... risk while partnering closely with GMs, capital markets, and channel partners to execute it. They ... Serve as the bridge between credit strategy/modeling and underwriting operations, ensuring strategy ...
... risk while partnering closely with GMs, capital markets, and channel partners to execute it. They ... Serve as the bridge between credit strategy/modeling and underwriting operations, ensuring strategy ...
USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Directs the oversight of model risk through model documentation review, assessment of performance ...
USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Directs the oversight of model risk through model documentation review, assessment of performance ...
Nuclear Risk Benchmarking Analyst - Remote
Dallas, TX · Remote
$50 - $90/hr
Remote micro1 is engaging Nuclear & Radiological Security Experts to support a customer ... Your work will shape how models learn, reason, and perform through high-quality, real-world input.
Nuclear Risk Benchmarking Analyst - Remote
Dallas, TX · Remote
$50 - $90/hr
Remote micro1 is engaging Nuclear & Radiological Security Experts to support a customer ... Your work will shape how models learn, reason, and perform through high-quality, real-world input.
Senior Site Reliability Engineer II
Dallas, TX · On-site +1
$125K - $209K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Work Model: Hybrid (if near an office) or Fully Remote Employment Type: Full-time Department:
Senior Site Reliability Engineer II
Dallas, TX · On-site +1
$125K - $209K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Work Model: Hybrid (if near an office) or Fully Remote Employment Type: Full-time Department:
AI and Automation Engineer
Dallas, TX · On-site +1
... credit risk, compliance, collections, and internal operations. You will report to the Head of AI ... MCP (Model Context Protocol) servers and clients to give agents structured, governed access to ...
AI and Automation Engineer
Dallas, TX · On-site +1
... credit risk, compliance, collections, and internal operations. You will report to the Head of AI ... MCP (Model Context Protocol) servers and clients to give agents structured, governed access to ...
Senior Asset Manager, Special Assets (Distressed Multifamily Loans)
Dallas, TX · Remote
$95K - $110K/yr
Prepare clear and concise credit memos, risk assessments, and recommendations to support decision ... This is a remote role available in Missouri, Kansas, and Texas. Periodic travel to our Manhattan or ...
Quick apply
Senior Asset Manager, Special Assets (Distressed Multifamily Loans)
Dallas, TX · Remote
$95K - $110K/yr
Prepare clear and concise credit memos, risk assessments, and recommendations to support decision ... This is a remote role available in Missouri, Kansas, and Texas. Periodic travel to our Manhattan or ...
... remote deposit capture (RDC), ACH and wire origination, Zelle, debit card transactions, ATM ... Ensures all fraud models comply with SR 262 guidance and the Bank's Model Development and Risk ...
... remote deposit capture (RDC), ACH and wire origination, Zelle, debit card transactions, ATM ... Ensures all fraud models comply with SR 262 guidance and the Bank's Model Development and Risk ...
Underwriter IV- Affordable (Agency)
Dallas, TX · On-site +1
$91K - $202K/yr
This position may be eligible for remote work in select geographic locations, subject to approval ... If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews ...
Underwriter IV- Affordable (Agency)
Dallas, TX · On-site +1
$91K - $202K/yr
This position may be eligible for remote work in select geographic locations, subject to approval ... If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews ...
Underwriter IV- Agency (Affordable)
Dallas, TX · On-site +1
$91K - $202K/yr
This position may be eligible for remote work in select geographic locations, subject to approval ... If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews ...
Underwriter IV- Agency (Affordable)
Dallas, TX · On-site +1
$91K - $202K/yr
This position may be eligible for remote work in select geographic locations, subject to approval ... If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews ...
Facilitating product teach-ins/educational seminars in conjunction with credit risk, underwriting ... Must be willing to travel; this role could be hybrid or remote Annaly is committed to equal ...
Facilitating product teach-ins/educational seminars in conjunction with credit risk, underwriting ... Must be willing to travel; this role could be hybrid or remote Annaly is committed to equal ...
Facilitating product teach-ins/educational seminars in conjunction with credit risk, underwriting ... Must be willing to travel; this role could be hybrid or remote Annaly is committed to equal ...
Facilitating product teach-ins/educational seminars in conjunction with credit risk, underwriting ... Must be willing to travel; this role could be hybrid or remote Annaly is committed to equal ...
Actuary - Auto and Property Modeling
Plano, TX · On-site +1
$111K - $131K/yr
USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Knowledge of Model Risk Management, Model Governance, and Regulatory requirements. * US military ...
Actuary - Auto and Property Modeling
Plano, TX · On-site +1
$111K - $131K/yr
USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Knowledge of Model Risk Management, Model Governance, and Regulatory requirements. * US military ...
