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Recovery Agent Jobs in Michigan (NOW HIRING)

Alcar Recovery

Repossession Agent

Southfield, MI

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude forproblem solving. You will be ...

Alcar Recovery

Repossession Agent

Warren, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude forproblem solving. You will be ...

Alcar Recovery, LLC

Repossession Agent

Southfield, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude forproblem solving. You will be ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude forproblem solving. You will be ...

Alcar Recovery, LLC

Repossession Agent

Warren, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude for problem solving. You will be ...

Alcar Recovery, LLC

Repossession Agent

Southfield, MI · On-site

Alcar Recovery is one of the most respected, rapidly expanding repossession firms in the country ... The field agent requires a positive attitude and a high aptitude for problem solving. You will be ...

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All JobsRecovery Agent JobsRecovery Agent Jobs in Michigan

Recovery Agent information

See Michigan salary details

$18.4K

$37.9K

$66.7K

How much do recovery agent jobs pay per year?

As of Jul 19, 2026, the average yearly pay for recovery agent in Michigan is $37,852.00, according to ZipRecruiter salary data. Most workers in this role earn between $25,027.00 and $45,225.00 per year, depending on experience, location, and employer.

What jobs make $1,000,000 a year?

Recovery agents typically do not earn $1,000,000 annually; high earnings in this field depend on experience, location, and case volume. Most jobs with million-dollar annual salaries are in executive roles, investment banking, corporate law, or entrepreneurship, often requiring specialized skills, certifications, and significant responsibility.

What jobs will not hire you with a DUI?

Recovery agents and many other jobs in transportation, security, or roles requiring driving often disqualify applicants with a DUI conviction due to safety and legal concerns. Employers may also consider the nature of the offense, the time elapsed since the DUI, and whether the individual has completed any required rehabilitation or probation. Background checks typically reveal DUI history, which can impact hiring decisions in these fields.

What are the key skills and qualifications needed to thrive as a Recovery Agent, and why are they important?

To thrive as a Recovery Agent, you need strong negotiation skills, attention to detail, and knowledge of relevant laws and regulations, typically supported by a high school diploma or equivalent. Familiarity with skip tracing software, repossession management systems, and sometimes a repossession license are commonly required. Excellent communication, resilience, and conflict resolution skills help Recovery Agents manage challenging situations and interact professionally with clients and debtors. These skills and qualifications ensure effective asset recovery while maintaining legal compliance and safeguarding the company's reputation.

What are some common challenges Recovery Agents face when contacting clients, and how can they overcome them?

Recovery Agents often encounter challenges such as unresponsive clients, difficult negotiations, or resistance to repayment. Effective communication, empathy, and strong negotiation skills are essential to build rapport and encourage clients to cooperate. Leveraging technology and adhering to legal and ethical guidelines also help in maintaining professionalism and successful recoveries. Continuous training and support from the team can further equip agents to handle challenging situations and achieve their targets.

What is the difference between Recovery Agent vs Bail Bondsman?

AspectRecovery AgentBail Bondsman
Required CredentialsNone or minimal licensing, some states require licensesState-specific licensing and bonds
Work EnvironmentFieldwork, investigating and recovering assets or personsOffice-based, posting bail and managing bonds
Industry UsageUsed in debt collection, asset recovery, and skip tracingUsed in the criminal justice system for bail

Recovery Agents and Bail Bondsmen both operate within the legal and debt recovery industries, but their roles differ significantly. Recovery Agents focus on locating and recovering assets or individuals, often requiring investigative skills. Bail Bondsmen, on the other hand, post bail to secure the release of defendants, primarily working within the criminal justice system. While some credentials may overlap, their primary functions and work environments are distinct.

What does a recovery agent do?

A recovery agent is responsible for locating and recovering assets, such as collateral or property, often in cases of loan defaults or unpaid debts. They may work with law enforcement, use investigative techniques, and require knowledge of legal procedures and sometimes certifications to perform their duties effectively.

How do you become a recovery agent?

To become a recovery agent, individuals typically need a high school diploma or equivalent, and some states require licensing or certification. Training in debt collection, skip tracing, and the use of recovery tools is often necessary, along with a clean criminal background check. Gaining experience in security or collections can also be beneficial for this role.

What are Recovery Agents?

Recovery Agents are professionals responsible for locating and repossessing assets, such as vehicles or property, from individuals or businesses that have defaulted on loan or lease agreements. Their work involves tracking down assets, negotiating with borrowers, and following legal procedures to recover items on behalf of lenders or financial institutions. Recovery Agents must be knowledgeable about relevant laws and maintain ethical conduct while performing their duties. They often work for repossession companies, banks, or other financial organizations.
What are popular job titles related to Recovery Agent jobs in Michigan? For Recovery Agent jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Recovery Agent jobs in Michigan look for? The top searched job categories for Recovery Agent jobs in Michigan are:
What cities in Michigan are hiring for Recovery Agent jobs? Cities in Michigan with the most Recovery Agent job openings:
Recovery Agent jobs near you
Infographic showing various Recovery Agent job openings in Michigan as of July 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 100% In-person job distribution, with an average salary of $37,852 per year, or $18.2 per hour.
Recovery / Repossession Agent

Recovery / Repossession Agent

MICHIGAN RECOVERY SERVICES INC

Saginaw, MI • On-site

$30K - $150K/yr

Full-time

Medical, Life, Retirement, PTO

Posted just now

Job description


Recovery Agent / Repossession Agent (Full-Time)

Location: Michigan (statewide)
Schedule: Varies; nights and weekends required

Michigan Recovery Services (MRS) is seeking a dependable, detail‑oriented full time Recovery Agent to safely and efficiently complete client repossession assignments. In this role, you’ll be responsible for securing units, gathering key account information, and communicating updates that help determine the status of each order. Professionalism, accuracy, and compliance are essential.

Benefits

  • 401k with employer match
  • Health Insurance, AFLAC, Life Insurance
  • Paid vacation
  • Income potential of up to $150,000 (commission/volume-based)

Key Responsibilities

  • Repossession & Account Handling
  • Execute repossession orders in alignment with MRS’s mission, values, and client standards.
  • Safely locate and secure assigned units.
  • Follow up on leads, tips, and address information to maximize recovery success.
  • Update all account information, including all addresses and employment, per client compliance.
  • Collaborate with the Client Liaison team when additional information or skip tracing is needed.
  • Remain professional and compliant with all federal, state, and local regulations (CFPB, GLB, FDCPA, UCC).
  • Submit accurate, timely repossession reports, condition reports, required photos
  • Provide excellent client service at all times.

Qualifications

  • High school diploma or equivalent required.
  • Physically qualified to drive a commercial vehicle.
  • Must have or be eligible to obtain a DOT medical card.
  • Valid chauffeur’s license required.
  • Minimum 4‑year clean driving record.
  • Must pass background check, drug test, and physical.
  • At least 2 years of towing or repossession experience preferred.
  • CARS/ARA certification preferred; must be able to obtain certification within 6 months of hire.
  • 22 years of age or older.

Working Conditions

  • Frequent driving and sitting for long periods.
  • Standing, walking, and repetitive movements.
  • Ability to use a computer in the vehicle while safely parked.
  • Occasional heavy lifting.
  • Availability for nights and weekends.