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Remote Loan Processor Jobs in Rancho Cordova, CA

Mortgage Disclosure Specialist

Folsom, CA · On-site +1

$22.36 - $27.93/hr

Providing options for remote work and flexible scheduling. * Positive Company Culture : Fostering ... loan origination process. Works with Mortgage Officers and Home Loan Consultants to complete or ...

Mortgage Disclosure Specialist

Folsom, CA · On-site +1

$22.36 - $27.93/hr

Providing options for remote work and flexible scheduling. * Positive Company Culture : Fostering ... loan origination process. Works with Mortgage Officers and Home Loan Consultants to complete or ...

Real Estate Agent

Sacramento, CA · Remote

$85K - $185K/yr

Join Vylla Home, where we're transforming the real estate process to create exceptional experiences ... Remote Job Type: Full-time Commission: $85,000.00 - $185,000.00 per year Experience level: * 2 ...

Real Estate Agent

Sacramento, CA · Remote

$85K - $185K/yr

Join Vylla Home, where we're transforming the real estate process to create exceptional experiences ... Remote Job Type: Full-time Commission: $85,000.00 - $185,000.00 per year Experience level: * 2 ...

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Remote Loan Processor information

See Rancho Cordova, CA salary details

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How much do remote loan processor jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for remote loan processor in Rancho Cordova, CA is $22.72, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.62 per hour, depending on experience, location, and employer.

What is a remote loan processor?

A remote loan processor works from a remote location interview applicants who are seeking loans. Your goal in this work from home career is to obtain the information necessary for them to get the desired financing. As a remote loan processor, some of your responsibilities include examining an applicant’s application for accuracy, interviewing applicants, and verifying an applicant’s financial and personal information. Other duties include verifying applicant references, investigating their background, forwarding findings to the appropriate loan professionals and the appraisal department, preparing loan request papers, and completing transactions between borrowers, sellers, and loan establishments once the borrower receives approval.

What does a remote loan processor do?

As a remote loan processor, your job is to work from home in a virtual office to review an application and other documents from a client. In this role, you may help decide whether to finance their loan, create a report, or talk with the client to get verification of specific pieces of information. Most remote loan processors specialize in specific areas, such as mortgages or retail lending. Aside from reviewing documents for completion, you also look for signs of fraud and help to safeguard lending institutions. Most remote loan processing takes place in a time-sensitive environment with often 24 hours or less for processing paperwork, so the ability to consistently multitask and prioritize your work is essential to success in this field.

What are the key skills and qualifications needed to thrive as a remote loan processor, and why are they important?

A Remote Loan Processor is a financial professional who reviews and processes loan applications from a remote location, rather than working in a traditional office setting. They gather and verify required documentation, ensure loan files are complete, and work closely with loan officers, underwriters, and clients to move applications through the approval process. Using secure digital platforms, remote loan processors manage tasks such as data entry, credit checks, and compliance reviews. Their work helps streamline the mortgage or loan approval process for banks, credit unions, and other lending institutions.

How do remote loan processors typically communicate and collaborate with underwriters, loan officers, and other team members?

Remote Loan Processors rely heavily on digital collaboration tools and secure loan origination systems to coordinate with underwriters, loan officers, and other stakeholders. Regular communication often occurs through email, secure messaging platforms, and scheduled video meetings to ensure all parties are aligned on document requirements and loan status. Staying organized and proactive in providing updates is key to maintaining smooth workflows and meeting tight deadlines. Team structures vary, but most organizations foster a supportive environment with dedicated channels for quick questions and issue resolution.

What is the difference between Remote Loan Processor vs Remote Underwriter?

AspectRemote Loan ProcessorRemote Underwriter
CredentialsLoan processing certifications, knowledge of mortgage documentsMortgage underwriting certifications, FHA/VA/Conventional knowledge
Work EnvironmentHome office, financial institutions, mortgage companiesHome office, financial institutions, mortgage companies
Industry UsageCommonly employed in mortgage lendingCommonly employed in mortgage lending
Primary RoleReview and verify loan documents, prepare files for approvalAssess risk, evaluate borrower qualifications, approve or deny loans

While both Remote Loan Processors and Remote Underwriters work in the mortgage industry and often from home, their roles differ. Loan Processors focus on gathering and verifying documents to prepare loans for approval, whereas Underwriters evaluate the risk and make final approval decisions. Understanding these distinctions helps job seekers identify the right position based on their skills and career goals.

How much do entry level remote loan processors make?

Entry-level remote loan processors typically earn between $35,000 and $50,000 annually, depending on the employer and location. Starting salaries may increase with experience, certifications, and proficiency with loan processing software and tools.

What are the most commonly searched types of Loan Processor jobs in Rancho Cordova, CA?

The most popular types of Loan Processor jobs in Rancho Cordova, CA are:

What are popular job titles related to Remote Loan Processor jobs in Rancho Cordova, CA?

For Remote Loan Processor jobs in Rancho Cordova, CA, the most frequently searched job titles are:

What job categories do people searching Remote Loan Processor jobs in Rancho Cordova, CA look for?

The top searched job categories for Remote Loan Processor jobs in Rancho Cordova, CA are:

What cities near Rancho Cordova, CA are hiring for Remote Loan Processor jobs?

