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Senior Risk Analyst Jobs in Frederick, MD (NOW HIRING)

Senior Business Analyst

Rockville, MD · On-site

$110K - $130K/yr

Position Purpose As a Senior Business Analyst within OpenSky, you will have the opportunity to ... Proactively monitor credit risk and performance, identifying whether policy adjustments are needed

Senior Scientist

Gaithersburg, MD · On-site

$98K - $135K/yr

Will be involved in the design and execution of formulation risk assessments and characterization ... analysis, and results interpretation. * Other responsibilities include authoring of marketing ...

The Senior Project Manager shall have the experience to manage the overall project direction ... Responsible for completing Risk Analysis of assigned contracts, reviewing and negotiating contracts ...

Senior Program Manager

Gaithersburg, MD · On-site

$150K - $185K/yr

... analytics, financial performance, risk, resource allocation, and defensible disposition across ... Key Responsibilities · Serve as the senior accountable leader for one or more federal records ...

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Senior Risk Analyst information

See Frederick, MD salary details

$53.2K

$109.2K

$141.7K

How much do senior risk analyst jobs pay per year?

As of Jul 13, 2026, the average yearly pay for senior risk analyst in Frederick, MD is $109,217.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,000.00 and $136,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Risk Analyst, and why are they important?

To thrive as a Senior Risk Analyst, you need strong analytical skills, a solid grasp of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Proficiency with risk management software, data analysis tools like Excel, and familiarity with regulatory frameworks such as Basel III or SOX is often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for identifying, evaluating, and reporting risks. These competencies are vital for ensuring accurate risk identification and mitigation, supporting sound business decisions, and maintaining regulatory compliance.

How much do risk analysts get paid?

Risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Senior risk analysts with specialized skills and certifications can earn higher salaries, often exceeding $100,000 annually.

How does a Senior Risk Analyst typically collaborate with other departments to identify and mitigate risks?

Senior Risk Analysts regularly work with teams across the organization, such as compliance, finance, operations, and IT, to identify emerging risks and implement mitigation strategies. They often participate in cross-functional meetings, provide insights from data analysis, and help develop policies that address both regulatory requirements and business objectives. Building strong working relationships and communicating complex risk scenarios in an accessible way are key to ensuring coordinated risk management efforts. This collaborative approach not only helps in early detection of potential issues but also fosters a proactive risk culture within the company.

How much does a senior risk analyst make in the US?

A senior risk analyst in the US typically earns between $80,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills, knowledge of risk management tools, and relevant certifications such as FRM or CRM.

What is the salary of senior risk analyst in JP Morgan?

The average salary for a Senior Risk Analyst at JP Morgan typically ranges from $80,000 to $130,000 annually, depending on experience, location, and specific department. Additional compensation may include bonuses and benefits, and the role often requires proficiency in risk management tools and certifications such as FRM or CFA.

What is the difference between Senior Risk Analyst vs Risk Analyst?

AspectSenior Risk AnalystRisk Analyst
Required CredentialsBachelor's degree, often certifications like FRM or CRMBachelor's degree, some certifications like FRM or CRM
Work EnvironmentFinancial institutions, insurance companies, consulting firmsFinancial firms, corporations, government agencies
Employer & Industry UsageUsed across finance, insurance, and consulting sectorsCommon in finance, banking, and insurance industries

The main difference is that Senior Risk Analysts typically have more experience, advanced certifications, and handle more complex risk assessments. They often lead projects and mentor junior staff, whereas Risk Analysts focus on data collection, analysis, and supporting risk management processes.

What does a senior risk analyst do?

