and project details to determine whether a bond should be issued and under what terms. Their work helps protect insurers from losses and ensures clients meet their obligations. Surety Analysts play a critical role in risk management for surety companies and their clients.

What are the key skills and qualifications needed to thrive as a surety analyst?

To thrive as a Surety Analyst, you need strong analytical skills, a solid understanding of financial statements, and a relevant degree in finance, accounting, or a related field. Familiarity with risk assessment tools, underwriting software, and proficiency in Microsoft Excel are typically required. Attention to detail, effective communication, and problem-solving abilities are standout soft skills in this role. These competencies are crucial for accurately assessing risk, ensuring sound underwriting decisions, and maintaining strong client relationships in the surety industry.

What are some common challenges faced by surety analysts in managing multiple bond requests simultaneously?

Surety Analysts often handle numerous bond requests from various clients at the same time, each with distinct requirements and deadlines. Balancing these tasks requires strong organizational skills and the ability to prioritize based on risk assessment and urgency. Analysts must also coordinate closely with underwriters, agents, and legal teams to gather necessary documentation and ensure compliance with underwriting guidelines. Staying updated on regulatory changes and effectively communicating with stakeholders are key to managing this fast-paced workload successfully.

What is the difference between Surety Analyst vs Underwriting Assistant?

AspectSurety AnalystUnderwriting Assistant
CredentialsTypically requires insurance or finance certifications, such as CPCU or ARMOften requires basic insurance knowledge, sometimes a degree in finance or business
Work EnvironmentOffice setting, analyzing bond applications and risk assessmentsOffice setting, supporting underwriters with administrative and data entry tasks
Industry UsageCommon in insurance, surety bonds, and financial servicesUsed across insurance and underwriting departments

The Surety Analyst focuses on evaluating bond risks and analyzing financial data, often requiring specialized certifications. In contrast, the Underwriting Assistant provides administrative support to underwriters, handling documentation and data entry. Both roles are essential in the insurance industry but differ in responsibilities and required credentials.

What cities in Tennessee are hiring for Surety Analyst jobs?

Cities in Tennessee with the most Surety Analyst job openings:

Controller - Construction

All In One Accounting

Nashville, TN • On-site

$90K - $125K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 22 days ago


Job description

Description

About All In One Accounting

All In One Accounting is a 7-time winner of the 50 Fastest Growing Companies in the Twin Cities and one of the Best Places to Work in the Minneapolis area. Our purpose is simple: to make the lives of entrepreneurial and nonprofit leaders better. We do that by supporting profitable growth, protecting assets, and amplifying impact - bringing financial clarity and strategic leadership to the clients who need it most. We run on EOS (Entrepreneurial Operating System), which means clear goals, strong accountability, and a team that executes with intention.


About the Role

We're seeking a Controller for our Construction practice who leads the quality of client work, develops the Accountants alongside them, and serves as a trusted financial advisor to GCs, subcontractors, and specialty trade businesses. You are client-facing and advisory - construction owners face constant financial risk and they need advisors who can give straight answers fast. 


Now About You

We hire for hungry, humble, and smart - and Controllers at AIOA are the fullest expression of all three. Hungry means you own the quality of your team's work and the development of the Accountants alongside you. Humble means you invest in the people around you genuinely, take accountability when work falls short, and bring your best thinking to every client interaction and every team conversation. Smart means you translate complex financials into clear decisions, lead with calm confidence, and know how to guide a team to great work without a formal reporting line to lean on.


Responsibilities & Expectations

Client Responsibilities

Lead month-end closing meetings and WIP review sessions with construction clients

Oversee preparation and review of monthly financial statements including job cost reports and WIP schedules

Lead the work quality and mentorship of Accountants on your delivery team 

Manage AIA billing, retainage tracking, and contract revenue recognition oversight

Analyze job-level and company-level budget variances and deliver strategic recommendations to clients and the CFO

Prepare cash flow forecasting and backlog analysis in support of CFO client leadership

Oversee subcontractor compliance programs and 1099 preparation

Serve as proactive liaison with clients' CPAs, surety brokers, and banking partners

Implement and maintain robust internal controls across client accounts 

Utilize current processes and tools, including code red alerts, to proactively identify and prevent fraud throughout all client accounting processes 

Meet or exceed billable hours goals while maintaining service excellence

Internal Responsibilities

Complete all internal responsibilities including time tracking, capacity planning, and quarterly initiatives

Actively participate in All In One Accounting's Brand Ambassador program, representing our mission and values

Uphold security practices to protect client assets effectively


The Successful Candidate Will Have

Bachelor's degree in accounting, finance, or business administration

Experience in a multi-client or Client Accounting Services (CAS) environment strongly preferred 

7+ years of progressive construction accounting experience including team leadership

Deep expertise in job cost accounting, WIP analysis, and construction contract management

Proven success in client-facing advisory roles in a multi-client construction environment

Strong ability to develop and guide Accountants without a formal reporting relationship

Excellence in financial analysis and communication with construction business owners

Advanced technical skills with construction accounting platforms


Why All In One Accounting

All In One Accounting offers a work environment built on flexibility, trust, and genuine investment in our people. With team members across the country, we've built a culture that works regardless of geography - grounded in our five core values of Commitment, Foresight, Relationships, Tenacity, and Teamwork. This is a rare opportunity to step into true business ownership without equity risk - running your own practice, leading your own team, and sharing in the results you create. If you're ready to operate like a partner, we're ready to treat you like one.


Compensation & Benefits

Salary/Rate: $90,000 - $125,000

Medical, dental, and vision insurance

401K

Life insurance

Long and short-term disability

HSA, FSA, and dependent care options

Professional development opportunities

Annual Bonus: Up to 10% of salary


All In One Accounting provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.