Cities near Rancho Cordova, CA with the most Remote Loan Processor job openings:

Infographic showing various Remote Loan Processor job openings in Rancho Cordova, CA as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, and 4% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $47,266 per year, or $22.7 per hour.

Disclosure Desk Associate

Sekisui House U.S.

Rancho Cordova, CA • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago


Job description

BREAK GROUND ON A REWARDING CAREER WITH US!

The Sekisui House U.S. team is a proud builder of the SHAWOOD, Richmond American, Woodside, Holt, Hubble, and Chesmar brands.  We take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60+ year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable. 

We encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us.

 

Positive Work Environment & Culture

  • Collaborative Team Culture: Join a supportive environment where teamwork and the open exchange of ideas are highly valued.
  • Team Engagement: Participate in a variety of team-building events and social gatherings, such as company outings, holiday celebrations, and regular office socials. We support a healthy work-life balance and recognize the importance of time outside of work commitments. 

Overview & Position Summary

This position supports the preparation and delivery of loan disclosures to ensure accuracy, compliance, and timely processing. This role performs routine disclosure tasks under moderate supervision while following established procedures, regulatory requirements, and internal standards. This position collaborates with internal partners to obtain necessary information, resolve documentation questions, and maintain workflow efficiency. This role may provide guidance to new or entry-level team members as needed.

This is a remote position, but candidates must reside in one of the following states: California - Folsom - 95630, Corona - 92880 Vancouver, WA 98683

Primary Responsibilities

  • Prepare and deliver loan disclosures in accordance with regulatory requirements, investor guidelines, and company procedures.
  • Review loan documentation to ensure accuracy and completeness prior to generating disclosures.
  • Communicate with internal partners to obtain missing information or clarify data required for accurate disclosure issuance.
  • Monitor disclosure timelines and ensure adherence to required regulatory deadlines.
  • Identify routine discrepancies and resolve issues by referencing established procedures and guidelines.
  • Maintain organized records and documentation for compliance and audit readiness.
  • Utilize disclosure systems, LOS platforms, and related tools to process required documents.
  • Support workflow efficiency by coordinating with processing, underwriting, closing, and compliance teams.
  • Provide guidance or assistance to new or less experienced team members when needed.
  • Contribute to a compliant and consistent borrower experience through accurate disclosure practices.

 

Education & Experience

Required:

  • Minimum of 1–3 years of relevant experience in consumer lending, disclosure processing, loan operations, or compliance support, or equivalent (e.g., 3–5 years)
  • Associate’s degree or equivalent education and experience
  • Industry-specific experience supporting loan disclosures, documentation, or lending operations in a regulated environment
  • Ability to follow established procedures and provide routine guidance or assistance to new or entry-level employees

 

Preferred:

  • Familiarity with federal disclosure regulations (e.g., TRID).
  • Experience with disclosure systems and loan origination platforms.
  • Experience supporting workflow or process improvements within lending operations.

 

Skills & Competencies

  • Basic knowledge of lending operations, disclosure requirements, and compliance expectations.
  • Attention to detail for reviewing documentation and preparing accurate disclosures.
  • Strong communication skills for coordinating with internal partners.
  • Ability to interpret and follow established procedures and guidelines.
  • Problem-solving ability for resolving routine issues.
  • Organizational skills for managing multiple tasks and deadlines.
  • Proficiency with LOS platforms and disclosure tools.
  • Ability to work both independently and collaboratively within a team.
  • Ability to provide guidance to entry-level team members.
  • Commitment to maintaining compliance and documentation accuracy.

 

Working Conditions

Work is performed in a general office or remote-office environment with regular use of computers, disclosure systems, and communication tools. Workload may vary based on loan volume, regulatory timelines, or operational needs. Limited travel may be required for team meetings or training.

 

Physical Requirements

  • Ability to sit for extended periods while reviewing documentation and preparing disclosures.
  • Ability to lift and carry light materials such as files or office supplies.
  • Ability to operate computers and disclosure systems regularly.
  • Ability to move throughout office or meeting environments as needed.
  • Ability to maintain focus during detailed, compliance-driven tasks.

Compensation

  • Base Salary: $52,000-60,000
  • FLSA Status: Non-Exempt
  • Bonus Type: Year End Discretionary

Comprehensive Benefits Package

We offer a comprehensive benefits package designed to meet the diverse needs of our employees and their families: 

  • Competitive Compensation: We provide a competitive compensation structure that rewards performance and results.
  • Health & Wellness: Comprehensive coverage includes medical, dental, and vision insurance options, as well as Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
  • Financial Future: Access a 401(k) retirement savings plan.
  • Time Off: Our time-off benefits include vacation, sick leave, paid holidays, and other leave types (bereavement, jury duty, FMLA, military leave).
  • Insurance & Protection: Company-provided life insurance, accidental death and dismemberment (AD&D) insurance, and short- and long-term disability coverage are included. An employee assistance program (EAP) is also available. 
  • Exclusive Perks & Discounts
  • Homeownership & Financing: Take advantage of exclusive home purchase and financing discounts.
  • Pet Insurance: Enjoy discounted group pet insurance rates.

If you are ready for more than a job and seek a career with one of the most respected organizations in the industry, we encourage you to connect with us. Please visit our website at www.richmondamerican.com for additional information.

Sekisui House U.S., Inc. is an Equal Opportunity Employer.