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Senior Risk Analyst Jobs in San Ramon, CA (NOW HIRING)

Sr. Risk Manager (28696)

San Jose, CA · On-site

$123K - $140K/yr

Risk Assessment & Mitigation: * Proactively identify and assess a wide range of risks, including ... Analyze insurance costs and identify opportunities for cost savings. * Prepare comprehensive ...

Reporting to the Sr. Director, Business Risk & Insurance, the Assistant Risk Manager (Insurance ... Oversee the development and validation of sophisticated risk models--including exposure analysis ...

Showing results 21-40

Senior Risk Analyst information

See San Ramon, CA salary details

$59.8K

$122.8K

$159.2K

How much do senior risk analyst jobs pay per year?

As of Sep 11, 2026, the average yearly pay for senior risk analyst in San Ramon, CA is $122,755.00, according to ZipRecruiter salary data. Most workers in this role earn between $101,100.00 and $153,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior risk analyst?

To thrive as a Senior Risk Analyst, you need strong analytical skills, a solid grasp of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Proficiency with risk management software, data analysis tools like Excel, and familiarity with regulatory frameworks such as Basel III or SOX is often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for identifying, evaluating, and reporting risks. These competencies are vital for ensuring accurate risk identification and mitigation, supporting sound business decisions, and maintaining regulatory compliance.

How does a senior risk analyst typically collaborate with other departments to identify and mitigate risks?

Senior Risk Analysts regularly work with teams across the organization, such as compliance, finance, operations, and IT, to identify emerging risks and implement mitigation strategies. They often participate in cross-functional meetings, provide insights from data analysis, and help develop policies that address both regulatory requirements and business objectives. Building strong working relationships and communicating complex risk scenarios in an accessible way are key to ensuring coordinated risk management efforts. This collaborative approach not only helps in early detection of potential issues but also fosters a proactive risk culture within the company.

What is the difference between Senior Risk Analyst vs Risk Analyst?

AspectSenior Risk AnalystRisk Analyst
Required CredentialsBachelor's degree, often certifications like FRM or CRMBachelor's degree, some certifications like FRM or CRM
Work EnvironmentFinancial institutions, insurance companies, consulting firmsFinancial firms, corporations, government agencies
Employer & Industry UsageUsed across finance, insurance, and consulting sectorsCommon in finance, banking, and insurance industries

The main difference is that Senior Risk Analysts typically have more experience, advanced certifications, and handle more complex risk assessments. They often lead projects and mentor junior staff, whereas Risk Analysts focus on data collection, analysis, and supporting risk management processes.

Do risk analysts make good money?

Risk analysts typically earn a competitive salary that varies by industry, experience, and location. According to industry data, the median annual wage for risk analysts is around $80,000, with experienced professionals earning over $100,000. Certifications like FRM or CRM can enhance earning potential, and strong analytical skills are essential in this role.

How much does a senior risk analyst make in the US?

A senior risk analyst in the US typically earns between $80,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills, knowledge of risk management tools, and relevant certifications such as FRM or CRM.

What does a senior risk analyst do?

A senior risk analyst evaluates potential risks that could impact an organization’s financial health, operations, or reputation. They analyze data, develop risk mitigation strategies, and use tools like risk assessment software to inform decision-making. This role often requires strong analytical skills, industry knowledge, and relevant certifications such as FRM or CRM.

What is the salary of a senior risk analyst?

The salary of a senior risk analyst typically ranges from $80,000 to $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and proficiency with risk management tools and software.

What are the most commonly searched types of Risk Analyst jobs in San Ramon, CA?

The most popular types of Risk Analyst jobs in San Ramon, CA are:

What are popular job titles related to Senior Risk Analyst jobs in San Ramon, CA?

For Senior Risk Analyst jobs in San Ramon, CA, the most frequently searched job titles are:

What job categories do people searching Senior Risk Analyst jobs in San Ramon, CA look for?