A senior risk analyst evaluates potential risks that could impact an organization’s financial health, operations, or reputation. They analyze data, develop risk mitigation strategies, and use tools like risk assessment software to inform decision-making. This role often requires strong analytical skills, industry knowledge, and relevant certifications such as FRM or CRM.
What are the most commonly searched types of Risk Analyst jobs in Frederick, MD? The most popular types of Risk Analyst jobs in Frederick, MD are:
What are popular job titles related to Senior Risk Analyst jobs in Frederick, MD? For Senior Risk Analyst jobs in Frederick, MD, the most frequently searched job titles are:
What job categories do people searching Senior Risk Analyst jobs in Frederick, MD look for? The top searched job categories for Senior Risk Analyst jobs in Frederick, MD are:
What cities near Frederick, MD are hiring for Senior Risk Analyst jobs? Cities near Frederick, MD with the most Senior Risk Analyst job openings:
Senior Business Analyst

Senior Business Analyst

Capital Bank

Rockville, MD • On-site

$110K - $130K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago


Job description

About Us
Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients primarily in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 6 out of 7 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.
At OpenSky, we believe that everyone has the right to access credit and achieve their financial goals. We have helped 2 million customers get started and continue their path to realizing their financial goals. And we want to help and grow with our customers even more - by expanding our offerings to support them in their credit journey, and providing compelling products and digital solutions for education, advice, and financial services.
OpenSky is a high-growth, data-driven, dynamic, and entrepreneurial environment where you are limited only by your imagination. You'll work with some of the brightest and most passionate minds in the FinTech industry, and from day one, start having a real impact on consumers' lives and financial goals.
Position Purpose
As a Senior Business Analyst within OpenSky, you will have the opportunity to leverage advanced analytics and strategic thinking to solve challenging business problems. We are looking for a results-focused individual with exceptional analytical skills and business judgment and experience with SQL and Python. You will play a pivotal role in developing lending strategies by leveraging data-backed decisioning. You will be part of a collaborative environment that values your input, and you will have the opportunity to develop strategies that have a positive impact on customers and financial performance. Prior experience with credit analytics and consumer lending is a must.
Position Responsibilities
  • Perform credit analysis using advanced analytics in SQL and/or Python
  • Analyze and optimize lending strategies, including approve/decline policy and credit line assignment
  • Develop recommendations on credit strategies based on performance analysis, resiliency testing, and business judgment
  • Present data-backed recommendations to leadership based on your analysis
  • Build and/or leverage valuation models to inform credit policy recommendations
  • Establish testing and monitoring plans
  • Proactively monitor credit risk and performance, identifying whether policy adjustments are needed
  • Partner with cross-functional teams to implement strategies

Minimum Education & Experience
  • 1-5 years of experience in advanced analytics, including developing credit policies
  • Bachelor's degree in quantitative field (e.g. Statistics, Data Science, Engineering, Economics, Finance, Business)

Technical Knowledge and Skills
  • Exceptional results-focus and relentless persistence in solving problems
  • A proven track record of decision making and problem solving based on analytics
  • Exceptional critical thinking skills with attention to detail
  • Highly proficient with analytical tools such as Python and SQL
  • Successful track record of thriving in a fast-paced environment
  • Proven ability to clearly and effectively communicate complex analytical insights to both technical and non-technical audiences

Compensation
  • Base Salary Range: $110k - $130k annually / hourly. Final determination of where you are at in the salary range is based on numerous factors such as geographical location, relevant experience, skill set, education, and ability to meet qualifications within the job description.
  • Additional Compensation: This role will include a yearly annual target bonus based on individual performance.

Working Arrangements
  • Full-time Hybrid role

Why Join Us?
  • Join a growing company with a culture that fosters an entrepreneurial spirit
  • Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more?
  • Company Contributions to your 401k - Regardless of your contribution
  • Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
  • Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities

Compliance
It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations.
The above mentioned are intended to describe the general nature and level of work performed rather than to be an inclusive list of all duties, responsibilities and skills required for the position. Job duties may be changed at any time at management's discretion. The job description is not intended to create contractual obligations of any kind.
Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an E-Verify, Affirmative Action and Equal Opportunity Employer.