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Senior Risk Consultant Jobs in Missouri (NOW HIRING)

Cultivate deep, collaborative, and consultative relationships with internal business lines and risk ... senior management and external clients. * Problem Solving: Proven ability to analyze ambiguous ...

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Senior Risk Consultant information

See Missouri salary details

$21.1K

$110.9K

$197K

How much do senior risk consultant jobs pay per year?

As of Aug 2, 2026, the average yearly pay for senior risk consultant in Missouri is $110,927.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,300.00 and $136,000.00 per year, depending on experience, location, and employer.

How does a Senior Risk Consultant typically collaborate with clients and internal teams to develop effective risk management strategies?

A Senior Risk Consultant works closely with clients to understand their unique business operations, assess potential risks, and identify areas of vulnerability. This role involves frequent collaboration with internal specialists, such as data analysts and compliance officers, to analyze risk data and develop tailored mitigation plans. Senior Risk Consultants also facilitate workshops, lead risk assessments, and present findings to both client executives and internal stakeholders, ensuring everyone is aligned on risk priorities and action items. This collaborative approach helps deliver comprehensive solutions that address both immediate and long-term risk concerns.

What does a Senior Risk Consultant do?

A Senior Risk Consultant identifies, analyzes, and advises on potential risks that could impact an organization’s operations, reputation, or financial health. They assess current risk management policies, develop strategies to minimize potential threats, and ensure regulatory compliance. Senior Risk Consultants often lead risk assessment teams, conduct audits, and provide actionable recommendations to improve an organization’s risk posture. Their expertise is crucial in helping businesses make informed decisions and maintain stability in uncertain environments.

What is the difference between Senior Risk Consultant vs Risk Analyst?

AspectSenior Risk ConsultantRisk Analyst
Required CredentialsBachelor's degree, professional risk certifications (e.g., FRM, CRM)Bachelor's degree, often pursuing risk-related certifications
Work EnvironmentClient-facing, consulting firms, corporate risk departmentsData analysis, reporting, internal risk teams
Employer & Industry UsageConsulting firms, financial institutions, insurance companiesFinancial services, insurance, corporate risk teams

The main difference is that Senior Risk Consultants typically have more experience, handle client projects, and provide strategic risk advice, while Risk Analysts focus on data analysis and risk assessment within organizations. Senior Risk Consultants often oversee risk management strategies, whereas Risk Analysts support these efforts through detailed analysis.

What are the key skills and qualifications needed to thrive as a Senior Risk Consultant, and why are they important?

To thrive as a Senior Risk Consultant, you need expertise in risk assessment, regulatory compliance, and analytical problem-solving, typically supported by a relevant degree and extensive experience in risk management. Familiarity with risk management software, data analysis tools, and certifications such as CRM (Certified Risk Manager) or FRM (Financial Risk Manager) is highly valued. Strong communication, stakeholder management, and critical thinking skills set top performers apart. These skills are vital for accurately identifying risks, advising clients, and implementing effective risk mitigation strategies.
What are popular job titles related to Senior Risk Consultant jobs in Missouri? For Senior Risk Consultant jobs in Missouri, the most frequently searched job titles are:
What cities in Missouri are hiring for Senior Risk Consultant jobs? Cities in Missouri with the most Senior Risk Consultant job openings:
Infographic showing various Senior Risk Consultant job openings in Missouri as of July 2026, with employment types broken down into 1% Locum Tenens, 86% Full Time, 10% Part Time, and 3% Contract. Highlights an 86% Physical, 5% Hybrid, and 9% Remote job distribution, with an average salary of $110,927 per year, or $53.3 per hour.

Pension Risk Management and Settlement Strategy Consultant

Willis Towers Watson (WTW)

Saint Louis, MO • On-site

$125K - $175K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago


Willis Towers Watson rating

8.3

Company rating: 8.3 out of 10

Based on 44 frontline employees who took The Breakroom Quiz

38th of 150 rated financial services


Job description

Do you want to be part of a market leading, strategic team focused on innovation and excellence? Our Retirement Risk Management team combines expertise in DB plan management and investment consulting to support pension plan sponsors in identifying and evaluating opportunities to manage pension-related costs and associated risks. We support our clients by exploring funding, pension risk transfer and investment approaches, developing solutions that best fit their specific goals and constraints. Our innovative thinking consistently generates new consulting opportunities.

The Role

In this exciting role, you will have the opportunity to support diverse projects related to pension risk transfer, funding strategy, and other special projects requiring settlement and financial management expertise. You will also:

  • Provide value-added consulting expertise on settlement strategy (including lump sum, annuity purchase, and plan termination feasibility) and other special projects involving settlement and financial management expertise
  • Understand capital market environment and outlook, and how they impact pension plan financials
  • Serve as a resource on recent pension risk transfer market developments
  • Support presentations of complex consulting information to senior-level internal and client audiences, including studies involving investment consulting and multi-year funding strategy
  • Lead multi-phase projects, driving project planning, management of client financials and delegation to multiple associates
  • Develop a trusted advisor relationship with client contacts, lead retirement consultants and Retirement Risk Management consultants through effective communication and efficient, quality execution of projects
  • Support the generation of new business by promoting client engagement with WTW as a partner for pension risk transfer transactions
  • Develop statements of work, project plans and budgets for broad range of studies
  • Perform technical review of work products, including consulting-level insights on settlement financial analysis
  • Contribute to the development of new tools and approaches
  • Serve as mentor to junior project team associates

Note that visa employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity.

The Requirements

  • 3+ years of experience and success in the management of defined benefit plans, ideally gained in a consulting environment 
  • Experience in pension risk transfer assessment or placement preferred
  • An undergraduate degree is required; Advanced degree preferred
  • ASA and/or EA; FSA, CERA & CFA credentials are encouraged 
  • Experience and expertise delivering retirement consulting services to a broad range of organizations
  • Proven experience successfully managing multiple projects and producing quality deliverables on time and within budget
  • Demonstrated success or strong evidence to support the ability to contribute to new business generation
  • Strong client relationship, interpersonal and team skills
  • Excellent oral and written communication skills


Compensation and Benefits 

Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation (Producer roles only).

Compensation

The base salary compensation range being offered for this role is $125,000 to $175,000 USD per year.

The role is also eligible for an annual short-term incentive bonus.

Company Benefits

WTW provides a competitive benefit package which includes the following (eligibility requirements apply):

  • Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identify Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program)
  • Leave Benefits: Paid Holidays, Annual Paid Time Off (includes paid state/local paid leave where required), Short-Term Disability, Long-Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave), Paid Time Off 
  • Retirement Benefits: Contributory Pension Plan and Savings Plan (401k). Certain senior level roles may also be eligible for non-qualified Deferred Compensation and Deferred Savings Plans.

Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles County Fair Chance Ordinance for Employers, we will consider for employment qualified applicants with arrest and conviction records.

EOE, including disability/vets

This position will remain posted for a minimum of three business days from the date posted or until sufficient/appropriate candidate slate has been identified.

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