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Remote Auto Adjuster Jobs in Miami, FL (NOW HIRING)

CLAIMS ADJUSTER (remote) ARC Group seeks two Bodily Injury Claims Adjuster to work in a remote ... auto. But bodily injury is required. The Claims Adjuster will investigate, evaluate, and negotiate ...

Remote Auto Adjuster information

See Miami, FL salary details

$28.7K

$55K

$73.2K

How much do remote auto adjuster jobs pay per year?

As of Aug 29, 2026, the average yearly pay for remote auto adjuster in Miami, FL is $54,981.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,300.00 and $61,700.00 per year, depending on experience, location, and employer.

What is a remote auto adjuster?

A Remote Auto Adjuster is an insurance professional who evaluates auto insurance claims from a remote location, rather than visiting accident sites in person. They review claims, assess damages using photos and documentation submitted online, and determine the appropriate settlement for each case. Remote Auto Adjusters communicate with claimants, repair shops, and sometimes law enforcement to gather all necessary information. This role allows for flexibility and efficiency by leveraging technology to handle claims without on-site visits.

What are the key skills and qualifications needed to thrive as a remote auto adjuster?

To thrive as a Remote Auto Adjuster, you need a solid understanding of auto claims processes, insurance policy interpretation, and investigative techniques, typically supported by relevant experience and a high school diploma or higher. Proficiency with claims management software, estimating tools like CCC One or Audatex, and remote communication platforms is important. Strong analytical skills, attention to detail, and clear communication help you excel in customer interactions and decision-making. These abilities are crucial for accurately assessing claims, minimizing errors, and delivering efficient service in a virtual environment.

What are some common challenges faced by remote auto adjusters, and how can they be managed effectively?

Remote auto adjusters often navigate challenges such as limited in-person interaction with claimants and repair shops, reliance on digital evidence, and the need for strong time management skills. To address these, adjusters use advanced claims software, video conferencing, and digital photo documentation to accurately assess damages and communicate with all parties. Staying organized, maintaining clear communication, and being proactive in resolving issues help remote adjusters succeed in this dynamic environment.

What is the difference between Remote Auto Adjuster vs Insurance Claims Adjuster?

AspectRemote Auto AdjusterInsurance Claims Adjuster
CertificationsAdjuster license, certifications in auto claimsAdjuster license, certifications in insurance claims
Work EnvironmentRemote, home-basedRemote or office-based, depending on employer
Industry UsageAuto insurance companies, third-party adjustersVarious insurance sectors including auto, property, health
Job FocusAssessing auto damage, estimating repairsEvaluating insurance claims across sectors

The main difference is that a Remote Auto Adjuster specializes in auto insurance claims, focusing on vehicle damage assessment and repair estimates, often working remotely. An Insurance Claims Adjuster may handle a broader range of claims, including property, health, and auto, with some roles requiring in-person assessments. Both roles require licensing and insurance industry knowledge, but the Auto Adjuster is more specialized in auto claims processing.

What job categories do people searching Remote Auto Adjuster jobs in Miami, FL look for?

The top searched job categories for Remote Auto Adjuster jobs in Miami, FL are:

What cities near Miami, FL are hiring for Remote Auto Adjuster jobs?

Cities near Miami, FL with the most Remote Auto Adjuster job openings:

Infographic showing various Remote Auto Adjuster job openings in Miami, FL as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, 3% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $54,981 per year, or $26.4 per hour.

Auto Total Loss Adjuster

United Automobile Insurance Company

Miami, FL • On-site, Remote

$47K - $61K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Job description

COMPANY OVERVIEW:
Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Total Loss Adjuster to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.
Actively seeking licensed adjusters for a fully remote total loss opportunity on our Auto Claims Team. The ideal candidate will be seated in the S.E. area of the US ~ Active License in FL, GA or TX highly desirable
SCOPE:
As a Total Loss Adjuster, you will be responsible for evaluating claims and making determinations on properties, vehicles, or assets that have been declared a total loss. This involves conducting thorough investigations, assessing damage, estimating the value of the loss, and negotiating settlements with policyholders. Additionally, the adjuster will calculate total loss values, explain offers to policyholders, secure total loss paperwork from customers, and communicate with lienholders. This position offers a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Southeast region.
DUTIES:
  • Review insurance policies to understand the coverage limits and exclusions relevant to the claim.
  • Utilize industry-standard valuation methods, software, and tools to determine the fair market value of the total loss.
  • Gather information from policyholders regarding the circumstances of the loss and ensure all necessary documentation is provided.
  • Accurately calculate the total loss values based on the assessment findings and in compliance with company policies and industry standards.
  • Provide clear and detailed explanations of the total loss valuation and settlement offers to policyholders, addressing any questions or concerns.
  • Collect and ensure all necessary paperwork related to total loss claims is completed and submitted by policyholders.
  • Negotiate fair and reasonable settlements with policyholders, adhering to company policies and industry regulations.
  • Liaise with lienholders or other relevant parties to facilitate the settlement process and ensure all necessary documentation is obtained.
  • Prepare detailed reports outlining the assessment findings, valuation, and recommended settlement amounts.
  • Ensure all claim documentation and records are accurate, complete, and comply with company and regulatory standards.
  • Keep up to date with industry trends, legal regulations, and best practices related to total loss assessment.
  • Provide exceptional customer service by addressing policyholder concerns, questions, and providing clear explanations of the claims process.

EDUCATION:
  • Bachelor's degree in business or a related field preferred. Experience in lieu of degree considered.
  • Adjusters license required.

SKILLS & EXPERIENCE:
  • At least 1 - 3 years of insurance industry experience, claims processing, or a related field is preferred.
  • Excellent communication, negotiation, and interpersonal skills.
  • Ability to multitask and prioritize work effectively in a fast-paced environment.
  • Familiarity with industry-specific software and tools for valuation and estimation.
  • Analytical thinking and problem-solving skills.
  • Attention to detail and accuracy in assessments.
  • Ability to remain objective and impartial in assessing losses.
  • Strong negotiation and conflict resolution abilities.
  • Time management and organizational skills.

BENEFITS:
  • 401(k) Retirement Savings Plan with employer match.
  • Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
  • Paid Time Off, Holidays, and Leave programs.
  • Flexible spending accounts
  • Basic Life Insurance and Voluntary Life/ADD
  • Voluntary Short Term and Long-Term Disability

UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/.
UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.
Compensation Notice: Compensation ranges and estimates displayed by third-party job platforms may be automatically generated and may not reflect United Auto Insurance's established compensation range for this position. Where required by applicable law, United Auto Insurance will provide the applicable pay range and other required compensation information. For questions regarding compensation for this position, please contact our Recruiting Team.