Wholesale Divisional Vice President, Central US - Remote
Plano, TX · On-site +1
$100K/yr
Advocate for sales needs while balancing operational capacity and credit risk. * Other duties as assigned. Classification: Full Time, Exempt Essential Knowledge/Skills/Abilities: * Proven ability to ...
Wholesale Divisional Vice President, Central US - Remote
Plano, TX · On-site +1
$100K/yr
Advocate for sales needs while balancing operational capacity and credit risk. * Other duties as assigned. Classification: Full Time, Exempt Essential Knowledge/Skills/Abilities: * Proven ability to ...
Wholesale Divisional Vice President, Eastern US - Remote
Plano, TX · On-site +1
$100K/yr
Advocate for sales needs while balancing operational capacity and credit risk. * Other duties as assigned. Classification: Full Time, Exempt Essential Knowledge/Skills/Abilities: * Proven ability to ...
Wholesale Divisional Vice President, Eastern US - Remote
Plano, TX · On-site +1
$100K/yr
Advocate for sales needs while balancing operational capacity and credit risk. * Other duties as assigned. Classification: Full Time, Exempt Essential Knowledge/Skills/Abilities: * Proven ability to ...
Director, Predictive Analytics (U.S.A. Remote)
Dallas, TX · On-site +1
$132K - $232K/yr
... will be fully US remote . Specific duties include but are not limited to: * Designing and ... Leading and delivering high-impact projects such as attrition risk models, workforce forecasting ...
Director, Predictive Analytics (U.S.A. Remote)
Dallas, TX · On-site +1
$132K - $232K/yr
... will be fully US remote . Specific duties include but are not limited to: * Designing and ... Leading and delivering high-impact projects such as attrition risk models, workforce forecasting ...
Senior Financial Analyst - Remote
Dallas, TX · Remote
$84K - $105K/yr
Senior Financial Analyst - Remote Who: A leading financial services provider in the automotive ... Credit, Mercedes-Benz Financial, etc.) strongly preferred ● Strong Excel and financial modeling ...
Quick apply
Senior Financial Analyst - Remote
Dallas, TX · Remote
$84K - $105K/yr
Senior Financial Analyst - Remote Who: A leading financial services provider in the automotive ... Credit, Mercedes-Benz Financial, etc.) strongly preferred ● Strong Excel and financial modeling ...
Senior Audit Manager - Model Risk/AI
Plano, TX · On-site +1
USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Experience in Model Risk. * Experience in AI Governance. Compensation range: The salary range for ...
Senior Audit Manager - Model Risk/AI
Plano, TX · On-site +1
USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Experience in Model Risk. * Experience in AI Governance. Compensation range: The salary range for ...
Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned ... Remote roles will also have the opportunity to come together in our offices for moments that matter.
Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned ... Remote roles will also have the opportunity to come together in our offices for moments that matter.
Toxicology AI Content Reviewer - Remote
Plano, TX · Remote
$50 - $90/hr
Your work will shape how models learn, reason, and perform through high-quality, real-world input ... Analyze and evaluate data related to chemical safety, toxicological risk, precursor chemicals, and ...
Toxicology AI Content Reviewer - Remote
Plano, TX · Remote
$50 - $90/hr
Your work will shape how models learn, reason, and perform through high-quality, real-world input ... Analyze and evaluate data related to chemical safety, toxicological risk, precursor chemicals, and ...
Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned ... Remote roles will also have the opportunity to come together in our offices for moments that matter.
Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned ... Remote roles will also have the opportunity to come together in our offices for moments that matter.
Remote Credit Risk Modeling information
See Forney, TX salary details
$114.2K - $119.5K
17% of jobs
$121.6K is the 25th percentile. Wages below this are outliers.
$119.5K - $124.7K
20% of jobs
The median wage is $128.4K / yr.
$124.7K - $130K
19% of jobs
$130K - $135.2K
19% of jobs
$135.3K is the 75th percentile. Wages above this are outliers.
$135.2K - $140.5K
13% of jobs
$140.5K - $145.7K
2% of jobs
$145.7K - $151K
2% of jobs
$151K - $156.3K
2% of jobs
$156.3K - $161.5K
2% of jobs
$161.5K - $166.8K
2% of jobs
$166.8K - $172K
2% of jobs
$114.2K
$133.1K
$172K
How much do remote credit risk modeling jobs pay per year?
What are the key skills and qualifications needed to thrive as a Remote Credit Risk Modeler, and why are they important?
