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Remote Loan Processor Jobs in Oxnard, CA (NOW HIRING)

DSCR Loan Processor

Thousand Oaks, CA · On-site +1

$28 - $30/hr

Position Summary Anchor Loans is seeking a Loan Processor dedicated to processing Debt Service ... Remote opportunities are also available to those notlocated near the area. Compensation The base ...

Loan Funder

Thousand Oaks, CA · On-site +1

$26 - $31/hr

Experience: Minimum 2 years loan processing * Education: High School Diploma or GED equivalent ... Remote work is optional Monday and Friday. Fully remote opportunities are also available. *Must be ...

... process and systems. This role is paying between $110,000 and $120,000 with an annual bonus. This role may be fully remote anywhere in the U.S. or hybrid based out of one of our offices in Coral ...

Remote Loan Processor information

See Oxnard, CA salary details

$14

$22

$32

How much do remote loan processor jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for remote loan processor in Oxnard, CA is $22.56, according to ZipRecruiter salary data. Most workers in this role earn between $19.09 and $25.43 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a remote loan processor, and why are they important?

A Remote Loan Processor is a financial professional who reviews and processes loan applications from a remote location, rather than working in a traditional office setting. They gather and verify required documentation, ensure loan files are complete, and work closely with loan officers, underwriters, and clients to move applications through the approval process. Using secure digital platforms, remote loan processors manage tasks such as data entry, credit checks, and compliance reviews. Their work helps streamline the mortgage or loan approval process for banks, credit unions, and other lending institutions.

What does a remote loan processor do?

As a remote loan processor, your job is to work from home in a virtual office to review an application and other documents from a client. In this role, you may help decide whether to finance their loan, create a report, or talk with the client to get verification of specific pieces of information. Most remote loan processors specialize in specific areas, such as mortgages or retail lending. Aside from reviewing documents for completion, you also look for signs of fraud and help to safeguard lending institutions. Most remote loan processing takes place in a time-sensitive environment with often 24 hours or less for processing paperwork, so the ability to consistently multitask and prioritize your work is essential to success in this field.

Is a remote loan processor a difficult job?

A remote loan processor's job involves reviewing financial documents, verifying information, and ensuring compliance, which requires attention to detail and organizational skills. The role can be routine but may also involve handling complex cases, making accuracy and time management important. Overall, it is considered manageable with proper training and experience.

How do remote loan processors typically communicate and collaborate with underwriters, loan officers, and other team members?

Remote Loan Processors rely heavily on digital collaboration tools and secure loan origination systems to coordinate with underwriters, loan officers, and other stakeholders. Regular communication often occurs through email, secure messaging platforms, and scheduled video meetings to ensure all parties are aligned on document requirements and loan status. Staying organized and proactive in providing updates is key to maintaining smooth workflows and meeting tight deadlines. Team structures vary, but most organizations foster a supportive environment with dedicated channels for quick questions and issue resolution.

What is a remote loan processor?

A remote loan processor works from a remote location interview applicants who are seeking loans. Your goal in this work from home career is to obtain the information necessary for them to get the desired financing. As a remote loan processor, some of your responsibilities include examining an applicant’s application for accuracy, interviewing applicants, and verifying an applicant’s financial and personal information. Other duties include verifying applicant references, investigating their background, forwarding findings to the appropriate loan professionals and the appraisal department, preparing loan request papers, and completing transactions between borrowers, sellers, and loan establishments once the borrower receives approval.

What is the difference between Remote Loan Processor vs Remote Underwriter?

AspectRemote Loan ProcessorRemote Underwriter
CredentialsLoan processing certifications, knowledge of mortgage documentsMortgage underwriting certifications, FHA/VA/Conventional knowledge
Work EnvironmentHome office, financial institutions, mortgage companiesHome office, financial institutions, mortgage companies
Industry UsageCommonly employed in mortgage lendingCommonly employed in mortgage lending
Primary RoleReview and verify loan documents, prepare files for approvalAssess risk, evaluate borrower qualifications, approve or deny loans

While both Remote Loan Processors and Remote Underwriters work in the mortgage industry and often from home, their roles differ. Loan Processors focus on gathering and verifying documents to prepare loans for approval, whereas Underwriters evaluate the risk and make final approval decisions. Understanding these distinctions helps job seekers identify the right position based on their skills and career goals.

