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Remote Credit Analyst Jobs in Layton, UT (NOW HIRING)

We're building trust in this system of credit. Setpoint is looking for an Analyst to join our Diligence team! The Analyst, Diligence plays a crucial role in translating complex lending guidelines ...

Junior Underwriter

Salt Lake City, UT · Remote

$60K - $70K/yr

One (1) year or more of experience in underwriting, finance, banking, credit analysis, risk ... Ability to work independently in a remote environment while maintaining strong communication and ...

Epic Denials Management Operator

Salt Lake City, UT · Remote

$17.50 - $23.25/hr

... and Credits and Refunds, for health care provider client. This is a primarily remote role ... Conduct Denial categorization and root cause analysis based on remittance information received from ...

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Expertise in technical accounting concepts such as double entry bookkeeping, general ledger reconciliation, debits & credits, and account reconciliation. * Demonstrated ability to analyze financial ...

Senior Backend Engineer - AI Platform

Salt Lake City, UT · On-site +1

$118K - $156K/yr

This is a remote position; however, the candidate must reside within 30 miles of one of the ... Analyze existing systems to identify bottlenecks, tech debt, and implement scalability, and ...

Program Finance Analyst 2

Clearfield, UT · On-site +1

$75K - $156K/yr

The Program Finance Analyst 2 collaborates with our internal and external customers as the business partner of choice to ensure they have the financial acumen, accuracy, and dedicated support to ...

... the world; analyzing requirements, procedures, and problems to improve existing systems and ... Experience working with payment systems like credit cards and bank transfers. * A broad ...

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Remote Credit Analyst information

See Layton, UT salary details

$13

$27

$44

How much do remote credit analyst jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for remote credit analyst in Layton, UT is $27.19, according to ZipRecruiter salary data. Most workers in this role earn between $20.96 and $30.58 per hour, depending on experience, location, and employer.

What does a remote credit analyst do?

As a remote credit analyst, your responsibilities are to assess the creditworthiness of customers or potential customers. Your duties include providing analysis on the credit history of a customer, assessing previous loans, determining their level of risk, and recommending a specific line of credit if they qualify. Many home-based credit analysts evaluate credit risk for specific Industries, including real estate and banking. In addition to assessing those seeking lines of credit or loans, you may also provide periodic reviews of customer credit. This includes pulling credit scores and contacting customers.

What is a remote credit analyst?

A Remote Credit Analyst is a financial professional who evaluates the creditworthiness of individuals or businesses from a remote location, often working from home. Their main responsibilities include analyzing financial statements, reviewing credit reports, assessing risk factors, and making recommendations regarding loan approvals or credit limits. They use various tools and software to perform their tasks efficiently and communicate findings to clients or internal teams. Remote Credit Analysts are commonly employed by banks, financial institutions, and credit agencies, and they rely heavily on digital communication and data analysis.

What are some common challenges faced by remote credit analysts, and how can they be effectively managed?

Remote credit analysts often face challenges such as maintaining clear communication with colleagues and accessing up-to-date client information. To address these issues, it's essential to proactively schedule regular check-ins with team members and utilize secure, cloud-based platforms for document sharing and data analysis. Building strong digital collaboration habits and staying organized can help ensure smooth workflows and accurate risk assessments, even while working remotely.

What are the key skills and qualifications needed to thrive as a remote credit analyst, and why are they important?

To thrive as a Remote Credit Analyst, you need strong analytical skills, financial acumen, and a relevant degree in finance, accounting, or economics. Familiarity with financial modeling software, credit risk assessment tools, and CRM systems is typically required, along with certifications such as CFA or FRM being advantageous. Excellent communication, attention to detail, and self-motivation are vital soft skills for remote collaboration and independent work. These competencies enable accurate credit evaluations, effective risk management, and strong client relationships in a remote work environment.
What are popular job titles related to Remote Credit Analyst jobs in Layton, UT? For Remote Credit Analyst jobs in Layton, UT, the most frequently searched job titles are:
What job categories do people searching Remote Credit Analyst jobs in Layton, UT look for? The top searched job categories for Remote Credit Analyst jobs in Layton, UT are:
What cities near Layton, UT are hiring for Remote Credit Analyst jobs? Cities near Layton, UT with the most Remote Credit Analyst job openings:
Infographic showing various Remote Credit Analyst job openings in Layton, UT as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $56,552 per year, or $27.2 per hour.

Analyst, Diligence

Setpoint

Salt Lake City, UT • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 11 days ago


Job description

About the role:
Behind many of life's most important transactions - buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card - is a network of credit relationships. Setpoint provides critical infrastructure for relationships between the world's largest banks, credit funds and capital markets counterparties. We're building trust in this system of credit.
Setpoint is looking for an Analyst to join our Diligence team!
The Analyst, Diligence plays a crucial role in translating complex lending guidelines into programmatic review frameworks. This role is responsible for creating and maintaining automated validation systems that ensure loan portfolios meet client-specific criteria. They will work closely with our engineering team to integrate these frameworks into Setpoint's core platform while supporting our growing securitization initiatives. This role reports directly to the VP of Transactions.
Who will love this job:
  • An Excel expert - you can transform complex requirements into systematic review frameworks
  • A detail maven - you have exceptional attention to detail and can spot patterns in complex datasets
  • A process innovator - you can design and implement scalable solutions for complex problems
  • A clear communicator - you can translate technical concepts for various stakeholders
  • An automation enthusiast - you're excited about turning manual processes into automated systems
  • A process driver - you can pick up complex systems and design repeatable solutions

What you'll do:
  • Transform originator underwriting guidelines into programmatic review templates using advanced Excel modeling
  • Design and maintain automated validation systems for client-specific lending criteria
  • Collaborate with engineering and product teams to integrate guidelines into Setpoint's platform
  • Support rated and non-rated securitization reporting initiatives
  • Create and update reports for portfolio analysis and client reviews
  • Work directly with clients to implement guideline updates and maintain accuracy

You should have:
  • 2-4 years of relevant experience in financial services or related field
  • Expert-level Excel skills with demonstrated ability to create complex models
  • Strong analytical mindset and proven problem-solving abilities
  • Experience with data analysis and reporting
  • Ability to work independently while collaborating effectively across teams
  • A bias toward action, including the ability to push projects forward with minimal supervision, and bring an ownership mentality to their work
  • Willingness to work from our South Jordan office

About Setpoint:
Setpoint provides purpose-built capital and technology to asset-backed borrowers and lenders. Our platform is the funding operating system for originators: it verifies and stores documents; automates critical calculations and compliance reporting; and digitizes assets like homes or cars. Setpoint's technology makes warehouse transactions instant and error free.
In August 2024, Setpoint announced the successful completion of its $31 million Series B funding round. 645 Ventures led the round, with significant strategic investments from Citi and Wells Fargo, alongside Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder's 75 & Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner Capital.
We offer a comprehensive benefits package that includes competitive salaries, stock options, medical, dental, and vision coverage, 401(k), short term and long term disability coverage, and flexible vacation. We have offices in Austin, TX, New York City, NY, and Salt Lake City, UT with hybrid roles based in these locations and an expectation of two days a week in office (Tuesdays and Thursdays).
Setpoint provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.