ZipRecruiter

Log In

1

Risk Operations Jobs in Riverside, CA (NOW HIRING)

Hyundai Capital

Sr. Portfolio Risk Associate

Irvine, CA · On-site

$88K - $132K/yr

Collections or Customer Service operations background a plus * Bachelor's degree in Mathematics ... A thorough understanding of credit risk principles, portfolio management, FASB accounting standards ...

Hyundai Capital

Sr. Portfolio Risk Associate

Irvine, CA · Hybrid

Collections or Customer Service operations background a plus * Bachelor's degree in Mathematics ... A thorough understanding of credit risk principles, portfolio management, FASB accounting standards ...

allianthcm

Director of Risk Management

Irvine, CA

Interfaces with all corporate and operational leaders on risk reduction strategies; Develops/maintains allocation systems to allocate RM costs to appropriate areas within the company; Analyzes ...

PatientFi

Lending Support Analyst

Irvine, CA · On-site +1

... risk operations, quality assurance, or customer service at a financial institution or in the fintech industry ● Familiarity and understanding of basic lending/credit/banking/fintech industry ...

PatientFi

Lending Support Analyst

Irvine, CA · On-site +1

... risk operations, quality assurance, or customer service at a financial institution or in the fintech industry • Familiarity and understanding of basic lending/credit/banking/fintech industry ...

next page

Showing results 1-20

All JobsRisk Operations JobsRisk Operations Jobs in Riverside, CA

Risk Operations information

See Riverside, CA salary details

$11

$27

$55

How much do risk operations jobs pay per hour?

As of Jul 22, 2026, the average hourly pay for risk operations in Riverside, CA is $27.38, according to ZipRecruiter salary data. Most workers in this role earn between $18.56 and $31.59 per hour, depending on experience, location, and employer.

What are the most common challenges faced by professionals in Risk Operations, and how can they be overcome?

Professionals in Risk Operations frequently encounter challenges such as rapidly evolving fraud tactics, balancing regulatory compliance with efficient operations, and managing large volumes of data for decision-making. Staying updated with the latest fraud trends and regulatory changes is essential, as is collaborating closely with compliance, customer service, and IT teams. Utilizing advanced analytics tools and ongoing training can help address these challenges, ensuring risks are identified quickly while maintaining a positive customer experience.

What are risk operations?

Risk operations refer to the processes and teams within an organization that are responsible for identifying, assessing, managing, and mitigating risks related to business activities. This can include monitoring transactions for fraud, ensuring compliance with regulations, analyzing data to detect suspicious activity, and implementing controls to protect the company from financial and reputational harm. Risk operations professionals often work closely with legal, compliance, and security teams to develop strategies and tools that minimize potential losses. Their work is essential for maintaining trust with customers and meeting regulatory requirements.

What are the key skills and qualifications needed to thrive as a Risk Operations professional, and why are they important?

To thrive in Risk Operations, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a relevant degree. Familiarity with risk management systems, data analysis tools like Excel or SQL, and sometimes certifications such as FRM or CAMS are typically required. Excellent problem-solving abilities, communication, and adaptability help you stand out in this role. These skills are vital for accurately identifying, assessing, and mitigating operational risks to protect the organization's assets and ensure regulatory compliance.

What is the difference between Risk Operations vs Risk Analyst?

AspectRisk OperationsRisk Analyst
Required CredentialsBachelor's degree, certifications like FRM or CRM often preferredBachelor's degree, certifications like FRM or CRM often preferred
Work EnvironmentOperational teams, risk management departments, often in financial institutionsAnalytical teams, risk management units, in finance and banking sectors
Employer & Industry UsageUsed across financial services, banking, insurance for risk management processesCommonly employed in finance, banking, and investment firms for risk assessment

Risk Operations and Risk Analyst roles share similar credentials and industry usage, but Risk Operations focuses on managing risk processes and systems, while Risk Analysts primarily analyze data to identify risks. Both roles are vital in financial sectors, often working closely together to ensure comprehensive risk management.