What are popular job titles related to Remote Loan Processor jobs in Oxnard, CA? For Remote Loan Processor jobs in Oxnard, CA, the most frequently searched job titles are:
What job categories do people searching Remote Loan Processor jobs in Oxnard, CA look for? The top searched job categories for Remote Loan Processor jobs in Oxnard, CA are:
What cities near Oxnard, CA are hiring for Remote Loan Processor jobs? Cities near Oxnard, CA with the most Remote Loan Processor job openings:
Infographic showing various Remote Loan Processor job openings in Oxnard, CA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $46,921 per year, or $22.6 per hour.

DSCR Loan Processor

Anchor Loan

Thousand Oaks, CA • On-site, Remote

$28 - $30/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago


Job description

Why Anchor Loans?

Anchor Loans is one of several operating companies owned by Pretium Partners (+$60B AUM Financial Services Entity) and is working diligently to expand and grow its lending footprint.

Anchor Loans, established in 1998, is the nation's leading private, direct lender to experienced residential real estate investors and builders, and the first to surpass $10 billion in total fundings. Renowned for expediting financing for developers and investors, we specialize in bridge loans, ground-up construction, and single-family rental solutions for non-owner-occupied projects. Headquartered in beautiful Thousand Oaks, California, Anchor Loans currently lends in 48 states and is expanding into new markets and service lines to better serve our current and future borrowers.

Position Summary
Anchor Loans is seeking a Loan Processor dedicated to processing Debt Service CoverageRatio (DSCR) loans from initial application through funding while maintaining strongrelationships with clients, brokers, and internal/external partners. This individual will manage a pipeline of 20-25 DSCR loans, ensuring accurate data entry, organization ofapplication materials, and timely ordering of all third-party documentation. The roleincludes pre-underwriting DSCR loan files to confirm eligibility, structure, and compliancewith investor guidelines before submission to underwriting. Acting as a central point ofcontact, the Loan Processor provides status updates, resolves conditions efficiently, andsupports a smooth, compliant loan closing process.


Establish and maintain relationships with clients and referral partners to retain
existing business and attract new.
Enter prospective new DSCR loan applications into the loan origination sytem.
Prepare quotes and LOI's as necessary on all loan structures.
Reconcile and organize all application information received and review items forqualification.
Order and secure all third-party documents such as title, credit reports,appraisaland any other items required on the loan files.
Act as a liaison between clients, internal staff, brokers, title companies, etc. to
respond to inquiries, provide status updates and obtain all necessarydocumentation required for the file.
Manage a loan pipeline of 20 to 25 loans, resolving any problems or conditions in anexpeditious manner as the file moves through the process, from initial receiptthrough funding.
Prepare and review mortgage loan files to ensure compliance with investor
guidelines.
Ensure that all loan files submitted to underwriting are complete and accurate. Thisrequires pre-underwriting of the borrower and loan file. (Loan structure, loanterms, cash reserves, borrower experience, escrow/title documentation, and initialevaluation of risk)
Perform related duties and special projects as assigned


Requirements
Experience as a loan processor preferred.
Superb interpersonal, written and verbal communication.
Ability to provide exemplary service to clients and co-workers.
Excellent organizational and time management skills with attention to detail.
Ability to manage multiple tasks and deadlines simultaneously to maintain a highvolume workload in a fast paced, deadline driven environment
Candidates should have a strong ability to prioritize and multitask without bingmicro-managed to meet multiple deadlines and work well in a team environment.


Work Environment
The preference is for this role to be a hybrid position which requires office reporting toAnchor's Thousand Oaks, CA offices.

Remote opportunities are also available to those notlocated near the area.


Compensation
The base pay range for this position is $28-$30/hour plus performance-based bonus.

What We Offer:

The values of our employees reflect those of the company as a whole. If you embrace teamwork, innovation, and accountability you'll feel right at home. Our mission is to create opportunities for success by improving homes and communities. We set up our team members for success by offering a competitive benefits package that includes:

  • Comprehensive health insurance options including Medical, Dental, Vision, Basic Life/AD&D insurance

  • Generous sick leave & vacation benefits for rest, relaxation, and personal pursuits

  • Highly competitive performance bonus

  • 401(k) retirement program with employer match

  • Tuition reimbursement toward professional development

  • Workplace Celebrations, Team Building, Charity Drives, and Food Truck luncheons

  • Onsite gym (Thousand Oaks only)

  • 12 Paid Holidays

Diversity matters to our organization, and we are proud to be an equal opportunity employer. All qualified candidates are welcome and will receive consideration for employment regardless of race, color, religion, gender, gender identity or expression, genetic information, marital status, sexual orientation, natural origin, disability, age, veteran status, or any other protected characteristic.