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Structured Credit Jobs in Virginia (NOW HIRING)

Leads loan structure conversations and completion of loan documentation with internal/external legal partners Skills: * Attention to Detail * Credit and Risk Assessment * Financial Analysis

Supports assigned deal teams in the structuring and delivering of credit products to meet client needs. * Works with commercial bankers and underwriters to manage the analysis and documentation to ...

Function : Responsible for evaluating loan requests for appropriate structure and acceptable use of loan funds; providing an independent analysis of credit quality for the most complex loan ...

New

Credit Analyst UW IV

Richmond, VA · On-site

$110K - $171K/yr

The position serves as a subject matter expert, providing advanced credit analysis, risk assessment, loan structuring recommendations, and portfolio management support while ensuring adherence to ...

... Credit conditions. * Communicates core system maintenance information to the Loan Systems ... Participates in loan structuring with account officers and helps prepare information for Commercial ...

Credit Analyst UW IV

Richmond, VA · On-site

$110K - $171K/yr

The position serves as a subject matter expert, providing advanced credit analysis, risk assessment, loan structuring recommendations, and portfolio management support while ensuring adherence to ...

Partners with the Relationship Manager on potential structure proposals that are in alignment with TD Bank products/structure, TD Credit Risk Appetite and credit policies/underwriting guidelines

Partners with the Relationship Manager on potential structure proposals that are in alignment with TD Bank products/structure, TD Credit Risk Appetite and credit policies/underwriting guidelines

Partners with the Relationship Manager on potential structure proposals that are in alignment with TD Bank products/structure, TD Credit Risk Appetite and credit policies/underwriting guidelines

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

Help design and implement structured collection strategies, including dunning schedules, delivery ... credit, accounts receivable, or financial risk management roles Direct experience managing ...

Credit Officer

Richmond, VA · On-site

$90 - $120/hr

In conjunction with the Credit Risk Management team, work with lenders on structuring and approving deals within delegated authority levels. * Portfolio Monitoring. Respond to data requests for ...

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

... implement structured collection strategies, including dunning schedules, delivery holds, COD ... Credit Executive (CCE) or Certified Credit & Risk Analyst (CCRA) preferred • 5-8 years of ...

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

... implement structured collection strategies, including dunning schedules, delivery holds, COD ... Credit Executive (CCE) or Certified Credit & Risk Analyst (CCRA) preferred • 5-8 years of ...

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Structured Credit information

What does a structured credit analyst do?

A structured credit analyst evaluates the credit risk of complex financial products such as asset-backed securities and collateralized debt obligations. They analyze cash flow models, assess the creditworthiness of underlying assets, and monitor market conditions to support investment decisions. Strong analytical skills and proficiency with financial modeling tools are essential for this role.

Does structured credit pay well?

Structured credit professionals typically earn competitive salaries that reflect their specialized skills in credit analysis, modeling, and risk management. Compensation often includes base pay, bonuses, and incentives, with higher earnings possible for those with experience and advanced certifications like CFA. Salaries can vary based on the firm, location, and individual performance.

What is the difference between Structured Credit vs Credit Analyst?

AspectStructured CreditCredit Analyst
Required CredentialsTypically requires finance, economics degrees, and certifications like CFAOften requires finance, accounting degrees, and CFA or similar certifications
Work EnvironmentInvestment banks, asset managers, structured finance teamsCommercial banks, investment firms, credit departments
Job FocusDesigning, analyzing, and managing complex debt securities and structured productsAssessing creditworthiness of borrowers and making lending decisions

Structured Credit professionals focus on creating and managing complex financial products like asset-backed securities, while Credit Analysts evaluate the credit risk of individual borrowers or companies. Both roles require strong financial analysis skills and relevant certifications, but their daily tasks and work environments differ significantly.

What cities in Virginia are hiring for Structured Credit jobs?

Cities in Virginia with the most Structured Credit job openings:

Infographic showing various Structured Credit job openings in Virginia as of August 2026, with employment types broken down into 1% Internship, 83% Full Time, 15% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

$89K - $187K/yr

Full-time

PTO

Re-posted 3 days ago


Bank Of America rating

8.2

Company rating: 8.2 out of 10

Based on 527 frontline employees who took The Breakroom Quiz

51st of 171 rated banks


Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.

Responsibilities:

  • Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity

  • Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements

  • Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process

  • Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure

  • Has credit approval for certain credit actions

  • Leads loan structure conversations and completion of loan documentation with internal/external legal partners

Skills:

  • Attention to Detail

  • Credit and Risk Assessment

  • Financial Analysis

  • Underwriting

  • Written Communications

  • Analytical Thinking

  • Credit Documentation Requirements

  • Financial Forecasting and Modeling

  • Recording/Organizing Information

  • Business Acumen

  • Collaboration

  • Collateral Management

  • Loan Structuring

  • Prioritization

Required Qualifications:

7+ years of solid experience in Commercial Banking Underwriting (Middle Market or Large Corporate or Leveraged Finance) performing financial analysis, structuring, and portfolio management

Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Desired Qualifications:

Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.

Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)

BA/BS Desired

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - MD - Baltimore - 100 International Dr - 100 International (MD9890), US - MD - North Bethesda - 11810 GRAND PARK AVE (MD9900), US - VA - Mclean - 8300 Greensboro Dr - Westpark (VA9200), US - VA - Richmond - 1111 E MAIN ST - BANK OF AMERICA CENTER (VA2300)Pay and benefits informationPay range$89,000.00 - $187,500.00 annualized salary, offers to be determined based on experience, education and skill set.Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

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About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

1998

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