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Remote Underwriter Jobs in Elgin, IL (NOW HIRING)

Ledgebrook

Cyber Underwriter

Chicago, IL · On-site +1

Description Does it ever feel like you're underwriting with one hand tied behind your back? Tired ... An eagerness to actively participate and connect with the whole team, across remote locations * An ...

Acrisure

Captive Marketing Underwriter

Chicago, IL · On-site +1

$90K - $130K/yr

Remote (United States) Or Hybrid (Las Vegas, NV) About Acrisure A global fintech leader, Acrisure ... This role blends technical underwriting knowledge with strong communication and ...

Acrisure

Senior Stop Loss Underwriter

Chicago, IL · On-site +1

$90K - $125K/yr

Remote (United States) About Acrisure A global fintech leader, Acrisure empowers millions of ... The Senior Stop Loss Underwriter is responsible for evaluating, pricing, and managing risk for ...

Honeycomb Insurance

Senior Underwriter, Midwest

Chicago, IL · On-site +1

$101K - $120K/yr

Modernized underwriting using cutting edge technology to more accurately and quickly assess risk ... This position is remote in the Midwest or Hybrid out of our Chicago Office, 3X weekly Benefits

Captive Resources

Underwriter

Itasca, IL · On-site +1

The Underwriter is responsible for evaluating and underwriting stop-loss insurance. The role involves analyzing medical risk, pricing policies, and making recommendations based on a thorough ...

The Hanover Insurance Group, Inc.

$105K - $130K/yr

Knows and applies underwriting concepts including risk selection, exposure and hazard ... Work location (remote, hybrid, or onsite) is determined by the Company based on role requirements ...

Novacore

P&C Underwriter

Oak Brook, IL · On-site +1

P&C Underwriter Novacore is looking for an experienced P&C Underwriter to join our organization, supporting 1 of our 20+ specialty programs. At Novacore, we're entering an exciting new chapter.

thg

Sr Underwriting Specialist, Technology

Chicago, IL · On-site +1

$101K - $120K/yr

This is a full-time, exempt position with flexibility to work in a hybrid or fully remote arrangement . Position Overview/Summary: Responsible for identifying, soliciting, underwriting and selling ...

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All JobsUnderwriter JobsRemote Underwriter JobsRemote Underwriter Jobs in Elgin, IL

Remote Underwriter information

See Elgin, IL salary details

$32.1K

$78K

$137.9K

How much do remote underwriter jobs pay per year?

As of Aug 29, 2026, the average yearly pay for remote underwriter in Elgin, IL is $77,972.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,300.00 and $86,000.00 per year, depending on experience, location, and employer.

What does a remote underwriter do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

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For Remote Underwriter jobs in Elgin, IL, the most frequently searched job titles are:

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Cities near Elgin, IL with the most Remote Underwriter job openings:

Remote Underwriter jobs near you
Infographic showing various Remote Underwriter job openings in Elgin, IL as of August 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 67% Physical, 13% Hybrid, and 20% Remote job distribution, with an average salary of $77,972 per year, or $37.5 per hour.

Cyber Underwriter

Ledgebrook

Chicago, IL • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 21 days ago

Job description

Description
Does it ever feel like you're underwriting with one hand tied behind your back? Tired of the struggles and inefficiencies associated with legacy systems and processes? Spending too much of your time and energy navigating corporate politics? All leaving your efforts to innovate and deliver underwriting excellence languishing?
At Ledgebrook, we believe a career in underwriting can be so much more. You bring the passion and entrepreneurial spirit; we'll provide the platform to unleash the very best of your talents and skills. Together, we'll celebrate and reward success! Are you intrigued? Then read on and apply now to advance your career at Ledgebrook.
About the Role
We are seeking experienced Cyber, Tech and MPL underwriting talent to join our growing team whose mission is focused on building a profitable book of specialty lines business. Our vision is to deliver market relevant solutions to our key wholesale trading partners in a more frictionless environment that places an emphasis on efficiencies and quality to meet or exceed our broker's overall needs in a risk differentiated manner. If you possess an entrepreneurial passion that includes a proven track history of delivering underwriting excellence and are seeking an opportunity to break out of the traditional insurance company mould, we're looking for you!
As a member of the Specialty Lines team, you will regularly interact with our wholesale trading partners over the phone, virtually and in-person to drive submission flow and convert on the best opportunities quoted. We are looking for disciplined underwriting candidates that possess a strong overall cyber liability background with experience underwriting risks of all industries and sizes.
About you
Here at Ledgebrook we're passionate about creating a team that thrives on continuous learning and shares our excitement about building a company from the ground up. We're looking for people to join us with:
  • A passion for delivering world-class customer service to our internal and external customers
  • Intellectual curiosity and a strong desire for innovation, rather than following the status quo
  • A hunger for continuous learning and opportunities to grow
  • Agile prioritization skills coupled with a keen sense of urgency - we balance getting it right with getting it done right now
  • A strong drive and desire to win together as a high-performing team
  • A moral compass to "do the right thing, period." We have zero tolerance for toxic behaviors
  • An eagerness to actively participate and connect with the whole team, across remote locations
  • An honest, transparent communication style
  • A proactive, solution-oriented mindset. We don't look for blame, we look for the solution

While the preference is for this resource to sit in the Chicago or surrounding areas, we are a fully remote company
Requirements
As a future Cyber Liability Underwriter, your experience and qualifications must include:
  • 2+ years experience as a cyber, tech and/or MPL underwriter
  • Experience working in the E&S market
  • Ability to work as a team player or independently in a fast-paced work environment
  • Deep wholesale broker trading relationships
  • Effective communication skills to articulate our appetite and develop wholesale broker relationships
  • Understanding of pricing and risk selection criteria to achieve underwriting profit
  • Advanced understanding of data analysis and execution of portfolio management objectives
  • Intellectual curiosity, problem solving skills, and a sense of urgency
  • Responsive, customer service focused mindset and behaviors
  • Ability to make timely decisions with appropriate information and consultation
  • A strong entrepreneurial drive and desire to build and win together as a high performing team
  • Ability to travel to meet with assigned brokers or with the broader team to participate in industry conference or events

For Candidates Applying From The U.S.:
Please note: This position is open only to candidates who are authorized to work in the United States without the need for current or future employer-sponsored work authorization. We are unable to offer sponsorship at this time.
Ledgebrook may use Artificial Intelligence ("AI") as part of the job application process, including to assist us in evaluating your application. AI is used as a support tool, and hiring decisions are made by human recruiters. By submitting your information, you acknowledge that the company may use AI tools as part of our evaluation. If you need a reasonable accommodation or alternative review process because of a disability or other legally protected basis, contact hiring@ledgebrook.com. Requesting an accommodation will not negatively affect your application.
Benefits
  • Full remote flexibility and asynchronous work culture
  • Unlimited PTO and fully paid sick leave
  • Comprehensive health benefits, including medical, dental, and vision coverage, plus HSA and FSA options
  • Additional financial protection and retirement benefits, including a 401(k), company-paid life insurance, and disability coverage
  • A high degree of ownership, autonomy, and the opportunity to help build and shape a growing company
  • The chance to make a meaningful impact while working alongside an ambitious, high-performing team
  • Exposure to the challenges and opportunities of a fast-growing startup environment

Compensation
  • Base Salary Range $75,000-135,000 This is a good-faith compensation range based on what Ledgebrook reasonably expects to pay for this position at the time of this posting. Actual compensation may vary based on a variety of relevant factors including experience, qualifications, geographic location and other relevant factors.
  • Employees in this position are eligible to participate in Ledgebrook's equity incentive program.

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