ZipRecruiter

Log In

2

Remote Mortgage Underwriter Jobs in Riverside, CA

Orion Lending

Be Seen First

Mortgage Underwriter (remote)

Orange, CA · Remote

Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss. Relies on extensive experience and judgment to plan and accomplish goals.

NovaFi Mortgage, Inc.

Underwriter

Santa Ana, CA · On-site +1

Remote Home Office - KMS Description The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage loan applications submitted through third-party brokers to ensure ...

SVS Group

Mortgage Compliance Underwriter

Santa Ana, CA · Remote

$30/hr

This role is fully remote and a 1099 Contract Role The Due Diligence Compliance Underwriter will be responsible for assessing residential mortgage loans for adherence to regulatory compliance ...

Orion Lending

Be Seen First

Mortgage Underwriting Team Lead (West, OC)

Orange, CA · Remote

$119K/yr

Company Mission Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders ... Remote or hybrid arrangements do not alter this requirement. Time zone alignment with the assigned ...

HomeXpress Mortgage Corp

Underwriter

Santa Ana, CA · On-site +1

$70K - $80K/yr

Company Description HomeXpress - Your Leading Non-QM Mortgage Lender Join our growing team and be ... Assisting Underwriters as needed to move pipeline in a forward trajectory * Verify completeness of ...

SVS Group

Due Diligence Underwriter

Santa Ana, CA · Remote

$30/hr

This role is fully remote and is a 1099 contract roleThe Due Diligence Underwriter will be ... Ensuring residential mortgage loan packagescontain all necessary documentation required to ...

MSC SERVICES LLC

Mortgage Loan Processor

Diamond Bar, CA · On-site +1

$27 - $37/hr

This role serves as an important partner and liaison between borrowers, Loan Officers, underwriting, and third-party service providers throughout the mortgage loan process. The Mortgage Loan ...

next page

Showing results 1-20

All JobsMortgage Underwriter JobsRemote Mortgage Underwriter JobsRemote Mortgage Underwriter Jobs in Riverside, CA

Remote Mortgage Underwriter information

See Riverside, CA salary details

$26

$32

$36

How much do remote mortgage underwriter jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for remote mortgage underwriter in Riverside, CA is $32.69, according to ZipRecruiter salary data. Most workers in this role earn between $32.02 and $32.02 per hour, depending on experience, location, and employer.

What does a remote mortgage underwriter do?

A remote mortgage underwriter is responsible for evaluating and approving or denying loan applications for home mortgages while working from a location outside of a traditional office. They review financial documents, credit histories, and property details to assess whether applicants meet the lender's requirements. The job requires strong analytical skills, attention to detail, and knowledge of mortgage regulations. Remote underwriters communicate with loan officers and applicants electronically to clarify information and ensure all necessary documentation is complete before making a decision.

What does a remote mortgage underwriter do?

A Remote Mortgage Underwriter provides loan analysis and decision-making services to a financial institution from a remote location, such as a work-from-home setup. As a Remote Mortgage Underwriter, you use various online systems to review mortgage loan applications for completeness and accuracy, verify supporting documents, determine whether potential borrowers demonstrate an acceptable level of risk, and approve or deny loan requests on behalf of the lender. You consider factors such as loan-to-value (LTV) and debt-to-income (DTI) ratios in your decision-making processes. You need strong analytical and organizational skills as well as a solid work ethic to succeed in this career.

What are the key skills and qualifications needed to thrive as a remote mortgage underwriter?

To thrive as a Remote Mortgage Underwriter, you need a thorough understanding of mortgage lending guidelines, risk assessment, and financial analysis, often supported by relevant experience or certifications such as DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer). Familiarity with automated underwriting systems (AUS) like DU (Desktop Underwriter) or LP (Loan Prospector), as well as document management software, is typically required. Strong attention to detail, analytical thinking, and effective written communication are vital soft skills for this role. These qualifications and skills ensure accurate loan decisions, regulatory compliance, and efficient remote collaboration in the mortgage process.

How does a remote mortgage underwriter typically collaborate with loan officers and processors to ensure timely loan approvals?

Remote mortgage underwriters regularly communicate with loan officers and processors through secure digital platforms, email, and video calls to clarify documentation, resolve discrepancies, and ensure all loan conditions are met. Effective collaboration is essential to keep the loan process on track, especially since underwriters often work independently but rely on timely information from team members. Being proactive in communication and responsive to questions helps remote underwriters maintain workflow efficiency and meet closing deadlines. Many organizations also use collaborative loan origination systems that streamline document sharing and task management.

What is the difference between Remote Mortgage Underwriter vs Remote Loan Processor?

