Remote Risk Management Internships Jobs in Clearwater, FL

Job Title: Early Careers: Actuarial Intern

Aon invites intellectually curious rising college seniors with a passion for problem-solving to join our 2027 Summer Internship Program in our Actuarial business area. Immerse yourself in a unique and exciting environment as you sample a career that offers global reach and makes a tangible impact on our clients!

Opportunities are available across the United States in a hybrid environment, allowing work from the office and remotely.

Aon is in the business of better decisions

At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.

As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed.

What the day will look like

We offer four exciting paths from which to choose, each with an outstanding opportunity as you begin to establish your career.

Retirement Consulting (SOA Exam Track)

Pension and retirement plans have evolving financial implications for employers. Actuaries within retirement consulting work directly with our clients’ management teams to assess the costs associated with these commitments. You will have access to a variety of areas during your internship, including the ever-important annual pension valuations, in which actuaries collect census data from clients and perform analysis and reporting to help our clients assess the ongoing financial health of their pension plans.

Responsibilities include:

• Crafting projections (both stochastic and deterministic) of long-term financial information for pension and other post-retirement benefit plans as well as coordination of asset-liability analysis and due-diligence of M&A activities.
• Design and costing of new retirement programs, programming of innovative pension admin systems, pension benefits calculations and union negotiation strategies as well as quantitative comparison of comprehensive employee benefit programs for groups of employers.

Health and Benefits (H&B) Consulting (SOA Exam Track)

Employer-sponsored health and welfare benefit programs form the foundation of the U.S. health care system. These programs have evolved over time as employers have attempted to handle the changing needs of employees, rising program costs and the impact of new legislation while supporting their human resource and business strategies.

Our interns collaborate directly with clients to develop welfare benefit strategies. This process involves strategic assessments of the health care market, key trends and the identification of new and innovative solutions to employer problems. The technical and analytical skills H&B actuaries bring to this process are essential to our H&B consulting business.

Among the various areas of exposure are:

• Evaluation of plan design and costs relative to benchmarks and rate-setting for self-insured plans including the analysis of medical and prescription drug network changes.
• Employee contribution rate development and scenario analysis, analysis of plan renewals for appropriateness and carrier bid financial evaluations and the opportunity to conduct retiree medical and disability plan valuations.

Risk Consulting (CAS Exam Track)

Aon Global Risk Consulting (AGRC) Actuarial & Analytics Practice is the third largest North American property and casualty consulting firm, providing actuarial services to clients for more than 20 years and comprised of highly skilled and expert professionals in the risk quantification and analysis field. Interns assess exposure to P&C risk by loss forecasting for budgeting and risk management strategy evaluation, calculating actuarial reserves for financial statement support, providing actuarial opinions for regulatory support, and evaluating total cost of risk for effective solutions.

Additional projects may include:

• Perform data management, loss forecasting, accruals, self-insurance analysis and cash flow analysis.
• Collect, coordinate and analyze data for existing brokerage business and proposal development.
• Prepare and maintain effective documentation of client correspondence and learn to process specific client assignments, alerting the service team to deficiencies in data, results or processes, contributing to improvement of operational procedures.

Reinsurance Actuarial Consulting (CAS Exam Track)

Unprecedented volatility is creating new risks and opportunities for organizations across the global economy. This team provides risk transfer, claims advocacy and capital management solutions to help re/insurers reduce volatility and build more resilient businesses, governments and communities. Interns support clients across virtually any client project or internal research assignment. They develop proficiencies in completing standard analyses, while also taking part in more sophisticated strategies, becoming familiar with Aon’s tools and approaches.

Some activities include:

• Work with colleagues (brokers, analysts and others) to identify and respond to client needs and develop additional opportunities related to products and services.
• Inventory and handle data related to analysis of reinsurance transactions and analyze the costs and benefits of risk transferred under reinsurance agreements via pricing analysis and dynamic risk modeling.
• Learn about reinsurance contracts and products (terminology, terms and conditions) and prepare client-ready presentations to communicate analysis results to brokers and clients.
• Take the initiative on internal projects to improve processes, products or services!

How this opportunity is different

This is a 10-week paid program across various U.S. offices with access to global leaders through weekly spotlights, roundtables and one-on-one internship mentoring. Engage in challenging client projects with the benefit of continuous formal and informal feedback and the enjoyment of social outings and community service activities throughout the internship.

Skills and experience that will lead to success

• Desire to work on a team with the capability for independent work
• Driven by results and accomplishing tasks
• Strong critical thinking, problem-solving and analytical tendencies with
• Alignment with values of integrity, client commitment and community dedication
• Adaptability, quick learning ability and professional demeanor
• Proficiency in Microsoft Office Suite, including Excel
• Involvement in extracurricular activities

Qualifications:

• Rising seniors graduating between December 2027 – June 2028 with a minimum cumulative GPA of 3.0.

• Have passed at least one actuarial exam, preferred

• Pursuing a degree in Actuarial Science, Statistics, Mathematics, or related

*Please note: immigration sponsorship not available for this role. 

What sets our program apart from the rest?

Explore Aon’s culture and business areas, developing practical skills vital for the future success and postgraduate opportunities. Engage in weekly spotlights, community outreach events and networking opportunities with peers, encouraging an understanding of the importance of exceeding client expectations and delivering distinct solutions.

Development Planning

Participate in a comprehensive development plan that includes deeply understanding Aon’s business areas, ethical standards, professional environment, networking opportunities, learning internal systems, and honing interpersonal and team-building skills through collaboration events and colleague networking opportunities.

Future Opportunities

Our program offers meaningful exposure to Aon, preparing interns for short-term and long-term career opportunities. Outstanding interns may receive offers to join Aon’s Launch Program, an early careers development opportunity, as a full-time colleague with generous benefits and tangible career path.

How we support our colleagues

In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself.  We offer a variety of working style solutions for our colleagues as well. 

Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.

Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. 

Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply.

We are committed to providing equal employment opportunities and fostering an inclusive workplace. If you require accommodations during the application or interview process, please let us know. You can request accommodations by emailing us at ReasonableAccommodations@Aon.com or your recruiter. We will work with you to meet your needs and ensure a fair and equitable experience.

For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances.

Aon is not accepting unsolicited resumes from search firms for this position. If you are a search firm, you will not be compensated in any way for your submission of a candidate, even if Aon hires that candidate.

Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

The salary range for this position (intended for U.S. applicants) is $25.00 - $39.50 hourly. The actual salary will vary based on applicant’s education, experience, skills, and abilities, as well as internal equity and alignment with market data.  The salary may also be adjusted based on applicant’s geographic location.

Aon offers a benefits package for temporary and seasonal employees who will work 20 or more hours per week including: medical, dental, and vision insurance at the employee’s expense, critical illness insurance, 10 company holidays per calendar year (paid, if eligible), paid sick leave as provided under state and local law, and a 401(k) savings plan with employer contributions. Eligibility for benefits are governed by the applicable plan documents and policies.

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