What is the difference between Remote Credit Risk Modeling vs Remote Credit Analyst?
| Aspect | Remote Credit Risk Modeling | Remote Credit Analyst |
|---|---|---|
| Required Credentials | Degree in Finance, Economics, or related field; certifications like CFA or FRM beneficial | Degree in Finance, Economics, or related field; certifications like CFA or FRM beneficial |
| Work Environment | Developing models, analyzing data, using statistical software | Assessing creditworthiness, reviewing financial documents, communicating with clients |
| Industry Usage | Financial institutions, credit bureaus, fintech companies | Banks, lending institutions, credit agencies |
Remote Credit Risk Modeling focuses on creating statistical models to predict credit risk, requiring strong analytical skills and technical expertise. Remote Credit Analysts evaluate individual credit applications and assess risk based on financial data. While both roles operate remotely within the finance industry, they differ in daily tasks and skill emphasis, with modeling being more technical and analysis more client-focused.
How does a remote Credit Risk Modeling professional typically collaborate with cross-functional teams?
What is remote credit risk modeling?
Full-time
Medical, Dental, Vision, Retirement, PTO
Posted 5 days ago
Job description
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.
Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S., with over $40B in enrollments for our industry-leading, tech-enabled debt resolution services business, and over $11Bn in personal and home loans originations via our banking-as-a-service partner.
Job Description
We are seeking a Director of Strategic Underwriting Guidance to provide dedicated strategic oversight of credit policy across Achieve Home Loans (AHL). The Director will drive process optimization, quality control, and robust credit boundaries across AHL; ensure credit strategy translates cleanly into actionable underwriting guidelines; integrate credit strategy with underwriting operations; support the new AHL Third-Party Origination (TPO) channel on credit policy; and own real-time monitoring of credit performance across the TPO channel.
This role is ideal for a hands-on mortgage and home-lending credit leader who can hold a clear, objective view of credit risk while partnering closely with GMs, capital markets, and channel partners to execute it. They demonstrate a strong ability to lead sound credit policy change recommendations grounded in empirical analysis of credit performance data.
What you'll do:
Strategic Credit Policy & Underwriting Guidance
- Partner with key stakeholders to manage the formulation of strategic credit policy for AHL, maintaining objective and robust credit boundaries.
- Translate credit strategy into clear, actionable, and consistently applied underwriting guidelines.
- Maintain a single source of truth for underwriting guidelines, including version control, change governance, and clear communication of updates.
Credit Strategy & Operations Integration
- Serve as the bridge between credit strategy/modeling and underwriting operations, ensuring strategy is operationally executable and that operational feedback informs strategy.
- Partner with underwriting leadership to optimize processes, reduce cycle time, and improve decision consistency without weakening credit boundaries.
TPO Channel Credit Policy & Real-Time Monitoring
- Support the AHL Third-Party Origination (TPO) channel on credit policy, ensuring broker and correspondent partners operate within Achieve's credit boundaries.
- Develop TPO-specific overlays, guidance, and communications, and serve as the credit-policy point of contact for the channel.
- Own real-time monitoring of TPO credit performance - early-payment default, exception and overlay trends, guideline adherence, and fraud signals - and trigger timely, well-reasoned policy responses.
- Partner with TPO/wholesale leadership and channel counterparties to remediate performance issues and tighten or adjust policy where needed.
Qualifications
What you'll bring:
- 8+ years of experience in mortgage or home-lending credit, underwriting, or credit policy, including authoring or owning underwriting guidelines.
- 5+ years of leadership experience across credit policy, underwriting, or quality control functions.
- Deep knowledge of consumer mortgage / home equity products (e.g., HELOC, home equity loans) and the underwriting lifecycle.
- Proven track record leading strategic transformation initiatives and cross-functional programs.
- Ability to translate complex analytical concepts into actionable business recommendations.
- Strong analytical, problem solving and communication skills.
- Strategic thinker with strong business acumen and executive presence.
- Strong stakeholder management skills across executive leadership, investors, regulators, and external partners.
Preferred:
- Experience standing up or separating a strategic credit-policy function from underwriting operations.
- Hands-on experience with Third-Party Origination (TPO) / wholesale or correspondent channels and the credit risks specific to them.
- Experience building real-time channel performance monitoring and early-warning frameworks.
- Background in fintech home lending or a high-growth mortgage environment.
Additional Information
All your information will be kept confidential according to EEO guidelines.
Achieve well-being with:
- 401 (k) with employer match
- Medical, dental, and vision with HSA and FSA options
- Competitive vacation and sick time off, as well as dedicated volunteer days
- Access to wellness support through Employee Assistance Program, physical and mental health wellness programs
- Pet care discounts for your furry family members
- Financial support in times of hardship with our Achieve Care Fund
- A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups
We are proudly offering hybrid options in the San Mateo, CA and Phoenix, AZ metro market. In other locations throughout the country, we offer work from home.
Salary Range: $220,000 - $250,000 + bonus + benefits.
This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.
Join Achieve, change the future.
At Achieve, we're changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you'll get to be a part of their journey to a better financial future. We're proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job-it's a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
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