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Senior Risk Analyst Jobs in Milpitas, CA (NOW HIRING)

ALOIS LLC

Sr Fraud Analyst

San Jose, CA · On-site

$140K - $165K/yr

Senior - Payments & Fraud Analytics Employment: Full-Time Location: San Jose, CA (Hybrid ... Partner closely with Product, Risk, Operations, and Engineering stakeholders to solve complex ...

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Senior Risk Analyst information

See Milpitas, CA salary details

$62.3K

$128K

$166.1K

How much do senior risk analyst jobs pay per year?

As of Aug 12, 2026, the average yearly pay for senior risk analyst in Milpitas, CA is $128,012.00, according to ZipRecruiter salary data. Most workers in this role earn between $105,500.00 and $159,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a senior risk analyst?

To thrive as a Senior Risk Analyst, you need strong analytical skills, a solid grasp of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Proficiency with risk management software, data analysis tools like Excel, and familiarity with regulatory frameworks such as Basel III or SOX is often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for identifying, evaluating, and reporting risks. These competencies are vital for ensuring accurate risk identification and mitigation, supporting sound business decisions, and maintaining regulatory compliance.

How does a senior risk analyst typically collaborate with other departments to identify and mitigate risks?

Senior Risk Analysts regularly work with teams across the organization, such as compliance, finance, operations, and IT, to identify emerging risks and implement mitigation strategies. They often participate in cross-functional meetings, provide insights from data analysis, and help develop policies that address both regulatory requirements and business objectives. Building strong working relationships and communicating complex risk scenarios in an accessible way are key to ensuring coordinated risk management efforts. This collaborative approach not only helps in early detection of potential issues but also fosters a proactive risk culture within the company.

How much do senior risk analysts get paid?

Senior risk analysts typically earn a median annual salary between $80,000 and $120,000, depending on experience, industry, and location. They often require strong analytical skills and knowledge of risk management tools and regulations.

What is the difference between Senior Risk Analyst vs Risk Analyst?

AspectSenior Risk AnalystRisk Analyst
Required CredentialsBachelor's degree, often certifications like FRM or CRMBachelor's degree, some certifications like FRM or CRM
Work EnvironmentFinancial institutions, insurance companies, consulting firmsFinancial firms, corporations, government agencies
Employer & Industry UsageUsed across finance, insurance, and consulting sectorsCommon in finance, banking, and insurance industries

The main difference is that Senior Risk Analysts typically have more experience, advanced certifications, and handle more complex risk assessments. They often lead projects and mentor junior staff, whereas Risk Analysts focus on data collection, analysis, and supporting risk management processes.

What does a senior risk analyst do?

A senior risk analyst evaluates potential risks that could impact an organization’s financial health, operations, or reputation. They analyze data, develop risk mitigation strategies, and use tools like risk assessment software to inform decision-making. This role often requires strong analytical skills, industry knowledge, and relevant certifications such as FRM or CRM.
What are the most commonly searched types of Risk Analyst jobs in Milpitas, CA? The most popular types of Risk Analyst jobs in Milpitas, CA are:
What are popular job titles related to Senior Risk Analyst jobs in Milpitas, CA? For Senior Risk Analyst jobs in Milpitas, CA, the most frequently searched job titles are:
What job categories do people searching Senior Risk Analyst jobs in Milpitas, CA look for? The top searched job categories for Senior Risk Analyst jobs in Milpitas, CA are:
What cities near Milpitas, CA are hiring for Senior Risk Analyst jobs? Cities near Milpitas, CA with the most Senior Risk Analyst job openings:
Senior Risk Analyst jobs near you
Infographic showing various Senior Risk Analyst job openings in Milpitas, CA as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $128,012 per year, or $61.5 per hour.

Staff Fraud & Risk Analytics Lead (Strategic Risk Economics) *** Direct End Client ***

Projas Technologies, LLC

Mountain View, CA • On-site

Other

Re-posted 14 days ago

Job description

We are seeking a highly analytical and business-minded Staff Fraud & Risk Analytics Lead to serve as a key strategic partner across Risk, Operations, Product, and Finance. This role is responsible for building the economic frameworks that enable data-driven decisions around fraud loss tolerance, risk investments, policy optimization, and growth initiatives.

The ideal candidate combines deep expertise in quantitative analysis, risk economics, and financial modeling with the ability to influence executive stakeholders. You will help shape critical business decisions by translating complex risk tradeoffs into clear, measurable financial outcomes and establishing a scalable decision-making framework that balances growth, revenue, and risk.