The top searched job categories for Senior Risk Analyst jobs in San Ramon, CA are:

What cities near San Ramon, CA are hiring for Senior Risk Analyst jobs?

Cities near San Ramon, CA with the most Senior Risk Analyst job openings:

Infographic showing various Senior Risk Analyst job openings in San Ramon, CA as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 14% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $122,755 per year, or $59 per hour.

Senior Consulting Actuary- Technology Risk Practices

San Francisco, CA • On-site

Lockton, Inc.
Insurance Services • 10K+ employees

Full-time

Re-posted 26 days ago


Key responsibilities

  • Lead analytical research on specialized insurance topics and develop analytical models to evaluate risk factors, pricing, and coverage considerations.

  • Translate complex insurance data into insights to support strategic decision-making and research industry trends to provide proactive underwriting recommendations.

  • Manage relationships with internal analytics partners, ensure data completeness and quality, and develop standardized data preparation procedures.


Lockton rating

9.0

Company rating: 9.0 out of 10

Based on 47 frontline employees who took The Breakroom Quiz


Job description

Job Summary:
We seek a Senior Consulting Actuary to join our team. In this role, you will be part of an engaging and dynamic brokering team building insurance products that use creative analytics solutions to advocate for our clients. You will also lead our conversations between our account team and our internal analytics partners, ensuring data completeness and quality, and managing workflow and work quality. The ideal candidate will have a strong foundation in insurance analytics, a solid understanding of fundamental insurance concepts, and the ability to transform complex data into actionable insights.
Key Responsibilities
Advanced Analytics for Bespoke Analysis
• Spearhead sophisticated analytical research on specialized insurance topics, including innovative initiatives in autonomy and actuarial research
• Design and implement analytical models to evaluate risk factors, pricing implications, and coverage considerations for specialized insurance scenarios
• Translate complex insurance data into meaningful insights that drive strategic decision-making
• Research industry trends and emerging risks to provide proactive recommendations on underwriting approaches
• Co-develop internal analytics initiatives by applying statistical techniques to uncover patterns and relationships within insurance data
Data Review and Workload Management with our internal Analytics partners
• Lead our relationship between our team and internal analytics partners
• Mitigate data discrepancies or missing elements independently
• Develop and execute standardized data preparation procedures to ensure efficient workload management, streamline the review process, and minimize delay
Requirements:
Qualifications -
Required Qualifications
• Bachelor's degree in Analytics, Statistics, Actuarial Science, Finance, Economics, Insurance, or related field
• At least 7-10 years of experience in insurance analytics, data analysis, or a related role within the insurance industry
• Demonstrated superior understanding of fundamental insurance concepts, including supply/demand dynamics, loss components, and their interrelationships
• Proficiency in data analysis tools such as Excel, SQL, and Python
• Experience with data quality assurance processes and validation methodologies
• Strong analytical skills with the ability to interpret complex datasets and identify meaningful patterns
Preferred Qualifications
• Insurance industry certifications such as ACAS, CPCU, or ARM
• Deep understanding working with claims data, policy information, and underwriting systems
• Background in predictive modeling or machine learning applications in insurance
• Extensive experience of the forefront of technology innovations and related insurance implications
Skills and Competencies
• Exceptional attention to detail and commitment to data accuracy and integrity
• Strong critical thinking and problem-solving abilities to address complex analytical challenges
• Collaborate effectively across internal teams and external partners by understanding diverse stakeholder priorities and delivering solutions that align technical requirements with organizational objectives
• Excellent communication skills to adapt communication approaches and translate technical findings into business insights
• Self-motivation and the ability to work independently while managing multiple priorities
• Advanced knowledge of insurance industry terminology, products, and regulatory considerations
Working Conditions
This full-time position primarily operates in an office environment. The role may require occasional travel to meet with partners or attend industry events. Some flexibility in work scheduling may be necessary to meet project deadlines.

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