AspectRemote Mortgage Underwriter
Primary RoleEvaluates loan applications, assesses risk, and approves or denies mortgage loans based on guidelines.
Required CredentialsTypically requires mortgage underwriting certifications, such as the Mortgage Underwriter Certification, and relevant experience.
Work EnvironmentWorks remotely, analyzing documents and making decisions independently, often using specialized underwriting software.
Industry UsageCommonly employed by banks, mortgage lenders, and financial institutions.

While both roles are involved in the mortgage loan process, a Remote Mortgage Underwriter focuses on risk assessment and approval decisions, whereas a Remote Loan Processor handles document collection and initial processing. The underwriter's role is more analytical and decision-oriented, requiring specific certifications, and both roles are essential in the mortgage industry.

Is remote mortgage underwriting a good career?

Remote mortgage underwriting is a stable career option within the financial services industry, requiring skills in risk assessment, attention to detail, and familiarity with loan software. It offers flexibility in work location and often involves standard working hours, with opportunities for certification and career advancement. The role is suitable for individuals interested in finance and real estate markets.
More about Remote Mortgage Underwriter jobs

What are the most commonly searched types of Mortgage Underwriter jobs in Riverside, CA?

The most popular types of Mortgage Underwriter jobs in Riverside, CA are:

What are popular job titles related to Remote Mortgage Underwriter jobs in Riverside, CA?

For Remote Mortgage Underwriter jobs in Riverside, CA, the most frequently searched job titles are:

What job categories do people searching Remote Mortgage Underwriter jobs in Riverside, CA look for?

The top searched job categories for Remote Mortgage Underwriter jobs in Riverside, CA are:

What cities near Riverside, CA are hiring for Remote Mortgage Underwriter jobs?

Cities near Riverside, CA with the most Remote Mortgage Underwriter job openings:

Remote Mortgage Underwriter jobs near you
Infographic showing various Remote Mortgage Underwriter job openings in Riverside, CA as of August 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 81% Physical, 3% Hybrid, and 16% Remote job distribution, with an average salary of $68,001 per year, or $32.7 per hour.

Mortgage Underwriter (remote)

Orion Lending

Orange, CA • Remote

Full-time

Medical, Dental, Vision, Life

Re-posted 5 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

Company Mission


Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned professionals who share Orion Lending's objective to revolutionize our partners' expectations. At Orion Lending, we combine innovative technology, a wide array of products and competitive pricing, to assist our network of originators grow and develop their referral business and clientele.
Position Summary


Responsibilities for the Non-Agency Underwriter will include performing a variety of mortgage loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss. Relies on extensive experience and judgment to plan and accomplish goals.


Specific Duties and Responsibilities:
Review and analyze loan applicants' credit histories, financial statements, and other financial information to make quality decisions on loans
Work with team members to identify potential solutions/exceptions for denied loan files
Interpret and analyze complex tax returns and financial documents
Demonstrate ability to comprehend program changes and new program guideline
Implement new changes in daily production immediately with minimal error rate
Provide superior customer service to both internal and external customers
Maintain knowledge of available loan products
Stay up to date on program and investor guidelines
Adhere to confidentiality standards as outlined by security policies
Mentor Underwriting team members when required
Utilize DU and LP underwriting systems
Use a computer to enter, access, and retrieve financial data
Develop constructive and cooperative working relationships with others and maintain them over time.
Actively participate in discussions to help the department run more efficiently
Must be able to work overtime as required
Other duties as assigned


Preferred Qualifications and Experience:
A minimum of two years of mortgage loan underwriting experience
Extensive knowledge and experience with DU and LP underwriting systems
Ability to underwrite in a production environment involving minimum quotas
Thorough understanding and familiarity with FNMA and FHLMC guidelines and a complete knowledge of loan products
NON-AGENCY
UNDERWRITER
POSITION OVERVIEW
Ability to maintain quality control standards while maintaining production expectations defined by the company
Ability to exhibit professional verbal and written communication skills via email, mobile devices, and in person utilizing proper spelling, composition, and grammar
Ability to multi-task, prioritize responsibilities, and work well under pressure with minimal supervision
Physical and Work Conditions
Standard office environment, equipment, and tasks, including work at a computer terminal. This position requires partial sitting and walking throughout the day. Employees must be open to working overtime to complete assigned tasks.

Company Description

Orion Lending is a Nationwide Mortgage Banker founded by proven industry leaders who bring a legacy of success and ambition to the Mortgage Banking industry.
‍
Orion Lending was named after the Orion constellation which is located on the celestial equator and prominently visible throughout the world. This constellation is named after a huntsman in Greek mythology whom Zeus placed among the stars as the constellation of Orion.

At Orion Lending we combine innovative technology, a wide array of products and competitive pricing to assist our network of brokers in growing and developing their referral business and clientele.