Structured Credit Jobs in Texas (NOW HIRING)

Susser Bank, a rapidly growing, entrepreneurial Texas regional bank, is seeking an Associate to support and expand its Technology Lending platform, with a focus on venture-backed and growth-stage technology companies. This role is designed for a high-performing early-career professional with prior experience in investment banking, private credit, or technology-focused commercial banking who is comfortable owning analytical, underwriting, and execution deliverables from start to finish. The Associate will work closely with Susser Bank relationship managers, credit administration, and senior credit leadership to originate, underwrite, and manage technology lending relationships in alignment with Susser Bank’s credit culture, risk framework, and growth objectives. The role requires strong financial analysis, sound credit judgment, and the ability to manage multiple workstreams in a rigorous, credit-driven banking environment.

Primary Duties and Responsibilities

• Support Susser Bank’s technology lending opportunities through early engagement with financial sponsors, founders, and management teams.
• Perform comprehensive credit underwriting and due diligence in accordance with Susser Bank credit policy, including analysis of SaaS and recurring-revenue business models.
• Build, review, and sensitize three-statement financial models to assess cash flow durability, leverage capacity, and downside risk scenarios.
• Evaluate borrower valuations using market-based multiples and, where appropriate, discounted cash flow methodologies to support credit decisions.
• Prepare clear, concise, and well-structured credit memoranda and approval packages for Credit Committee and executive review.
• Assist in structuring credit facilities, including leverage, amortization, pricing, and covenant frameworks consistent with Susser Bank risk standards.
• Coordinate with internal legal counsel and external advisors on loan documentation, covenant packages, and closing requirements.
• Support ongoing portfolio management, including financial performance tracking, covenant compliance, annual reviews, and credit monitoring.
• Contribute to the development and maintenance of long-term sponsor and borrower relationships that align with Susser Bank’s relationship-driven banking model.

Education and Experience

• Bachelor’s degree in finance, accounting, economics, or related field required.
• 1–3 years of relevant experience in investment banking, private credit, or commercial banking, with exposure to technology or growth-oriented companies preferred.
• Prior experience underwriting SaaS or recurring-revenue businesses strongly preferred.

Skills and Qualifications

• Strong foundation in credit fundamentals, loan structuring, and underwriting within a regulated banking environment.
• Demonstrated ability to identify key credit risks, mitigants, and structural protections.
• Advanced financial modeling and analytical capabilities.
• High proficiency in Microsoft Excel and PowerPoint; familiarity with PitchBook and S&P Capital IQ preferred.
• Strong organizational skills with the ability to manage multiple priorities and deadlines.
• Clear written and verbal communication skills, including comfort presenting to senior bankers and credit leaders.
• Alignment with Susser Bank’s disciplined credit culture, teamwork orientation, and long‑term relationship focus.

Susser Bank is an equal opportunity employer.Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.

Susser Bank participates in E-Verify.

Shows firm and constant support to a cause

Works well as a member of a group

Capable of carrying out a given task with all details necessary to get the task done well

Devoted to a task or purpose with loyalty or integrity

Inspired to perform well by the knowledge that your job is safe

Inspired to perform well by the chance to take on more responsibility

Inspired to perform well by the completion of tasks

Inspired to perform well by having ample time to pursue work and interests outside of work

Bachelors or better in Finance.

Commercial Underwriting SaaS or recurring revenue businesses experience.

Experience in Investment Banking, Private Credit or Commercial Banking with Technology exposure.