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Remote Credit Underwriter Jobs in Riverside, RI (NOW HIRING)

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Remote Credit Underwriter information

See Riverside, RI salary details

$45.6K

$85.7K

$145.8K

How much do remote credit underwriter jobs pay per year?

As of Aug 27, 2026, the average yearly pay for remote credit underwriter in Riverside, RI is $85,674.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,700.00 and $99,600.00 per year, depending on experience, location, and employer.

What is a remote credit underwriter?

A Remote Credit Underwriter is responsible for evaluating loan applications, assessing credit risk, and ensuring compliance with lending guidelines—all while working remotely. They analyze financial data, credit reports, and borrower history to determine loan eligibility. This role requires strong analytical skills, attention to detail, and knowledge of lending regulations. Remote Credit Underwriters often communicate with loan officers and clients virtually to clarify information and finalize underwriting decisions.

What are the typical daily responsibilities of a remote credit underwriter?

As a Remote Credit Underwriter, your day will typically involve reviewing loan applications, analyzing financial documents, and assessing credit risk for individuals or businesses. You’ll use underwriting software and established guidelines to make decisions, prepare reports, and communicate findings to loan officers or other team members. Collaboration is often done through virtual meetings, email, and shared work platforms, so clear communication is essential. Staying organized and managing your workload independently are important aspects of succeeding in this remote role.

What are the key skills and qualifications needed to thrive as a remote credit underwriter?

To thrive as a Remote Credit Underwriter, you need strong analytical skills, expertise in risk assessment, and a working knowledge of credit policies, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit underwriting software, financial analysis tools, and platforms such as Salesforce or Encompass is often required. Excellent communication, attention to detail, and self-motivation are vital soft skills for success, especially in a remote environment. These skills ensure you can accurately evaluate creditworthiness, minimize risk, and collaborate effectively with teams from afar.

What are popular job titles related to Remote Credit Underwriter jobs in Riverside, RI?

For Remote Credit Underwriter jobs in Riverside, RI, the most frequently searched job titles are:

What cities near Riverside, RI are hiring for Remote Credit Underwriter jobs?

Cities near Riverside, RI with the most Remote Credit Underwriter job openings:

Remote Credit Underwriter jobs near you

Senior Mortgage Underwriter (Remote)

First Citizens Bank

Carolina, RI • On-site, Remote

$76K - $100K/yr

Full-time

Re-posted 10 days ago

First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

106th of 172 rated banks

Job description

Overview

This is a remote role that may be hired in several markets across the United States. 

This position assesses the Bank's financial risk on potential borrowers applying for mortgage loans at a high level of complexity and ability. Analyzes borrower applications to determine appropriate loan structuring, potential risk, and loan eligibility, and makes the decision to accept or reject based on review. Ensures the salability of the loan to the selected investor under the specified loan program. Provides support for loan closing activities and clients while protecting the Bank from fraud, misrepresentation, and default. Responsible to meet production and quality expectations.


Responsibilities
  • Loan Underwriting - Documents and underwrites mortgage loans products. Gathers and reviews information pertaining to the applicant's income, assets, debts, and credit history to determine ability to repay the mortgage loan. Applies product and investor specific underwriting and documentation guidelines. Utilizes underwriting results to either approve or decline the loan.
  • Application Review - Reviews new applications for completeness and inclusion of necessary documentation. Determines eligibility of the loan for the selected product and investor, or more appropriate alternatives. Ensures accuracy and acceptance of income, asset, debt calculations and credit history. Seeks resolution for any identified discrepancies.
  • Operations Support - Manages a pipeline of active mortgage loans. Prioritizes loan actions based on projected closing dates and ensures loans close in a timely manner. Works with loan processor to meet expected closing dates for the customer.
  • Client Support - Provides client support throughout the underwriting process. Utilizes available resources to answer questions and develop alternatives. Remains abreast of investor loan programs, guidelines, policies and procedures to better assist clients. May provide guidance for associates on escalated or complex client inquiries.

Qualifications

Bachelor's Degree and 3 years of experience in Mortgage loan underwriting OR High School Diploma or GED and 7 years of experience in Mortgage loan underwriting

Preferred experience: FHA/VA loans

The base pay for this position is generally between $76,500 - $100,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Bachelor's Degree and 3 years of experience in Mortgage loan underwriting OR High School Diploma or GED and 7 years of experience in Mortgage loan underwriting

Preferred experience: FHA/VA loans

The base pay for this position is generally between $76,500 - $100,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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