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Remote Underwriter Jobs in Missouri (NOW HIRING)

Missouri Employers Mutual

$65K - $98K/yr

MEM Insurance is seeking a detail-oriented and collaborative Underwriter II to join our Underwriting team. In this role, you'll manage your own book of business, applying your knowledge of workers ...

Manulife

Senior Underwriting Consultant

Louisiana, MO · On-site +1

$87K - $103K/yr

This is a remote role open to any location in continental US Manulife is a leading international ... In addition to those performed by Underwriter Consultants - identify and provide solutions to work ...

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Remote Underwriter information

See Missouri salary details

$30.5K

$74K

$130.9K

How much do remote underwriter jobs pay per year?

As of Aug 23, 2026, the average yearly pay for remote underwriter in Missouri is $73,988.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,200.00 and $81,600.00 per year, depending on experience, location, and employer.

What does a remote underwriter do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

More about Remote Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Missouri?

The most popular types of Underwriter jobs in Missouri are:

What are popular job titles related to Remote Underwriter jobs in Missouri?

For Remote Underwriter jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Remote Underwriter jobs in Missouri look for?

The top searched job categories for Remote Underwriter jobs in Missouri are:

What cities in Missouri are hiring for Remote Underwriter jobs?

Cities in Missouri with the most Remote Underwriter job openings:

Remote Underwriter jobs near you
Infographic showing various Remote Underwriter job openings in Missouri as of August 2026, with employment types broken down into 92% Full Time, 5% Part Time, and 3% Contract. Highlights an 67% Physical, 12% Hybrid, and 21% Remote job distribution, with an average salary of $73,988 per year, or $35.6 per hour.

Underwriter II (Remote)

Missouri Employers Mutual

On-site, Remote

$65K - $98K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago

Job description

Candidate must be located in MO, IA, IL, TN, AR, or NE
Are you an experienced insurance professional with a passion for evaluating risk and building strong relationships? MEM Insurance is seeking a detail-oriented and collaborative Underwriter II to join our Underwriting team. In this role, you'll manage your own book of business, applying your knowledge of workers compensation and MEM's underwriting strategy to drive profitable growth and deliver exceptional service to our customers and partners.
At MEM, we believe in doing more than just protecting businesses-we're here to support the people behind them. That includes our employees. We foster a culture of trust, collaboration, and continuous learning. If you're looking for a place where your expertise is valued and your growth is supported, we'd love to meet you.
Essential Duties and Responsibilities:
  • Independently manage an assigned book of business, applying MEM's underwriting philosophy, rating methodology, and guidelines.
  • Evaluate, select, and price new and renewal business within granted underwriting authority.
  • Analyze risk exposures, trends, and loss history using underwriting tools, predictive modeling, and forecasting.
  • Collaborate with producers and policyholders-both virtually and in person-to build strong, consultative relationships.
  • Communicate underwriting decisions clearly and professionally, ensuring alignment with regulatory rules and company standards.
  • Partner with Safety and Risk Services to assess and mitigate risk.
  • Refer business outside of authority as appropriate and support sound underwriting decisions.
  • Participate in cross-functional projects and committees to support company and departmental goals.
  • Serve as a mentor and technical resource for less experienced underwriters and underwriting assistants.

Qualifications:
  • Bachelor's degree in Business Administration, Insurance and Risk Management, or a related field-or equivalent combination of education and underwriting experience.
  • 3 years of workers' compensation underwriting experience required or 3 years of property and casualty underwriting experience including workers' compensation underwriting
  • Valid driver's license required.
  • Insurance designations such as RWCS, AINS, AU, or CPCU are highly encouraged.

Company Culture and Values:
At MEM Insurance, we're more than a workers compensation carrier-we're a team of people who care deeply about protecting businesses and empowering employees. We live our values every day by fostering a culture of integrity, service, and innovation. We believe in investing in our people, encouraging professional development, and celebrating success together. Join a company where your voice matters and your work makes a difference.
Total Rewards:
Health Plans
  • Medical, Dental, and Vision
  • Fertility benefits and fully paid preventative care
  • Dental coverage includes adult orthodontia and other uncommon treatments

Fully Employer-Paid Life and Disability Benefits
  • Life Insurance - three times base salary
  • Accidental Death and Dismemberment
  • Short and Long-term Disability

Wellness and Recognition
  • Employee Wellness and Recognition Program with employer-paid incentives for employees and spouses

Flexible Spending and Savings
  • Flexible Spending Account and Dependent Care options
  • Health Savings Account with generous employer contribution

Time Away from Work
  • Generous PTO accruals
  • 11 Holidays and 4 Early Releases
  • 16 Hours of Volunteer Time Off
  • 20 Days of Paid Parental Leave (in addition to STD)
  • Marriage, Bereavement, and Jury Duty Leave

Additional Benefits
  • Employee Assistance Programs
  • 401(k) Retirement Plan with employer match and profit sharing
  • Adoption Assistance
  • Tuition Assistance

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