This position offers a unique opportunity to influence enterprise-level strategy by quantifying the economic impact of risk decisions and creating a trusted source of truth for leadership teams evaluating product expansion, operational investments, and vendor partnerships.

Key Responsibilities

Strategic Risk Economics & Financial Modeling

  • Design, enhance, and maintain analytical frameworks that quantify the relationship between fraud losses, risk exposure, customer growth, and revenue outcomes.
  • Develop and validate ROI models for new products, policy initiatives, and risk mitigation strategies.
  • Assess business tradeoffs by measuring the financial impact of incremental risk acceptance versus anticipated revenue generation.
  • Build forecasting methodologies that support loss expectations, scenario planning, and strategic business decisions.

Risk Investment & Vendor Performance Analysis

  • Evaluate risk technology and third-party vendor investments through rigorous cost-benefit analysis.
  • Quantify the effectiveness of fraud detection tools, controls, and operational processes in reducing losses and improving business performance.
  • Establish performance measurement frameworks that ensure risk-related expenditures deliver measurable economic value.

Cross-Functional Business Partnership

  • Serve as the primary analytics liaison across Risk, Operations, Finance, Product, and Executive Leadership teams.
  • Translate complex risk concepts into financial and business terms that support investment decisions and executive planning.
  • Partner with stakeholders to ensure assumptions, models, and recommendations align with business objectives and financial standards.
  • Provide analytical support for strategic reviews, governance committees, and executive decision forums.

Decision Support & Executive Insights

  • Deliver proactive impact analyses that quantify expected outcomes before policy or product decisions are implemented.
  • Develop executive-ready reporting, presentations, and decision frameworks that clearly communicate risks, opportunities, and financial implications.
  • Challenge assumptions and recommendations when analysis indicates potential misalignment between expected outcomes and economic realities.
  • Drive consistency and transparency in risk-based financial decision making across the organization.

Scalable Analytics & Process Excellence

  • Build reusable models, dashboards, and analytical tools that improve efficiency and reduce manual effort across recurring risk assessments.
  • Establish data quality standards, model governance processes, and analytical best practices.
  • Support the evolution of enterprise risk measurement capabilities through automation and advanced analytics.

Required Qualifications

  • Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Science, Business Analytics, or a related quantitative discipline.
  • 5+ years of experience in fraud analytics, risk analytics, financial analysis, business analytics, or related quantitative functions within financial services, fintech, payments, banking, lending, or technology environments.
  • Strong expertise in financial modeling, forecasting, scenario analysis, and ROI evaluation.
  • Demonstrated experience quantifying business tradeoffs involving risk, revenue, operational costs, or investment decisions.
  • Advanced SQL skills and experience working with large-scale datasets.
  • Strong analytical problem-solving abilities with exceptional attention to detail and data accuracy.
  • Proven ability to communicate complex analytical findings to both technical and non-technical audiences.
  • Experience influencing cross-functional stakeholders and senior leadership through data-driven recommendations.

Preferred Qualifications

  • Experience in fraud strategy, fraud operations, fraud prevention, credit risk, chargebacks, payments risk, or trust & safety domains.
  • Knowledge of risk-adjusted economics, loss forecasting, and portfolio performance measurement.
  • Prior exposure to finance, accounting, FP&A, treasury, or enterprise risk management functions.
  • Experience supporting executive-level decision making within high-growth fintech, financial services, marketplace, or technology organizations.
  • Familiarity with stress testing methodologies, scenario modeling, and sensitivity analysis.
  • Experience with business intelligence and visualization platforms such as Tableau, Looker, Power BI, or similar tools.
  • Experience working with cloud-based analytical environments and modern data platforms.
  • Exposure to predictive analytics, experimentation frameworks, or advanced statistical modeling techniques.

What Success Looks Like

  • Trusted advisor for evaluating the financial viability of risk-related business decisions.
  • Reliable owner of frameworks that quantify the economic impact of fraud, risk, and operational investments.
  • Consistent provider of executive-ready insights that balance growth objectives with sustainable risk management.
  • Driver of scalable analytical solutions that improve decision velocity, transparency, and business performance.

Fraud Analytics, Risk Analytics, Fraud Strategy, Risk Economics, Financial Modeling, ROI Analysis, Loss Forecasting, Fraud Prevention, Fintech, SQL, Tableau, Looker, Executive Reporting, Business Intelligence, Risk Management, Payments Risk, Credit Risk, Data Analytics, Financial Planning, Decision Science, Strategy Analytics.

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