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Recovery Agent Jobs in Miami, FL (NOW HIRING)

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Recovery Agent information

See Miami, FL salary details

$19.6K

$40.2K

$70.8K

How much do recovery agent jobs pay per year?

As of Aug 22, 2026, the average yearly pay for recovery agent in Miami, FL is $40,155.00, according to ZipRecruiter salary data. Most workers in this role earn between $26,550.00 and $47,977.00 per year, depending on experience, location, and employer.

What is a recovery agent?

Recovery Agents are professionals responsible for locating and repossessing assets, such as vehicles or property, from individuals or businesses that have defaulted on loan or lease agreements. Their work involves tracking down assets, negotiating with borrowers, and following legal procedures to recover items on behalf of lenders or financial institutions. Recovery Agents must be knowledgeable about relevant laws and maintain ethical conduct while performing their duties. They often work for repossession companies, banks, or other financial organizations.

What are the key skills and qualifications needed to thrive as a recovery agent, and why are they important?

To thrive as a Recovery Agent, you need strong negotiation skills, attention to detail, and knowledge of relevant laws and regulations, typically supported by a high school diploma or equivalent. Familiarity with skip tracing software, repossession management systems, and sometimes a repossession license are commonly required. Excellent communication, resilience, and conflict resolution skills help Recovery Agents manage challenging situations and interact professionally with clients and debtors. These skills and qualifications ensure effective asset recovery while maintaining legal compliance and safeguarding the company's reputation.

What are some common challenges recovery agents face when contacting clients, and how can they overcome them?

Recovery Agents often encounter challenges such as unresponsive clients, difficult negotiations, or resistance to repayment. Effective communication, empathy, and strong negotiation skills are essential to build rapport and encourage clients to cooperate. Leveraging technology and adhering to legal and ethical guidelines also help in maintaining professionalism and successful recoveries. Continuous training and support from the team can further equip agents to handle challenging situations and achieve their targets.

What is the difference between Recovery Agent vs Bail Bondsman?

AspectRecovery AgentBail Bondsman
Required CredentialsNone or minimal licensing, some states require licensesState-specific licensing and bonds
Work EnvironmentFieldwork, investigating and recovering assets or personsOffice-based, posting bail and managing bonds
Industry UsageUsed in debt collection, asset recovery, and skip tracingUsed in the criminal justice system for bail

Recovery Agents and Bail Bondsmen both operate within the legal and debt recovery industries, but their roles differ significantly. Recovery Agents focus on locating and recovering assets or individuals, often requiring investigative skills. Bail Bondsmen, on the other hand, post bail to secure the release of defendants, primarily working within the criminal justice system. While some credentials may overlap, their primary functions and work environments are distinct.

What are the duties of a recovery agent?

A recovery agent is responsible for locating and recovering assets or collateral, such as vehicles or property, often for lenders or financial institutions. They may conduct investigations, negotiate with debtors, and use tools like skip tracing to locate individuals or assets, typically working in compliance with legal and regulatory standards.

What are the most commonly searched types of Recovery Agent jobs in Miami, FL?

The most popular types of Recovery Agent jobs in Miami, FL are:

What cities near Miami, FL are hiring for Recovery Agent jobs?

Cities near Miami, FL with the most Recovery Agent job openings:

Infographic showing various Recovery Agent job openings in Miami, FL as of August 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $40,155 per year, or $19.3 per hour.

Future Opening: Agent's Executive Assistant - State Farm Agent Team Member

Ruben Sanchez - State Farm Agent

Miami Lakes, FL โ€ข On-site

$36K - $59K/yr

Other

Re-posted 17 days ago


Job description

We're Hiring!

Position Overview State Farm Insurance Agent located in Miami Lakes, FL is seeking an outgoing, career-oriented professional to join their team. As a State Farm team member for Ruben Sanchez - State Farm Agent, you will build and develop customer relationships within the community to promote State Farm products including auto, home and life insurance.

Responsibilities

  • Establish customer relationships and follow up with customers, as needed.
  • Work with the agent to establish and meet marketing goals.
  • Maintain a strong work ethic with a total commitment to success each and every day.

As an Agent Team Member, you will receive...

  • Salary

Requirements

  • Excellent interpersonal skills
  • Excellent communication skills - written, verbal and listening
  • Enthusiastic about the role insurance and financial products play in helping people manage the risks of everyday life, recover from the unexpected, and realize their dreams
  • People-oriented
  • Organizational skills
  • Detail oriented
  • Proactive in problem solving
  • Provide timely and thorough activity reports to agent
  • Bilingual - Spanish preferred

If you are motivated to succeed and can see yourself in this role, please complete our application. We will follow up with you on the next steps in the interview process. This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies. Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs. State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. Compensation: $36,000.00 - $59,000.00 per year

About Our Agency
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, and Life Insurance.
We Look Forward To Speaking With You!