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Remote Hmda Jobs in Florida (NOW HIRING)

Ocean Bank

CRA Officer

Miami, FL · On-site +1

Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to ... None Job Posting Locations In this role you can work remote from Miami, Florida, United States

Ocean Bank

CRA Officer

Miami, FL · Remote

Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to ... None In this role you can work remote from Miami, Florida, United States

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Remote Hmda information

What is a remote HMDA specialist?

A Remote HMDA Specialist is a professional who works remotely to ensure compliance with the Home Mortgage Disclosure Act (HMDA). They are responsible for collecting, analyzing, and reporting loan data to regulatory agencies, ensuring that mortgage lenders meet federal requirements. Remote HMDA Specialists review loan applications, audit data for accuracy, and assist with regulatory submissions, all from a remote location. This role is essential for financial institutions to maintain transparency and avoid penalties related to fair lending practices.

What are the key skills and qualifications needed to thrive as a remote HMDA analyst?

To thrive as a Remote HMDA Analyst, you need a strong understanding of mortgage lending, compliance regulations, and familiarity with the Home Mortgage Disclosure Act (HMDA), often supported by experience in mortgage operations or compliance roles. Proficiency in loan origination systems, HMDA reporting software, and data analysis tools like Excel is typically required. Attention to detail, analytical thinking, and effective remote communication are critical soft skills in this role. These competencies ensure accurate regulatory reporting, reduce compliance risks, and support effective collaboration within remote teams.

What are some common challenges faced by remote HMDA analysts, and how can they be effectively managed?

Remote HMDA Analysts often face challenges related to communication and collaboration, especially when clarifying loan data with team members or other departments. Staying organized and proactively managing time zones is crucial, as HMDA reporting requires accuracy and timeliness. Utilizing secure document sharing tools and maintaining regular check-ins with supervisors can help ensure alignment and data integrity. Additionally, staying updated on regulatory changes is essential since HMDA compliance standards evolve frequently.

What is the difference between Remote Hmda vs Remote Mortgage Loan Processor?

AspectRemote HmdaRemote Mortgage Loan Processor
Required CredentialsKnowledge of HMDA regulations, data analysis skillsLoan processing certifications, mortgage industry knowledge
Work EnvironmentRemote, data-focused tasksRemote, customer and document review
Industry UsageFinancial institutions, compliance departmentsMortgage lenders, banks
Common Search/ComparisonYesYes

Remote Hmda specialists focus on analyzing and reporting Home Mortgage Disclosure Act data, ensuring compliance. Remote Mortgage Loan Processors handle loan documentation, verification, and approval processes. While both roles are remote and related to mortgage industry compliance, Hmda roles emphasize data reporting, whereas Loan Processors focus on loan approval workflows.

What are popular job titles related to Remote Hmda jobs in Florida?

For Remote Hmda jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Remote Hmda jobs in Florida look for?

The top searched job categories for Remote Hmda jobs in Florida are:

What cities in Florida are hiring for Remote Hmda jobs?

Cities in Florida with the most Remote Hmda job openings:

Remote Hmda jobs near you

CRA Officer

Miami, FL • On-site, Remote

Ocean Bank
Commercial Banking • 501 - 1,000 employees
Learn more about Ocean Bankexternal

Full-time

Re-posted 13 days ago

Job description

Overview
Ocean Bank is looking for a relationship-driven CRA Officer to lead the bank's Community Reinvestment Act (CRA) compliance strategy and support a strong culture of regulatory excellence. This is an opportunity for a compliance professional who thrives in a dynamic banking environment and brings expertise in CRA, Fair Lending, HMDA, ECOA, and consumer compliance. The CRA Officer partners with leadership and cross-functional teams to monitor performance, strengthen controls, support examinations and audits, and help advance the bank's community development and compliance objectives. The ideal candidate is analytical, proactive, collaborative, and passionate about balancing regulatory compliance with meaningful community impact.
Responsibilities
  • Lead and monitor the bank's CRA program to support ongoing regulatory compliance and performance objectives.
  • Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to identify trends, risks, and opportunities for improvement.
  • Partner with internal stakeholders to evaluate community development investments, donations, and service activities for CRA consideration and documentation.
  • Support and coordinate regulatory examinations, internal audits, and compliance reviews, including preparation of responses and supporting documentation.
  • Provide guidance, training, and subject matter expertise to business units on lending compliance requirements and regulatory expectations.
  • Assist in developing, enhancing, and maintaining compliance policies, procedures, monitoring reports, and risk assessments.
  • Prepare reporting and materials for management committees and help promote effective governance of CRA and consumer compliance initiatives.
  • Review and respond to consumer complaints as needed.
  • Review lending and other related advertising and marketing materials.
  • Responsible for attending regulatory, professional/trade and civic association meetings held related to CRA/HMDA/ECOA/Fair Lending compliance.
  • Serve as a trusted compliance partner by helping address regulatory questions, consumer complaints, and emerging compliance matters.

Qualifications
Education/Experience:
Requirements
  1. Bachelor's degree in Business (Finance, Economics or Accounting).
  2. 7+ years of experience directly related to CRA/HMDA/ECOA/Fair Lending compliance administration.
  3. 3+ years in a supervisory or managerial position
  4. Extensive knowledge of consumer regulations, including but not limited to: Community Reinvestment Act, Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Unfair and Deceptive Practices Act, Fair Housing Act, Fair Lending Interagency Statements, TRID, RESPA and TILA.
  5. Periodic travel may be required to the branches and to outside organizations.

Combination of education and experience will be considered.
Skills & Competencies
  1. Proven ability to develop and manage community programs.
  2. Experience with managing the CRA Compliance Examination process and proactively engaging with regulators.
  3. Ability to use sound judgment and make critical decisions regarding CRA compliance with minimal supervision.
  4. Experience with data analysis and reporting.
  5. Knowledge of banking products and services.
  6. Ability to understand and implement job related policies and procedures.
  7. Must have strong familiarity with regulatory banking environment and banking regulations.
  8. Must possess excellent verbal and written communication skills, interpersonal and organizational skills.
  9. Highly self-motivated, self-directed, and attentive to detail.
  10. Proficiency in MS Office Software, (Excel, Word, Outlook, Power Point, and Teams).

Preferences
  • None

Licenses/Certifications
  • None

Job Posting Locations
In this role you can work remote from Miami, Florida, United States

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