2

Remote Mortgage Processor Jobs in Troy, NY (NOW HIRING)

The Virtual Financial Consultant operates fully within a remote/virtual model and is accountable ... Adheres to all Quality Assurance processes and standards established to monitor compliance with the ...

Remote Mortgage Processor information

See Troy, NY salary details

$28K

$50.1K

$92.9K

How much do remote mortgage processor jobs pay per year?

As of Sep 7, 2026, the average yearly pay for remote mortgage processor in Troy, NY is $50,058.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,300.00 and $54,100.00 per year, depending on experience, location, and employer.

What does a remote mortgage processor do?

A remote mortgage processor is responsible for gathering, reviewing, and organizing financial documents from loan applicants to ensure all required paperwork is complete and accurate. They work closely with loan officers, underwriters, and clients to process mortgage applications from start to finish, verifying employment, credit history, and other information. By working remotely, they use secure online platforms to communicate and manage documents efficiently, ensuring a smooth and timely loan approval process.

What does a remote mortgage processor do?

As a remote mortgage processor, you work from home and review residential and commercial mortgage applications for accuracy, completion, and compliance with your company's standards. Your duties may include processing paperwork and documents, determining whether the requested loans should be granted, and reviewing any problems with documentation. Your responsibilities may also include contacting customers to ask them about specific parts of their application. Remote mortgage processors often communicate with loan officers, service providers, and other companies to obtain property survey and title commitment information, as well as address any special needs or requirements for a given mortgage.

What are the key skills and qualifications needed to thrive as a remote mortgage processor, and why are they important?

To thrive as a Remote Mortgage Processor, you need a solid understanding of mortgage lending guidelines, attention to detail, and experience with loan documentation, often backed by a high school diploma or equivalent and prior industry experience. Proficiency with loan origination systems (LOS), document management software, and e-signature platforms is typically required. Strong organizational skills, effective communication, and the ability to manage time independently help you excel in a remote setting. These skills ensure accurate, timely processing of loan applications and compliance with industry standards, which are critical for customer satisfaction and operational efficiency.

What are some common challenges faced by remote mortgage processors, and how can they be overcome?

Remote Mortgage Processors often face challenges such as maintaining clear communication with loan officers, underwriters, and clients due to the lack of in-person interactions. To overcome this, it's essential to leverage digital collaboration tools, proactively schedule check-ins, and maintain organized digital records. Staying updated on evolving lender guidelines and compliance requirements is also crucial, as these can change frequently. Building strong time management skills and creating a dedicated, distraction-free workspace can further help ensure accuracy and efficiency in processing loan files remotely.

What is the difference between Remote Mortgage Processor vs Remote Loan Officer?

AspectRemote Mortgage ProcessorRemote Loan Officer
CredentialsTypically requires mortgage processing experience, basic financial knowledge, and sometimes certificationRequires sales skills, licensing (e.g., NMLS), and financial knowledge
Work EnvironmentPrimarily administrative, behind-the-scenes processingClient-facing, sales-oriented, remote communication
Employer & Industry UsageMortgage lenders, banks, brokersMortgage lenders, banks, mortgage brokers
Search & Comparison IntentFocuses on processing mortgage applications efficientlyFocuses on client acquisition and loan sales

The main difference is that a Remote Mortgage Processor handles the administrative and processing tasks of mortgage applications, while a Remote Loan Officer actively sells mortgage products and interacts directly with clients. Both roles are essential in the mortgage industry but serve different functions within the loan process.

Are remote mortgage processors in demand?

Remote mortgage processors are in demand due to the ongoing need for mortgage services and the shift toward remote work in the financial industry. Employers seek candidates with strong organizational skills, familiarity with loan processing software, and the ability to work independently in a virtual environment.

What are popular job titles related to Remote Mortgage Processor jobs in Troy, NY?

For Remote Mortgage Processor jobs in Troy, NY, the most frequently searched job titles are:

What job categories do people searching Remote Mortgage Processor jobs in Troy, NY look for?

The top searched job categories for Remote Mortgage Processor jobs in Troy, NY are:

What cities near Troy, NY are hiring for Remote Mortgage Processor jobs?

Cities near Troy, NY with the most Remote Mortgage Processor job openings:

Infographic showing various Remote Mortgage Processor job openings in Troy, NY as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $50,058 per year, or $24.1 per hour.

Consumer Direct Mortgage Banker

The Federal Savings Bank

Clifton Park, NY • On-site, Remote

$36K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 24 days ago


Job description

Description

The Federal Savings Bank is looking to expand our Consumer Direct team in Saratoga, NY. We seek experienced, high-energy, detail-oriented call center/consumer direct mortgage bankers to work bank-provided leads within our 50-state platform. Remote mortgage bankers also welcome!


We deliver a high volume of hot, in-bound leads that convert at a very high percentage. Our Mortgage Bankers have access to a wide scope of loan programs and competitive rates while catering to a large customer base of veteran homeowners, those seeking government refinancing assistance, and first-time home buyers.


Are you ready to help more borrowers and prospect less? If you answered "Yes", please contact us today!


For more information please contact:

SARAH HELTON, VP of Business Development

Phone: 847-977-1858

Email: shelton@thefederalsavingsbank.com 


What We Offer:

  • Federal Charter, Mortgage Bankers can originate in all 50 states without the hassle of state licensing
  • Custom marketing options, robust marketing support program(s), mobile app, and marketing CRM, gives Mortgage Bankers the edge they need to compete and win!
  • Experienced and highly trained operations staff for Processing, Underwriting, Closing and more (ALL 100% IN HOUSE). On-site operations support available in most loan production offices.
  • Quick turn times - Our goal is to get your loans closed in 30 days or less
  • Loan products for every scenario: FHA, VA, Conventional, USDA, Jumbo, 203k & Renovation, Portfolio, ITIN, Condos/Co-ops, Construction, HECM's, Multi-Family, Commercial, Personal Loans and more!
  • Strong Secondary Department with over 50 investor relationships and direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae
  • Secure environment for Bankers working in an office or remotely
  • Coaching programs led by Sales Division Leaders offered to Managers & LOs ready to grow their business and/or teams.
  • Unique culture where originators are encouraged to build their own brand within The Federal Savings Bank platform
  • Weekly National Sales Meetings to share Bank and industry news


Employee Benefits:

  • Comprehensive Health, Dental, and Vision insurance plans available; includes company paid life insurance
  • Competitive Flex Spending Accounts (FSAs)
  • Employee Assistance programs (EAPs) for financial planning, emotional support, legal guidance, and work-life solutions
  • Robust 401k matching
  • Employee appreciation events
  • Employee recognition on a national scale
  • A true team culture working towards one common goal; helping homebuyers finance their dream homes!


Requirements

  • Minimum of 1 year of mortgage lending experience in a call center/consumer direct environment
  • Active NMLS #
  • Ability to manage time effectively due to the high volume of in-bound leads the banker will be expected to work
  • Must be self-motivated, results-oriented, and experienced in taking a disciplined approach to working leads
  • Strong interpersonal communication skills, ability to effectively interact with individuals within all departments of the bank
  • Thorough knowledge of current loan originating guidelines/procedures
  • Favorable credit and background check
  • Bachelor's degree preferred
  • VA and FHA lending experience strongly preferred
  • Veterans are strongly encouraged to apply


We are seeking experienced Mortgage Professionals with a minimum of 1 year of experience and actively working in the mortgage banking industry. Only qualified candidates will be considered.


The Federal Savings Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.