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Remote Underwriting Jobs in Florida (NOW HIRING)

One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. Here at PRMG, we are big on Work Life Balance ...

Remote: Open to applicants in the United States, excluding CA, IL, ND, NY, OH, WA, and WY. Hybrid ... Strategic Underwriting & Pricing Leadership * Develop and execute underwriting and pricing ...

Underwriter

Doral, FL ยท On-site +1

Remote opportunities available in the following states: Alabama, Delaware, Florida, Georgia, Idaho ... Must have experience in large group underwriting (51+ employees). * Preferred experience in ...

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Remote Underwriting information

See Florida salary details

$35.9K

$77K

$118.4K

How much do remote underwriting jobs pay per year?

As of Aug 27, 2026, the average yearly pay for remote underwriting in Florida is $77,033.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $90,400.00 per year, depending on experience, location, and employer.

What is remote underwriting?

Remote underwriting is the process of evaluating and assessing the risks associated with insurance applications or loan approvals from a location outside of a traditional office, often from home. Remote underwriters use digital tools and secure online platforms to review documents, analyze applicant information, and make informed decisions. This role requires strong attention to detail, analytical skills, and the ability to communicate effectively with clients and colleagues online. The shift to remote underwriting has become more common due to advances in technology and the need for flexible work arrangements.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To thrive as a Remote Underwriter, you need strong analytical skills, a deep understanding of risk assessment, and knowledge of industry regulations, generally supported by a relevant degree or underwriting certifications. Familiarity with loan origination systems, automated underwriting software, and document management platforms is typically required. Excellent written communication, attention to detail, and self-motivation are standout soft skills for this role. These capabilities ensure accurate, timely decisions and maintain compliance while working independently from a remote setting.

How does working remotely as an underwriter impact collaboration with team members and other departments?

As a remote underwriter, you'll frequently use digital communication tools like email, video calls, and project management platforms to stay connected with your team and other departments such as sales, appraisers, and risk managers. While you may not have in-person meetings, you'll often participate in virtual discussions to evaluate complex cases or clarify guidelines. Effective communication and proactive updates are essential to ensure smooth workflows and avoid misunderstandings. Many organizations support remote underwriters with dedicated channels for real-time problem-solving and knowledge sharing.

What is the difference between Remote Underwriting vs Remote Claims Adjuster?

AspectRemote UnderwritingRemote Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance knowledge
Work EnvironmentHome-based, computer-focusedHome-based, investigative and assessment tasks
Industry UsageInsurance companies, brokersInsurance carriers, third-party administrators
Common Search/ComparisonYesYes

Remote Underwriting and Remote Claims Adjuster both operate within the insurance industry and often work from home. While underwriting involves evaluating risks and approving policies, claims adjusters assess damages and determine claim validity. Both roles require industry-specific licenses and certifications, and they serve similar employer types. Understanding these differences helps job seekers find the right remote insurance role aligned with their skills and credentials.

Can you work remotely as a remote underwriter?

Remote underwriting jobs are common in the insurance and financial industries, allowing underwriters to evaluate applications and risk from home using specialized software and communication tools. These roles typically require strong analytical skills, industry certifications, and reliable internet access, with many companies offering flexible or fully remote schedules.

Is remote underwriting a low stress job?

Remote underwriting involves evaluating insurance applications and assessing risk, which can be moderately stressful depending on workload and deadlines. The job typically requires attention to detail, analytical skills, and the ability to work independently, but stress levels vary based on individual work environment and company expectations.

What are the most commonly searched types of Underwriting jobs in Florida?

The most popular types of Underwriting jobs in Florida are:

What cities in Florida are hiring for Remote Underwriting jobs?

Cities in Florida with the most Remote Underwriting job openings:

Infographic showing various Remote Underwriting job openings in Florida as of August 2026, with employment types broken down into 89% Full Time, and 11% Part Time. Highlights an 100% Remote job distribution, with an average salary of $77,033 per year, or $37 per hour.

Conventional Underwriter

Bold Mortgage

Miami, FL โ€ข Remote

$85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 19 days ago


Job description

Overview

We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting, and you can work for us from anywhere in the nation. Here at PRMG, we are big on Work Life Balance and Teamwork here, our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth.

PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG's Internal and External Job Portal to request a transfer to a different department or position.

Responsibilities

Mortgage Underwriter Responsiblities

  • Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines.
  • Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an "investment" quality loan product.
  • Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center.
  • Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
  • Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
  • Strives to meet 3 Underwriting decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing.
  • Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
  • Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files.
  • Responds to post closing reviews and audits in a timely fashion.
  • Performs related duties, as directed by Underwriter or Operations Manager.
Qualifications

Mortgage Underwriter Qualifications

  • Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines.
  • Experience Underwriting private investor and private mortgage insurance guidelines.
  • Strong interpersonal-communication and business-relationship skills.
  • Detail oriented with strong organizational and follow-through skills.
  • Excellent analytical, written communication and verbal communication skills.
  • Technologically proficient.
  • Bachelor's degree in related field or equivalent professional experience.

At PRMG, we not only celebrate and support differences, we thrive on it for the benefit of our employees, our products, and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, marital status, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

MaxUSD $85,000.00/Yr.MinUSD $85,000.00/Yr.Employment Type: FULL_TIME