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Recovery Agent Jobs in Michigan (NOW HIRING)

Alcar Recovery

Repossession Agent

Warren, MI

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude forproblem solving. You will be ...

Alcar Recovery

Repossession Agent

Southfield, MI

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude forproblem solving. You will be ...

Alcar Recovery

Repossession Field Agent

Southfield, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude forproblem solving. You will be ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude forproblem solving. You will be ...

Alcar Recovery, LLC

Repossession Agent

Southfield, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude forproblem solving. You will be ...

Alcar Recovery, LLC

Repossession Agent

Southfield, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude for problem solving. You will be ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude for problem solving. You will be ...

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All JobsRecovery Agent JobsRecovery Agent Jobs in Michigan

Recovery Agent information

See Michigan salary details

$18.4K

$37.9K

$66.7K

How much do recovery agent jobs pay per year?

As of Jun 16, 2026, the average yearly pay for recovery agent in Michigan is $37,852.00, according to ZipRecruiter salary data. Most workers in this role earn between $25,027.00 and $45,225.00 per year, depending on experience, location, and employer.

What jobs pay $500,000 a year in the US?

Recovery agents typically do not earn $500,000 annually; such high salaries are usually associated with executive roles, specialized medical professionals, or successful entrepreneurs. High-paying jobs often require advanced skills, extensive experience, or ownership of a business. For recovery agents, earnings are generally based on commissions or recoveries made, which rarely reach that level.

Do bounty hunters get paid hourly?

Bounty hunters, or fugitive recovery agents, are typically paid on a commission basis rather than hourly. They usually receive a percentage of the bail amount for successfully locating and apprehending fugitives, and their income depends on the number and value of cases they handle. Some agencies may offer additional incentives or bonuses, but hourly pay is uncommon in this profession.

What job makes $10,000 a month without a degree?

Recovery agents can potentially earn $10,000 or more per month through commissions and bonuses, especially in high-value debt recovery or asset repossession roles. Success in this field often depends on experience, negotiation skills, and a strong network, with some positions offering performance-based pay without requiring a college degree.

What are the key skills and qualifications needed to thrive as a Recovery Agent, and why are they important?

To thrive as a Recovery Agent, you need strong negotiation skills, attention to detail, and knowledge of relevant laws and regulations, typically supported by a high school diploma or equivalent. Familiarity with skip tracing software, repossession management systems, and sometimes a repossession license are commonly required. Excellent communication, resilience, and conflict resolution skills help Recovery Agents manage challenging situations and interact professionally with clients and debtors. These skills and qualifications ensure effective asset recovery while maintaining legal compliance and safeguarding the company's reputation.

What are some common challenges Recovery Agents face when contacting clients, and how can they overcome them?

Recovery Agents often encounter challenges such as unresponsive clients, difficult negotiations, or resistance to repayment. Effective communication, empathy, and strong negotiation skills are essential to build rapport and encourage clients to cooperate. Leveraging technology and adhering to legal and ethical guidelines also help in maintaining professionalism and successful recoveries. Continuous training and support from the team can further equip agents to handle challenging situations and achieve their targets.

What is the difference between Recovery Agent vs Bail Bondsman?

AspectRecovery AgentBail Bondsman
Required CredentialsNone or minimal licensing, some states require licensesState-specific licensing and bonds
Work EnvironmentFieldwork, investigating and recovering assets or personsOffice-based, posting bail and managing bonds
Industry UsageUsed in debt collection, asset recovery, and skip tracingUsed in the criminal justice system for bail

Recovery Agents and Bail Bondsmen both operate within the legal and debt recovery industries, but their roles differ significantly. Recovery Agents focus on locating and recovering assets or individuals, often requiring investigative skills. Bail Bondsmen, on the other hand, post bail to secure the release of defendants, primarily working within the criminal justice system. While some credentials may overlap, their primary functions and work environments are distinct.

What is the role of a recovery agent?

A recovery agent is responsible for locating and recovering assets or collateral, such as vehicles or property, on behalf of lenders or financial institutions when borrowers default on loans. They often work with legal procedures, use investigative skills, and may require certifications or licenses to perform repossessions legally and safely.

What are Recovery Agents?

Recovery Agents are professionals responsible for locating and repossessing assets, such as vehicles or property, from individuals or businesses that have defaulted on loan or lease agreements. Their work involves tracking down assets, negotiating with borrowers, and following legal procedures to recover items on behalf of lenders or financial institutions. Recovery Agents must be knowledgeable about relevant laws and maintain ethical conduct while performing their duties. They often work for repossession companies, banks, or other financial organizations.
What are popular job titles related to Recovery Agent jobs in Michigan? For Recovery Agent jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Recovery Agent jobs in Michigan look for? The top searched job categories for Recovery Agent jobs in Michigan are:
What cities in Michigan are hiring for Recovery Agent jobs? Cities in Michigan with the most Recovery Agent job openings:
Recovery Agent jobs near you
Infographic showing various Recovery Agent job openings in Michigan as of June 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 93% In-person, and 7% Remote job distribution, with an average salary of $37,852 per year, or $18.2 per hour.
Recovery / Repossession Agent

Recovery / Repossession Agent

MICHIGAN RECOVERY SERVICES INC

Saginaw, MI • On-site

$30K - $150K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 27 days ago

Be an early applicant

Job description


Recovery Agent / Repossession Agent (Full-Time)

Location: Michigan (statewide)
Schedule: Varies; nights and weekends required

Michigan Recovery Services (MRS) is seeking a dependable, detail‑oriented full time Recovery Agent to safely and efficiently complete client repossession assignments. In this role, you’ll be responsible for securing units, gathering key account information, and communicating updates that help determine the status of each order. Professionalism, accuracy, and compliance are essential.

Benefits

  • 401k with employer match
  • Health Insurance, AFLAC, Life Insurance
  • Paid vacation
  • Income potential of up to $150,000 (commission/volume-based)

Key Responsibilities

  • Repossession & Account Handling
  • Execute repossession orders in alignment with MRS’s mission, values, and client standards.
  • Safely locate and secure assigned units.
  • Follow up on leads, tips, and address information to maximize recovery success.
  • Update all account information, including all addresses and employment, per client compliance.
  • Collaborate with the Client Liaison team when additional information or skip tracing is needed.
  • Remain professional and compliant with all federal, state, and local regulations (CFPB, GLB, FDCPA, UCC).
  • Submit accurate, timely repossession reports, condition reports, required photos
  • Provide excellent client service at all times.

Qualifications

  • High school diploma or equivalent required.
  • Physically qualified to drive a commercial vehicle.
  • Must have or be eligible to obtain a DOT medical card.
  • Valid chauffeur’s license required.
  • Minimum 4‑year clean driving record.
  • Must pass background check, drug test, and physical.
  • At least 2 years of towing or repossession experience preferred.
  • CARS/ARA certification preferred; must be able to obtain certification within 6 months of hire.
  • 22 years of age or older.

Working Conditions

  • Frequent driving and sitting for long periods.
  • Standing, walking, and repetitive movements.
  • Ability to use a computer in the vehicle while safely parked.
  • Occasional heavy lifting.
  • Availability for nights and weekends.