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Sba Manager Jobs in Modesto, CA (NOW HIRING)

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Sba Manager information

See Modesto, CA salary details

$24.3K

$64.7K

$108.1K

How much do sba manager jobs pay per year?

As of Aug 30, 2026, the average yearly pay for sba manager in Modesto, CA is $64,726.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,400.00 and $72,800.00 per year, depending on experience, location, and employer.

What is an SBA manager?

An SBA Manager is a banking professional who oversees the Small Business Administration (SBA) lending program at a financial institution. They are responsible for managing and developing SBA loan portfolios, ensuring compliance with SBA guidelines, and leading a team of loan officers or specialists. SBA Managers work closely with business clients to facilitate access to SBA-backed loans, which help small businesses secure funding. They also maintain relationships with the SBA and ensure all loan documentation and processes meet federal regulations.

What skills and qualifications are needed to be an SBA manager?

To thrive as an SBA Manager, you need in-depth knowledge of Small Business Administration (SBA) loan programs, strong financial analysis skills, and experience in commercial lending—often supported by a degree in finance or business. Familiarity with loan origination systems, SBA guidelines, and compliance software is crucial for managing the application and approval process efficiently. Exceptional communication, attention to detail, and relationship-building skills help SBA Managers work closely with clients and cross-functional teams. These competencies ensure accurate, compliant lending and foster strong client relationships, which are vital for business growth and regulatory success.

What are common challenges faced by SBA managers in ensuring loan compliance, and how can they be addressed?

SBA Managers often encounter challenges in maintaining strict compliance with Small Business Administration (SBA) guidelines due to frequent regulatory updates and complex documentation requirements. Ensuring all loan packages are complete, accurate, and timely can be demanding, especially when coordinating with internal teams and borrowers. To address these challenges, SBA Managers typically implement robust training programs, maintain up-to-date checklists, and foster strong communication with both lending staff and clients. Staying proactive about regulatory changes and leveraging compliance software can also help streamline the process and reduce errors.

What is the difference between Sba Manager vs Loan Officer?

AspectSba ManagerLoan Officer
CredentialsTypically requires a bachelor’s degree, banking or finance certificationsOften requires a bachelor’s degree, finance or banking certifications
Work EnvironmentBanking institutions, financial services firms, or specialized Sba lending companiesCommercial banks, credit unions, or mortgage companies
Primary ResponsibilitiesOversees Sba loan processes, manages client relationships, ensures complianceEvaluates loan applications, assesses creditworthiness, approves or denies loans

The main difference between an Sba Manager and a Loan Officer lies in their scope of responsibilities. An Sba Manager oversees the entire Sba loan process and manages client relationships, while a Loan Officer primarily evaluates and approves individual loan applications. Both roles require similar credentials and work in related environments, but their focus and daily tasks differ.

What job categories do people searching Sba Manager jobs in Modesto, CA look for?

The top searched job categories for Sba Manager jobs in Modesto, CA are:

What cities near Modesto, CA are hiring for Sba Manager jobs?

Cities near Modesto, CA with the most Sba Manager job openings:

Sba Manager jobs near you
Infographic showing various Sba Manager job openings in Modesto, CA as of June 2026, with employment types broken down into 3% As Needed, 1% Full Time, 89% Part Time, 6% Contract, and 1% Nights. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $64,726 per year, or $31.1 per hour.

Operations Manager- Commercial Lending

Modesto, CA • On-site

National Mortgage Staffing
Recruiting and Staffing Services • 51 - 200 employees
Learn more about National Mortgage Staffingexternal

$85K - $105K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago

Job description

Position: Commercial Lending Operations Manager
Location: Modesto, CA
Work Model: In Office
Compensation: $85,000–$105,000 base salary
Schedule: Full-time, 40 hours per week
Benefits: Health insurance, dental, vision, PTO, 401(k) with 100% match up to 5%
Overview
A credit union is hiring a Commercial Lending Operations Manager to support growth within its commercial lending division. This role owns the full back-office commercial lending function from underwriting through post-closing service and loan servicing.
Underwriting is currently outsourced, with a strategic plan to transition in-house. This role will lead that effort while managing day-to-day commercial lending operations, supervising Commercial Loan Processors, and ensuring commercial loan transactions move accurately and efficiently from post-approval through closing and funding.
The strongest candidate will bring commercial loan processing and/or underwriting experience, strong knowledge of conventional commercial loans and SBA 7(a)/504 programs, and the ability to lead a team while maintaining strong quality control, documentation, and compliance standards.
Responsibilities
• Manage the commercial loan processing cycle from post-approval through closing and funding
• Review loan documentation against approved credit memos or credit presentations
• Confirm consistency with approved terms, conditions, collateral requirements, covenants, and committee approvals
• Coordinate with loan originators, underwriters, attorneys, title companies, and borrowers to resolve documentation issues and clear closing conditions
• Monitor loan pipeline reports and provide regular updates to lending management
• Identify bottlenecks and implement process improvements
• Maintain quality control standards for loan files before booking and disbursement
• Oversee UCC filings, lien searches, title reviews, appraisal orders, hazard insurance verification, and third-party requirements
• Apply knowledge of conventional commercial underwriting standards and SBA SOP requirements for 7(a) and 504 loans
• Assist in structuring SBA loan packages for eligibility and documentation compliance
• Review financial statements, tax returns, credit packages, and collateral documentation
• Review legal loan documents, including notes, loan agreements, security agreements, mortgages/deeds of trust, guarantees, and SBA authorizations
• Identify and escalate discrepancies before execution and disbursement
• Work with legal counsel and closing attorneys/agencies to ensure documentation meets legal, regulatory, and institutional requirements
• Supervise Commercial Loan Processors, assign workloads, set priorities, and ensure deadlines are met
• Train, mentor, and develop team members on processing procedures, documentation standards, SBA requirements, and compliance protocols
• Conduct performance reviews and provide ongoing coaching
• Serve as an escalation point for complex processing issues, documentation exceptions, and urgent closing timelines
• Maintain audit-ready loan files and support internal and external examination processes
• Identify process gaps or recurring compliance issues and recommend corrective actions
• Support post-closing and post-funding needs, including outstanding documentation, loan conditions, and servicing-related follow-up
• Register with NMLS
Qualifications
• Bachelor’s degree in Finance, Business Administration, Accounting, or a related field, or equivalent professional experience
• 5–7 years of commercial loan processing and/or underwriting experience
• Experience with conventional commercial loans and SBA-guaranteed loan programs strongly preferred
• Prior supervisory or team leadership experience strongly preferred
• Track record of achieving goals, results, and KPIs
• Strong understanding of commercial loan underwriting standards, credit analysis, and loan structuring
• Working knowledge of SBA SOP for 7(a) and 504 loan programs, including eligibility, documentation, and guarantee requirements
• Ability to read, interpret, and critically review legal loan documents for consistency with approved credit terms
• Understanding of UCC filings, collateral perfection, title insurance, real property lien instruments, and entity documentation requirements
• Proficiency in financial statement analysis, cash flow analysis, and credit package review
• Knowledge of federal and state banking regulations and lending compliance requirements
• Microsoft Office proficiency
• Strong attention to detail, organization, time management, and communication skills
• Ability to manage multiple loan files and deadlines in a fast-paced environment
• Leadership and team development ability
• Credit union or community bank experience preferred
• Ability to work in-office in Modesto, CA
NMS Disclaimer
Client requirements and hiring decisions are set by the hiring company. Please ensure your application details align with your resume and reflect your direct experience. Thank you for your interest!
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About National Mortgage Staffing

Sourced by ZipRecruiter

We recruit exceptional candidates for many of the nation's top mortgage companies. National Mortgage Staffing is unique as we ONLY staff in the Mortgage Industry. We have widespread knowledge of all positions in this niche industry. Once assigned to a recruiter you will work with that recruiter for all of your open positions. At National Mortgage Staffing, we have one point of contact for all of your recruiting needs. Each Recruiting Specialist is assigned to a specific job division. This recruiter will have an extensive background in the position you are looking to fill. Whether it is Operations or Sales, we have a Recruiting Specialist that will fit your needs.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Fort Myers, FL, US

Year founded

2010

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