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Remote Credit Analyst Jobs in Lexington, SC (NOW HIRING)

Afni, Inc.

Remote Customer Service Representative

SC · On-site +1

$14.75 - $20/hr

Iowa What You Need to Thrive in Our Remote Environment: * Cable or Fiber Internet Service only (no dial-up, DSL, satellite or cellular) * 25Mbps Download/10Mbps Upload * Ping Rate - Less than 100 ms

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All JobsCredit Analyst JobsRemote Credit Analyst JobsRemote Credit Analyst Jobs in Lexington, SC

Remote Credit Analyst information

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$12

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$41

How much do remote credit analyst jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for remote credit analyst in Lexington, SC is $25.61, according to ZipRecruiter salary data. Most workers in this role earn between $19.76 and $28.80 per hour, depending on experience, location, and employer.

What is a remote credit analyst?

A Remote Credit Analyst is a financial professional who evaluates the creditworthiness of individuals or businesses from a remote location, often working from home. Their main responsibilities include analyzing financial statements, reviewing credit reports, assessing risk factors, and making recommendations regarding loan approvals or credit limits. They use various tools and software to perform their tasks efficiently and communicate findings to clients or internal teams. Remote Credit Analysts are commonly employed by banks, financial institutions, and credit agencies, and they rely heavily on digital communication and data analysis.

What does a remote credit analyst do?

As a remote credit analyst, your responsibilities are to assess the creditworthiness of customers or potential customers. Your duties include providing analysis on the credit history of a customer, assessing previous loans, determining their level of risk, and recommending a specific line of credit if they qualify. Many home-based credit analysts evaluate credit risk for specific Industries, including real estate and banking. In addition to assessing those seeking lines of credit or loans, you may also provide periodic reviews of customer credit. This includes pulling credit scores and contacting customers.

What are the key skills and qualifications needed to thrive as a remote credit analyst, and why are they important?

To thrive as a Remote Credit Analyst, you need strong analytical skills, financial acumen, and a relevant degree in finance, accounting, or economics. Familiarity with financial modeling software, credit risk assessment tools, and CRM systems is typically required, along with certifications such as CFA or FRM being advantageous. Excellent communication, attention to detail, and self-motivation are vital soft skills for remote collaboration and independent work. These competencies enable accurate credit evaluations, effective risk management, and strong client relationships in a remote work environment.

What are some common challenges faced by remote credit analysts, and how can they be effectively managed?

Remote credit analysts often face challenges such as maintaining clear communication with colleagues and accessing up-to-date client information. To address these issues, it's essential to proactively schedule regular check-ins with team members and utilize secure, cloud-based platforms for document sharing and data analysis. Building strong digital collaboration habits and staying organized can help ensure smooth workflows and accurate risk assessments, even while working remotely.
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What job categories do people searching Remote Credit Analyst jobs in Lexington, SC look for?

The top searched job categories for Remote Credit Analyst jobs in Lexington, SC are:

What cities near Lexington, SC are hiring for Remote Credit Analyst jobs?

Cities near Lexington, SC with the most Remote Credit Analyst job openings:

Remote Credit Analyst jobs near you
Infographic showing various Remote Credit Analyst job openings in Lexington, SC as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $53,277 per year, or $25.6 per hour.

Senior Regional Credit Officer - Business

First Citizens Bank

Columbia, SC • On-site, Remote

Full-time

Posted 5 days ago

Key responsibilities

  • Analyze, negotiate, and decide on business loans and servicing plans within the Business Credit channel.

  • Provide guidance, feedback, and mentorship to less experienced credit associates and support regional credit risk management.

  • Establish and maintain partnerships with sales leadership, relationship managers, and other stakeholders to support lending objectives.

First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

108th of 175 rated banks

Job description

Overview

This is a remote role that may only be hired in the following locations: NC, SC, FL, TN and AZ.

This position serves as a regional credit leader, influencing portfolio performance, credit quality, and process improvement across the organization.  Reviews, negotiates, and decisions business loans and servicing plans within the Business Credit channel.  Ensure loan approvals align with credit policies, procedures, and organizational philosophy. 

 Leverages expertise in financial analysis, credit risk management, and regulatory frameworks while fostering strong partnerships to deliver prudent credit solutions and sustainable portfolio results.  Works closely with sales leadership, relationship managers, and associates to support strategic objectives and business plans through daily activities.   Provides guidance and mentorship to less experienced credit associates within the business unit.  Serves as a regional risk control officer to mitigate loss, delinquency, and overall risk for assigned credit portfolios.


Responsibilities & Qualifications

Duties & Responsibilities:

  • Risk Management - Analyzes, negotiates, and decisions business loans and servicing plans. Assesses credit risks to ensure consistent borrower risk ratings.  Ensures loan decisions are consistent, objective, and compliant, while meeting Bank and customer needs. Communicates credit decisions to all parties involved and recommends further action.  Manages at-risk relationships in respective regions of responsibility, including ongoing monitoring and review of action plans.
  • Credit Expertise - Maintains current working knowledge of respective markets and industry trends that may affect the extension of credit.  Communicates changes to lending personnel, credit appetite, and processes to first line partners. Serves as an advisor in analyzing, negotiating, strategizing, and underwriting credits within the assigned region(s).  Acts as a primary contact to credit and field associates within their respective markets.
  • Team Leadership - Utilizes expertise to provide guidance, feedback, and direction on complex matters. Assists in the communication of performance results and expected behaviors for success.  Supports/mentors Bankers and less experienced Credit Officers to achieve optimal credit performance. Provides feedback to area and regional leadership. Identifies training needs, process improvements, and skill deficiencies among line units.
  • Business Support - Recommends departmental policies and procedures to address identified issues and opportunities. Coordinates with credit risk review and loan workout functions, assists in managing credit needs related to traditional banking services, and participates in client credit transactions.  Participates in projects and special assignments as needed to achieve commercial lending goals.
  • Relationship Development - Establishes and maintains successful partnerships with sales leadership, relationship managers, and executives to ensure that business lending objectives are effectively communicated and carried out. May represent the Credit Administration department on various committees and market visits.


Position Specific Skills:

Strong knowledge of financial and credit principles, credit risk analysis, lending products, and credit administration within the financial services industry. Proven ability to build effective partnerships, navigate regulatory requirements, and evaluate credit risk to support sound lending decisions.


Qualifications:
Minimum Required Education and Experience: Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial credit analysis, or Lending, or Underwriting


Preferred Licenses or Certifications:Credit Risk Certification (CRC)- encouraged


Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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