What job categories do people searching Risk Operations jobs in Riverside, CA look for? The top searched job categories for Risk Operations jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Risk Operations jobs? Cities near Riverside, CA with the most Risk Operations job openings:
Risk Operations jobs near you
Infographic showing various Risk Operations job openings in Riverside, CA as of July 2026, with employment types broken down into 83% Full Time, 13% Part Time, 1% Temporary, and 3% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $56,950 per year, or $27.4 per hour.
Sr. Portfolio Risk Associate

Sr. Portfolio Risk Associate

Hyundai Capital America

Irvine, CA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 28 days ago

Hyundai Capital America rating

8.4

Company rating: 8.4 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

Job description

Description
Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.
We're a company driven by growth, innovation, and people. At HCA, you'll find opportunities to build new skills, expand your career, and make a real impact-while working in a diverse, inclusive, and values-driven environment. We're proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.
If you're looking for a fast-paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.
WHAT YOU WILL DO
The Sr. Portfolio Risk Associate is responsible for portfolio analytics, tracking, reporting and monitoring for the purposes of controlling and managing the company's risk tolerance. The Senior Associate will also be running and supporting the financial reporting, calculations and sample testing for HCA's Consumer Allowance for Loan and Lease Losses (ALLL). Additional responsibilities will include midmonth and annual loss forecasting, including the tracking of historical roll rates by risk segment, identifying operational drivers, and understanding the macroeconomic environment that can be used as forecasting tools. These tools will be used in conjunction with running the loss model to increase forecast accuracy.
HOW YOU WILL MAKE AN IMPACT
  1. Develop portfolio analysis of credit segments to differentiate portfolio delinquency and loss performance, assess risk and opportunities of portfolio performance trends, and effectively communicate them to management.
  2. Maintain and improve portfolio delinquency and loss dashboards in Tableau to improve reporting and efficiency for bi-weekly credit loss meetings.
  3. Generate the quarterly ALLL Consumer Reserves calculation for CECL and IFRS 9 by working with model development team and validating model output results. Re-evaluate qualitative factors on a quarterly basis to ensure the appropriate level of adjustments to the allowance.
  4. Produce production reports for Risk Control Committee (RCC) presentation and track portfolio segments relative to the company's risk triggers portfolio trends and assess the risk of those trends.
  5. Track macroeconomic forecasts by using Moody's Analytics DataBuffet, informing management and executives up-to-date information for best decision management and corrective actions
  6. Assist in the preparation of ALLL control documentation and quarterly memorandum and sample testing for external auditors. Prepare all necessary Provided-by-client (PBC) requests from auditors outside of ALLL KSOX framework.
  7. Perform data mining/analysis and automation of data reports and presentations to support Portfolio Risk strategy initiatives.

Qualifications
WHAT YOU WILL BRING TO THE ROLE
  • Minimum 4-6 years' related experience in consumer finance Risk field.
  • SAS or SQL experience required, R and Python experience a plus.
  • Collections or Customer Service operations background a plus
  • Bachelor's degree in Mathematics, Statistics, Economics or related quantitative field.
  • Master's degree preferred.
  • An in-depth understanding of statistics with some application of modeling and scoring techniques.
  • A thorough understanding of credit risk principles, portfolio management, FASB accounting standards on Current Expected Credit Loss (CECL) and International Financial Reporting Standard (IFRS) 9 accounting standards for loss reserving.
  • Strong PC skills; Microsoft Excel, Word, PowerPoint, Visio and relational database concepts.
  • Ability to comprehend instructions, create documentation on reporting and explain complex systems and data succinctly.
  • Ability to understand business objectives and their relationship to the importance of individual projects.

WE TAKE CARE OF OUR PEOPLE
At HCA, we know our success starts with our people. We offer a comprehensive rewards package designed to support your health, financial wellbeing, and life outside of work - so you can bring your best every day.
In addition to competitive pay, our benefits include:
  • Hybrid work schedule offering 4 on-site days and 1 remote day per week
  • Vehicle benefits designed around your role, including monthly allowances and purchase and lease discounts
  • Flexible health coverage with medical, dental, and vision plans, including no cost and low-cost options
  • Annual employer HSA contribution to help offset healthcare expenses
  • 401(k) with company match and immediate vesting, so you can start building your future from day one
  • 100% company paid life and disability insurance for added peace of mind
  • Wellbeing programs at no cost to you, including gym benefits and health resources
  • Generous parental leave to support growing families
  • Paid Volunteer Time Off, plus a company donation to a charity of your choice

At HCA, our benefits are more than perks - they're part of our commitment to supporting you at work and in life. Learn more about benefits at HCA!
WHAT HAPPENS NEXT
Express your interest by submitting an application. Once your application is received, our recruiting team will review your application to see if you meet the basic and preferred qualifications listed on the job description. For more information on our culture, visit our careers page.
OTHER DETAILS
Our Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace-because we believe diversity builds stronger teams. We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion or creed, color, national origin, ancestry, caste, citizenship, sex or gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, medical condition, genetic information, marital status, family care or medical leave status, military or veteran status, political affiliation, or any other characteristic protected by law. Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws.
California Privacy Notice
This notice only applies to our applicants who reside in the State of California.
The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA").
If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com .

What Hyundai Capital America employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply