River Client Operations Associate Jobs in Memphis, TN

Location: Onsite listed in the posting

Weekly Scheduled Hours:Monday-Thursday: 9am-5pm, Friday 9am-6pm, every other Saturday 8:45am-1:15pm

SUMMARY

Provides supervision and support to the tellers to ensure that the staff provides maximum customer service in a professional manner. Monitor and train the transactional processing staff in supporting all bank marketing efforts and cross-sell products. Responsible for ensuring compliance of all policies and procedures affecting the day-to-day operations. Perform related duties as required to assist in achieving banking center goals. Provide quality, accurate and timely customer service involving daily processing of financial transactions in a retail environment, which include the duties and responsibilities described herein.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Operational efficiency

· Oversee center cash operations including cashboxes, vault, ATM, and TCRs to ensure center cash is managed, balanced, and secured within the established limits following bank policy.

· Process client transactions accurately and efficiently and using sound judgment when providing approvals and overrides to safeguard against fraud and errors.

· Stay informed on operational updates and communicate critical policy, procedure, and compliance changes or alerts to the team.

· Manage access controls by ensuring proper dual control where applicable, and uphold secure handling of keys, combinations, and sensitive assets in accordance with bank procedures.

· Mitigate the bank’s risk as outlined in the Compliance and risk management section below including assisting with cash audits and ensuring accurate record retention.

Compliance and risk management

· Expected compliance with bank regulations, policies, procedures, risk management, internal controls, and the First Horizon code of ethics.

· Lead the Operational Performance of the banking center through maintaining control over key risk areas of the center, including tellers’ difference, operational losses, and audit control procedures, resolution of out-of-balance conditions, compliance, and quarterly and annual audit functions.

· Ensure all audit and security policies and procedures are followed during open hours and at banking center opening and closing.

· Control the inventory of cash, Official Checks and Personal Money Orders through dual control.

Client experience

· Lead the Client Experience efforts of the banking center, including delivering excellent client experiences consistently and promptly resolve client issues effectively.

· Ensure an excellent overall client experience by assisting clients with select service needs.

· Responsible for ensuring proper control and maximum efficiency in transactional processing. Provide transactional processing support in order to keep client wait times to a minimum.

· Enhance individual knowledge to better serve clients by attending relevant sales, service, and product knowledge meetings, training classes, and web-based learning.

Sales and service

· Cross-sell and make referrals to bank partners to generate new business and deepen existing client relationships.

· Explain product benefits, changes, restrictions, requirements, and any other relevant product information to clients, prospects, and associates.

Team management

· Maintain workflow and handle scheduling the associates supporting financial transactions.

· Observe, coach, and lead the transactional processing team to ensure all strategic initiatives are executed effectively.

· Assist in evaluating employee performance and counseling when needed.

· Assist in determining and satisfying training needs and establish performance plans.

· Conduct meetings to develop a communication line to explain and institute new policies and to ensure continuous development of staff.

· Assist in conducting meetings to promote sales, product knowledge and client service

Perform all other job related duties as assigned

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

1. High school diploma or GED required Bachelors degree preferred and 2-5 years of experience or equivalent combination of education and experience

COMPUTER AND OFFICE EQUIPMENT SKILLS

1. Microsoft Office suite

CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)

None required 

As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements. 

DeGarmo Behavioral Assessment Requirement  

• All candidates must complete the DeGarmo Retail Behavioral Assessment to be considered for this position 
• The assessment takes approximately 12–15 minutes to complete 
• Assessment results must be submitted prior to having your application evaluated by Talent Acquisition 

About Us 

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.  

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits 

Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube