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Remote Credit Risk Jobs in Naperville, IL (NOW HIRING)

Risk Solutions Specialist

Chicago, IL ยท On-site +1

$74K - $102K/yr

The Risk Solutions Specialist is a developmental technical position supporting loss control/risk engineering efforts through interaction with internal and external stakeholders. This position works ...

ABL Relationship Manager

Chicago, IL ยท On-site +1

$93K - $208K/yr

Presents to Senior Management and Credit Committee annual credit reviews ensuring proper risk ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Details on your work arrangement (proportion of on-site and remote work) will be discussed at the ... required credit actions * Complete risk analyses of borrowers and prospects using the CIBC risk ...

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Remote Credit Risk information

See Naperville, IL salary details

$49.9K

$109.2K

$182.7K

How much do remote credit risk jobs pay per year?

As of Jun 26, 2026, the average yearly pay for remote credit risk in Naperville, IL is $109,151.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,900.00 and $141,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.
What are the most commonly searched types of Credit Risk jobs in Naperville, IL? The most popular types of Credit Risk jobs in Naperville, IL are:
What job categories do people searching Remote Credit Risk jobs in Naperville, IL look for? The top searched job categories for Remote Credit Risk jobs in Naperville, IL are:
What cities near Naperville, IL are hiring for Remote Credit Risk jobs? Cities near Naperville, IL with the most Remote Credit Risk job openings:
Strategy and Operations Manager (Hybrid)

Strategy and Operations Manager (Hybrid)

Enova International

Chicago, IL โ€ข On-site, Remote

$120K - $170K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 14 days ago


Enova International rating

6.8

Company rating: 6.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.
About the role:
As a Strategy & Operations Manager, you will act as a key operator supporting one of Enova's lending portfolios across our Consumer or Small Business businesses-owning high-impact initiatives that drive growth, improve performance, and enhance the customer experience. In this role, you'll tackle ambiguous business problems by analyzing data, identifying opportunities, and driving solutions from idea through execution. Projects range from quick-turn process improvements (e.g.,optimizing contact center campaigns) to longer-term strategic initiatives like launching new features or refining credit and product strategies. You'll work cross-functionally and have direct visibility into how your work impacts the business, including key performance metrics and overall portfolio profitability. Our team combines the resources of a scaled business with the agility of a smaller team-giving you the autonomy to make a meaningful, measurable impact.
Responsibilities:
  • Manage initiatives that focus on customer acquisition, loan servicing, portfolio management, and legal and compliance.
  • Serve as a leader of the S&O team and be responsible for driving high impact projects.
  • Be a strategic partner to business heads and help lead sessions around strategy planning, resource allocation, and executive reporting.
  • Anticipate bottlenecks, provide thought leadership for problem solving, prioritize and execute projects, balance business needs vs. technical constraints, and drive bottom line results.
  • Assess risks and recommend product and policy changes that allow Enova to remain the market leader in Consumer/SMB lending.
  • Identify and size opportunities across the customer journey, product experience, and operational workflows, and build data-driven business cases to support proposed changes.
  • Partner cross-functionally with Product, Marketing, Risk, and Operations to design and implement solutions, including testing, modeling impact, and iterating based on results.
  • Support P&L-driven decision making by evaluating how initiatives impact revenue, costs, and overall portfolio performance.
  • Develop and refine prioritization strategies and allocation models (e.g., lead routing, campaign optimization) to improve efficiency and outcomes.

Requirements:
  • 8+ years of tangible work experience in consumer or small business lending dealing with credit risk or portfolio management.
  • MBA from a top tier university is strongly preferred.
  • Excellent written and oral communication skills.
  • High energy, team player, creative thinker, and strategic influencer.
  • Demonstrated experience in working with broad cross-functional teams.
  • Maturity and good judgment. Skilled in negotiating, influencing and leading others, analytical thinking, and executing and implementing projects.
  • Experience owning or contributing to projects that materially impacted business performance (e.g., revenue generation, cost savings, or process optimization).
  • Strong analytical problem-solving skills with experience using data to drive business decisions (SQL or similar tools are a plus, but not required).
  • Demonstrated ability to connect work to P&L impact, including evaluating tradeoffs between revenue growth, cost, and customer experience.

Compensation:
The budgeted annual salary range for this position is $120,000 to $170,000. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus and restricted stock units. All full-time employees are eligible to participate in Company benefits, described in more detail here.1
Benefits & Perks:
  • Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day...Plus so much more!

About Enova
Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossusโ„ขplatform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks-in order to create accessible credit for millions.
Being a values-driven organization is at the core of Enova's success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova's values and culture here.
It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.