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Residential Insurance Inspector Jobs in O Fallon, MO

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Insurance Inspector

Saint Louis, MO · On-site

$18.25 - $22.25/hr

... residential and commercial properties for insurance companies throughout 28 states. We are an ... As an Insurance Inspector you'll be on-site conducting insurance underwriting inspections ...

... insurance, long-term disability and various voluntary benefit plans General Purpose of Position Enforces, by field inspection, compliance with City codes and ordinances pertaining to residential and ...

... insurance, long-term disability and various voluntary benefit plans General Purpose of Position Enforces, by field inspection, compliance with City codes and ordinances pertaining to residential and ...

... insurance, long-term disability and various voluntary benefit plans General Purpose of Position Enforces, by field inspection, compliance with City codes and ordinances pertaining to residential and ...

... insurance, long-term disability and various voluntary benefit plans General Purpose of Position Enforces, by field inspection, compliance with City codes and ordinances pertaining to residential and ...

Field Inspector

Saint Louis, MO · On-site

$60K - $85K/yr

... residential property inspections, document storm-related damage, and deliver an exceptional customer experience throughout the insurance restoration process. This role serves as the primary on-site ...

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Residential Insurance Inspector information

See O Fallon, MO salary details

$51K

$63.1K

$73.9K

How much do residential insurance inspector jobs pay per year?

As of Aug 8, 2026, the average yearly pay for residential insurance inspector in O'Fallon, MO is $63,144.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,100.00 and $69,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a residential insurance inspector, and why are they important?

To thrive as a Residential Insurance Inspector, you need a solid understanding of property assessment, building codes, and insurance principles, typically supported by a high school diploma or relevant experience in insurance or construction. Proficiency with digital inspection tools, report-writing software, and sometimes certifications like Certified Insurance Inspector (CII) are commonly required. Detail orientation, strong communication, and time management are standout soft skills in this role. These skills ensure accurate property evaluations, effective risk analysis, and clear client interactions, which are critical for minimizing liability and supporting underwriting decisions.

What does a residential insurance inspector do?

Residential insurance inspectors work for insurance companies to ensure that all buildings meet safety and compliance standards. Inspectors have earned a certification that proves they have the knowledge and skills needed to check a home successfully. As a residential insurance inspector, your duties and responsibilities include going out to new constructions and ensuring that the building is up to code. You do a full walk-through of the home, taking a look at plumbing, electricity, roofs, and more. Once you have all the information on the house, you need to compare that to the standards set by the local laws to ensure that the building is safe.

What is the difference between Residential Insurance Inspector vs Property Inspector?

AspectResidential Insurance InspectorProperty Inspector
CertificationsInsurance-related certifications, such as adjusting or inspection licensesGeneral building or structural certifications, such as home inspection licenses
Work EnvironmentPrimarily inspecting residential properties for insurance claimsInspecting various property types for sale, purchase, or maintenance
Employer & IndustryInsurance companies, adjusting firms, or independent inspectorsReal estate agencies, home inspection companies, or private clients

While both roles involve property inspections, Residential Insurance Inspectors focus on assessing homes for insurance purposes, often requiring insurance-specific certifications. Property Inspectors typically evaluate homes for sale or maintenance without insurance-specific credentials. The roles overlap in inspecting residential properties but serve different industry needs.

How do you become a residential insurance inspector?

To become a residential insurance inspector, you typically need a high school diploma or equivalent, along with knowledge of construction and building codes. Many employers require relevant experience or certifications in property inspection, and some states or companies may require licensing or specific training. Strong attention to detail, good communication skills, and familiarity with inspection tools are also important.

What is a residential insurance inspector?

Residential Insurance Inspectors are professionals who assess homes and properties to determine their condition, safety, and risk factors for insurance purposes. They conduct on-site inspections, document features like roofing, plumbing, electrical systems, and look for hazards such as fire or water risks. Their findings help insurance companies decide coverage amounts, premiums, and whether a property qualifies for insurance. Inspectors may also provide recommendations to homeowners for reducing risks and improving safety. The job typically involves travel, attention to detail, and strong communication skills.

What are some common challenges faced by residential insurance inspectors in the field?

Residential Insurance Inspectors often encounter challenges such as accessing hard-to-reach property areas, coordinating with homeowners' schedules, and dealing with inclement weather during inspections. Additionally, they must accurately document and photograph property conditions while adhering to strict reporting standards and deadlines. Strong communication and time management skills are essential for overcoming these obstacles and ensuring thorough, timely inspections.
Infographic showing various Residential Insurance Inspector job openings in O'Fallon, MO as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $63,144 per year, or $30.4 per hour.

Insurance Inspector

Information Providers Inc.

Saint Louis, MO • On-site

$18.25 - $22.25/hr

Part-time

Re-posted 26 days ago

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Job description

Come work with us!

Our company is Information Providers, Inc and we are a field service company that conducts underwriting surveys of residential and commercial properties for insurance companies throughout 28 states.

We are an industry leader that believes customers prefer to do business with a focused and dedicated service provider! We provide the professional development processes that will increase your skill and experience for both work and personal growth. There are many opportunities to take on new challenges and responsibilities. Our management has years of industry experience and knowledge they are ready to share.

This position:

As an Insurance Inspector you’ll be on-site conducting insurance underwriting inspections collecting data for a condition assessment, measurement dimensions of the property. Including but not limited to photographs, all sides of the home, roof photos and exterior amenities, and hazards, and identifying building materials of the risk. Upon completion all information collected will be uploaded into an internet-based platform.

What’s required:

· Self-starter who enjoys independence!

· Willingness to work outdoors in all seasons

· Reliable vehicle for going to and from inspections

· iPhone or Android Smartphone

· Windows Based Computer with access to internet

· Measuring device

What we offer:

· Flexible schedule which allows you to dictate your own routes and hours

· Large volumes of field inspections

· Experienced field management support

· User Friendly Platform to work with

· Growth and leadership opportunities

Our Earnings Schedule Options:

NOTE: The schedule below is based on experience and/or background.

Part Time or Independent Contractor positions available.

Company Description

Headquartered in Hopkins, MN, Information Providers, Inc. (IPI) began business back in 1996, when the owner [and CEO] founded the company on the notion that customers prefer to do business with a focused and dedicated service provider. Since 1996, our company has grown to 500 employees and we currently operate in 32 states. We are a leading provider of Property & Casualty and Premium Audit information services.