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Scotiabank Credit Risk Management Canada Jobs (NOW HIRING)

Produces and analyzes ongoing risk management reports and analyses. Performs ad hoc analysis of Credit Risk trends and portfolio performance, as well as forward-looking analysis. Analyzes ...

Produces and analyzes ongoing risk management reports and analyses. Performs ad hoc analysis of Credit Risk trends and portfolio performance, as well as forward-looking analysis. Analyzes ...

The Single-Family Seller Credit Risk Management team is an integral part of ensuring the credit risk Freddie Mac takes on is appropriately monitored and managed at a Seller/Servicer level to support ...

Seller Credit Risk Manager

Plano, TX · On-site

$128K - $192K/yr

The Single-Family Seller Credit Risk Management team is an integral part of ensuring the credit risk Freddie Mac takes on is appropriately monitored and managed at a Seller/Servicer level to support ...

Seller Credit Risk Manager

Plano, TX · On-site

$128K - $192K/yr

The Single-Family Seller Credit Risk Management team is an integral part of ensuring the credit risk Freddie Mac takes on is appropriately monitored and managed at a Seller/Servicer level to support ...

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Scotiabank Credit Risk Management Canada information

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$86.5K

$158.3K

$239.5K

How much do scotiabank credit risk management canada jobs pay per year?

As of Jun 10, 2026, the average yearly pay for scotiabank credit risk management canada in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

How does the Credit Risk Management team at Scotiabank collaborate with other departments to mitigate risk?

In Scotiabank's Credit Risk Management team, collaboration with departments such as Corporate Banking, Retail Banking, and Compliance is essential. Credit risk professionals regularly engage with account managers to assess client creditworthiness, work with legal teams to ensure proper documentation, and partner with data analytics teams to monitor risk trends. This cross-functional approach helps ensure that lending decisions align with the bank's risk appetite and regulatory requirements. Effective communication and teamwork are key to proactively identifying potential risks and implementing appropriate mitigation strategies.

What are the key skills and qualifications needed to thrive in Scotiabank Credit Risk Management Canada, and why are they important?

To excel in Scotiabank Credit Risk Management Canada, you need a solid background in finance, risk analysis, and credit assessment, often supported by a relevant degree in business, finance, or economics. Familiarity with risk modeling tools, credit scoring systems, and regulatory compliance frameworks like Basel III is typically required. Strong analytical thinking, attention to detail, and effective communication are vital soft skills in this position. These competencies are crucial for making sound credit decisions, managing portfolio risk, and supporting the bank's financial stability.

What is Credit Risk Management at Scotiabank Canada?

Credit Risk Management at Scotiabank Canada refers to the processes and strategies used to identify, assess, and mitigate risks associated with borrowers failing to repay loans or meet financial obligations. The team develops credit policies, evaluates loan applications, monitors credit exposures, and ensures compliance with regulatory standards. Their goal is to protect the bank's assets while supporting responsible lending and business growth across various sectors. They work closely with other departments to ensure that lending decisions align with Scotiabank's risk appetite and regulatory requirements.
Risk Management - Credit Risk Associate

Risk Management - Credit Risk Associate

JPMorgan Chase & Co

Chicago, IL • On-site

Full-time

Medical, Retirement

Posted 8 days ago


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 468 frontline employees who took The Breakroom Quiz

46th of 141 rated banks


Job description

Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Associate within the Business Services Leveraged Finance Credit team, you will cover noninvestment grade corporate clients and sponsorbacked clients across Business Services subsectors. You will manage and monitor a portfolio of leveraged issuers, underwrite LBOs and recapitalizations, partner with the trading desk to approve hedging exposure, support legal negotiations, and collaborate with the Asset Based Lending (ABL) Credit Team to deliver collateralbacked solutions. Your work will directly influence the firm's riskreturn balance while upholding a strong culture of compliance and partnership.

Job Responsibilities

  • Manage and monitor a portfolio of client credit exposures across Business Services subsectors (e.g., facilities management, outsourcing, staffing, security services, consulting firms, etc.).
  • Track exposure across loans, revolvers, term loans, letters of credit, ABL facilities, and derivatives; ensure compliance with limits, covenants, and internal risk appetite.
  • Conduct scenario analysis/stress testing on leverage, liquidity, and cash flow resilience.
  • Take ownership of client credit needs and independently develop credit opinions.
  • Build and review pro forma capital structures and cash flow projection models; assess debt capacity, deleveraging paths, interest coverage, liquidity, and covenant headroom.
  • Manage credit due diligence process for clients and capital markets transactions, coordinating thirdparty reports, management meetings, and site visits.
  • Assess counterparty credit risk using SACCR/PFE methodologies; monitor exposure, collateral thresholds, and margining under CSA.
  • Coordinate with Treasury Services, Payments Risk, and Implementation teams to align product structures, collateralization/guarantees, and documentation with credit appetite.
  • Collaborate with Global Corporate Banking Coverage, Debt Capital Markets, Investment Banking Coverage, and Syndicate teams.
  • Stay current on all aspects of credit relationships, including exposure, compliance, documentation status, and ongoing credit research.

Required Qualifications, Capabilities, and Skills

  • Bachelors degree
  • Completion of a major corporate bank credit training program or equivalent experience
  • Minimum of 3 years of related experience in credit risk, leveraged finance, or corporate finance
  • Strong accounting and corporate finance expertise; proven analytical and financial modeling ability
  • Proficiency in Excel, PowerPoint, and Word; ability to produce concise, decisionready materials
  • Outstanding verbal and written communication; strong interpersonal skills; ability to perform under pressure in a demanding environment

Preferred Qualifications, Capabilities, and Skills

  • MBA or CFA designation
  • Familiarity with rating agency methodologies and stress testing practice
  • Experience with ABL structures, borrowing base analysis, and collateral diligence
  • Knowledge of loan and derivative products, documentation, and structuring; experience negotiating legal documents associated with credit products
  • Experience negotiating legal documents associated with credit products
  • Sector familiarity beyond Business Services (e.g., Consumer, Retail, Healthcare, Diversified Industries, Automotive, Transportation, Aerospace, Defense, Airlines, Natural Resources, Energy)
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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