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Remote Credit Risk Jobs in Blythewood, SC (NOW HIRING)

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Remote Credit Risk information

See Blythewood, SC salary details

$39.9K

$87.2K

$146K

How much do remote credit risk jobs pay per year?

As of Jul 30, 2026, the average yearly pay for remote credit risk in Blythewood, SC is $87,219.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,800.00 and $113,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.
What are popular job titles related to Remote Credit Risk jobs in Blythewood, SC? For Remote Credit Risk jobs in Blythewood, SC, the most frequently searched job titles are:
What cities near Blythewood, SC are hiring for Remote Credit Risk jobs? Cities near Blythewood, SC with the most Remote Credit Risk job openings:
Remote Credit Risk jobs near you
Infographic showing various Remote Credit Risk job openings in Blythewood, SC as of July 2026, with employment types broken down into 83% Full Time, 9% Part Time, 2% Temporary, and 6% Contract. Highlights an 100% Remote job distribution, with an average salary of $87,219 per year, or $41.9 per hour.

Senior Mortgage Underwriter - Remote, SC & NC

First Citizens Bank

Columbia, SC • On-site, Remote

$107K/yr

Full-time

Posted 15 days ago

First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

109th of 170 rated banks

Job description

Overview
This is a remote role that may only be hired in the following states: South Carolina, North Carolina
This position assesses the Bank's financial risk on potential borrowers applying for mortgage loans at a high level of complexity and ability. Analyzes borrower applications to determine appropriate loan structuring, potential risk, and loan eligibility, and makes the decision to accept or reject based on review. Ensures the salability of the loan to the selected investor under the specified loan program. Provides support for loan closing activities and clients while protecting the Bank from fraud, misrepresentation, and default. Responsible to meet production and quality expectations.
Responsibilities
  • Loan Underwriting - Documents and underwrites mortgage loans products. Gathers and reviews information pertaining to the applicant's income, assets, debts, and credit history to determine ability to repay the mortgage loan. Applies product and investor specific underwriting and documentation guidelines. Utilizes underwriting results to either approve or decline the loan.
  • Application Review - Reviews new applications for completeness and inclusion of necessary documentation. Determines eligibility of the loan for the selected product and investor, or more appropriate alternatives. Ensures accuracy and acceptance of income, asset, debt calculations and credit history. Seeks resolution for any identified discrepancies.
  • Operations Support - Manages a pipeline of active mortgage loans. Prioritizes loan actions based on projected closing dates and ensures loans close in a timely manner. Works with loan processor to meet expected closing dates for the customer.
  • Client Support - Provides client support throughout the underwriting process. Utilizes available resources to answer questions and develop alternatives. Remains abreast of investor loan programs, guidelines, policies and procedures to better assist clients. May provide guidance for associates on escalated or complex client inquiries.

Qualifications
Bachelor's Degree and 3 years of experience in Mortgage loan underwriting OR High School Diploma or GED and 7 years of experience in Mortgage loan underwriting
Preferred experience: FHA/VA loans
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

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