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Remote Auto Adjuster Jobs in Minnesota (NOW HIRING)

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... As the Field Property Adjuster you are responsible for investigating and confirming the facts of ...

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Remote Auto Adjuster information

See Minnesota salary details

$29.4K

$56.3K

$74.9K

How much do remote auto adjuster jobs pay per year?

As of Sep 6, 2026, the average yearly pay for remote auto adjuster in Minnesota is $56,302.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $63,200.00 per year, depending on experience, location, and employer.

What is a remote auto adjuster?

A Remote Auto Adjuster is an insurance professional who evaluates auto insurance claims from a remote location, rather than visiting accident sites in person. They review claims, assess damages using photos and documentation submitted online, and determine the appropriate settlement for each case. Remote Auto Adjusters communicate with claimants, repair shops, and sometimes law enforcement to gather all necessary information. This role allows for flexibility and efficiency by leveraging technology to handle claims without on-site visits.

What are the key skills and qualifications needed to thrive as a remote auto adjuster?

To thrive as a Remote Auto Adjuster, you need a solid understanding of auto claims processes, insurance policy interpretation, and investigative techniques, typically supported by relevant experience and a high school diploma or higher. Proficiency with claims management software, estimating tools like CCC One or Audatex, and remote communication platforms is important. Strong analytical skills, attention to detail, and clear communication help you excel in customer interactions and decision-making. These abilities are crucial for accurately assessing claims, minimizing errors, and delivering efficient service in a virtual environment.

What are some common challenges faced by remote auto adjusters, and how can they be managed effectively?

Remote auto adjusters often navigate challenges such as limited in-person interaction with claimants and repair shops, reliance on digital evidence, and the need for strong time management skills. To address these, adjusters use advanced claims software, video conferencing, and digital photo documentation to accurately assess damages and communicate with all parties. Staying organized, maintaining clear communication, and being proactive in resolving issues help remote adjusters succeed in this dynamic environment.

What is the difference between Remote Auto Adjuster vs Insurance Claims Adjuster?

AspectRemote Auto AdjusterInsurance Claims Adjuster
CertificationsAdjuster license, certifications in auto claimsAdjuster license, certifications in insurance claims
Work EnvironmentRemote, home-basedRemote or office-based, depending on employer
Industry UsageAuto insurance companies, third-party adjustersVarious insurance sectors including auto, property, health
Job FocusAssessing auto damage, estimating repairsEvaluating insurance claims across sectors

The main difference is that a Remote Auto Adjuster specializes in auto insurance claims, focusing on vehicle damage assessment and repair estimates, often working remotely. An Insurance Claims Adjuster may handle a broader range of claims, including property, health, and auto, with some roles requiring in-person assessments. Both roles require licensing and insurance industry knowledge, but the Auto Adjuster is more specialized in auto claims processing.

What are the most commonly searched types of Auto Adjuster jobs in Minnesota?

The most popular types of Auto Adjuster jobs in Minnesota are:

What cities in Minnesota are hiring for Remote Auto Adjuster jobs?

Cities in Minnesota with the most Remote Auto Adjuster job openings:

Infographic showing various Remote Auto Adjuster job openings in Minnesota as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 18% Part Time, 7% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $56,302 per year, or $27.1 per hour.

Lead Litigation Adjuster

American Family Mutual Insurance Company Si

Minneapolis, MN • On-site, Remote

$88K - $145K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 6 days ago


Key responsibilities

  • Investigate and determine liability for property/casualty claims, including contacting relevant parties and reviewing claim information.

  • Conduct on-site inspections, evaluate damages, and handle claim negotiations with insureds, claimants, attorneys, and other involved parties.

  • Interpret policies, coverages, and claim history to make independent decisions and provide updates on claim status.


American Family Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 136 frontline employees who took The Breakroom Quiz

226th of 315 rated insurance


Job description

You will investigate and maintains highly complex property/casualty claims. You will determine liability, secure information, review coverages, arrange appraisals, and settles claims. You will report to a senior manager, litigation.
Internal candidates are encouraged to apply and should review the internal mobility guidelines in the hybrid policy reference guide for more information on potential relocation.
In this primarily home-based role, you will spend 80% of your time (4+ days per week) working from home, proximate to one of our office locations (within approximately 35-50 miles). On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, trainings, and culture events. Locations are: Madison, WI; Boston, MA; Denver, CO; Hopkins, MN; Keene, NH; St. Joseph; Phoenix, AZ.
#LI-remote

Position Compensation Range:

$88,000.00 - $145,000.00

Pay Rate Type:

Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Why Choose American Family Insurance?
  • Purpose-Driven Work:Help real people navigate complex legal challenges. Your expertise will make a difference in their lives and communities

  • Career Growth:Build a long-term career with us. Gain valuable litigation experience, sharpen your trial skills, and develop specialty expertise in areas like auto, property, workers' compensation, and more

  • Supportive Team Culture:Collaborate with talented colleagues and report directly to a Senior Manager in our Legal department. We're committed to your professional development and success

  • Commitment to Excellence:Join a company recognized for integrity, innovation, and service. Be part of a team that sets the standard for legal representation in the insurance industry

What You'll Do:

  • Investigate origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Check for prior claims and recognizes environmental exposures.

  • Participate in High Damage Reviews (HDR) to address coverage issues and exposure. Handle claims on a good faith basis

  • Handle both 1st party and 3rd party claims under multiple policy types and numerous endorsements

  • Conduct on-site inspections when needed, evaluate damages and handle claim negotiations with insureds, claimants, attorneys, public adjusters

  • Respond to customer inquiries, make appropriate decisions, and close file as needed

  • Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses. Interpret claim history coverages

  • Make independent decisions but recognize when assistance is needed

  • Proactively provide all parties with claim process and status as appropriate; answer questions or redirect to other areas

  • Serve as a mentor and subject matter expert for less experienced adjusters

  • May be required to complete other assignments, job duties, or participate in projects based upon skills, achievements, or experience

Who We're Looking For:

  • Professionals eager to grow, learn, and contribute to a dynamic legal team

  • Individuals committed to excellence, integrity, and collaboration

What we need from you:

  • Coverage experience preferred

  • Demonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories

  • Demonstrated experience providing customer-driven solutions, support or service

  • Demonstrated ability to efficiently and effectively handle complex claims

  • Extensive knowledge of policies and endorsements coverages

  • Successfully applied knowledge of each phase of the claim handling process

Licenses

  • Obtain state specific property casualty claims licensing as required

Travel Requirements

  • Up to 10%.

  • Catastrophe travel up to 75% as applicable


Physical Requirements

  • Work that primarily involves sitting/standing

Additional Information
  • To ensure a strong start, all employees participate in our New Employee Orientation during their first week. This experience is held in person at our Madison, WI Headquarters or one of our AmFam core locations to help you connect with our mission, meet key team members and build relationships that support your growth. At times, sessions may be delivered virtually based on scheduling and availability.
  • Offer to selected candidate will be made contingent on the results of applicable background checks
  • Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions
  • Sponsorship will not be considered for this position unless specified in the posting

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.

American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email AskHR@AmFam.com to request a reasonable accommodation.

#LI-MN2

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