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Property Insurance Adjuster Jobs in Virginia (NOW HIRING)

Property Adj

Fairfax, VA · On-site

$40K - $73K/yr

Property Adjuster ️ Location: Fredericksburg or Manassas, VA Work Setup: Hybrid - Work From Home ... Settles claims by determining insurance carrier's liability, client's instructions and authority ...

Property Adj

Roanoke, VA · On-site

$40 - $101.40/hr

Property Adjuster ️ Location: Roanoke, VA Work Setup: Hybrid - Work From Home + Driving Role What ... Settles claims by determining insurance carrier's liability, client's instructions and authority ...

Property Adjuster Location: Roanoke, VA Work Setup: Hybrid - Work From Home + Driving Role What We ... Settles claims by determining insurance carrier's liability, client's instructions and authority ...

Property Adjuster Location: Fredericksburg or Manassas, VA Work Setup: Hybrid - Work From Home ... Settles claims by determining insurance carrier's liability, client's instructions and authority ...

Showing results 41-60

Property Insurance Adjuster information

See Virginia salary details

$23.3K

$70.7K

$96.7K

How much do property insurance adjuster jobs pay per year?

As of Aug 23, 2026, the average yearly pay for property insurance adjuster in Virginia is $70,653.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $85,800.00 per year, depending on experience, location, and employer.

What does a property insurance adjuster do?

A Property Insurance Adjuster is responsible for investigating insurance claims related to property damage or loss, such as those caused by fire, storms, or theft. They inspect the property, assess the extent of the damage, gather information from policyholders and witnesses, and review relevant documents. Based on their findings, they determine the insurance company's liability and recommend appropriate settlements. Their work ensures that claimants receive fair compensation according to their policy terms.

What are the key skills and qualifications needed to thrive as a property insurance adjuster, and why are they important?

To thrive as a Property Insurance Adjuster, you need a solid understanding of insurance policies, claims processes, and property assessment, often supported by a relevant license or certification. Familiarity with claims management software, estimating tools like Xactimate, and digital documentation systems is typically required. Strong analytical thinking, attention to detail, and effective communication with policyholders and contractors are standout soft skills. These competencies enable accurate claim evaluations, efficient settlements, and positive experiences for clients during stressful situations.

What are some common challenges property insurance adjusters face when handling claims, and how can they effectively manage them?

Property Insurance Adjusters often encounter challenges such as managing a high volume of claims after major disasters, dealing with emotional policyholders, and ensuring accurate assessments of property damage. To effectively manage these challenges, adjusters should develop strong organizational skills, maintain clear and empathetic communication, and stay updated on industry best practices and local regulations. Building good relationships with contractors and leveraging technology for efficient documentation can also streamline the claims process and improve outcomes.

What is the difference between Property Insurance Adjuster vs Claims Examiner?

AspectProperty Insurance AdjusterClaims Examiner
Required CredentialsLicensing, insurance adjuster certificationAdjuster certification often preferred, legal or insurance background
Work EnvironmentFieldwork at damage sites, client interactionsOffice-based, reviewing claims and documentation
Employer & Industry UsageInsurance companies, public adjusting firmsInsurance carriers, third-party claims organizations
Common Search & Comparison IntentUnderstanding roles, job requirements, and differencesComparing claims processing roles within insurance

The main difference between a Property Insurance Adjuster and a Claims Examiner lies in their work environment and responsibilities. Adjusters often work in the field inspecting damage and assessing claims directly, while Claims Examiners typically work in offices reviewing claims documentation. Both roles require insurance knowledge and certifications, but their focus and daily tasks differ significantly.

How to become a property insurance adjuster with no experience?

To become a property insurance adjuster with no experience, you should complete a state-approved training course and obtain the required licensing, which often involves passing an exam. Gaining knowledge of insurance policies, claims processes, and developing strong communication skills can help you start in entry-level adjuster roles or internships to build experience.

Is a property insurance adjuster a hard job?

A property insurance adjuster job can be challenging due to the need to evaluate damage accurately, work under tight deadlines, and handle stressful situations involving policyholders. It requires strong communication skills, attention to detail, and often involves fieldwork in various environments. The job may also require certifications and the ability to interpret insurance policies and adjust claims efficiently.

What are popular job titles related to Property Insurance Adjuster jobs in Virginia?

For Property Insurance Adjuster jobs in Virginia, the most frequently searched job titles are:

Infographic showing various Property Insurance Adjuster job openings in Virginia as of August 2026, with employment types broken down into 96% Full Time, and 4% Contract. Highlights an 87% In-person, 4% Hybrid, and 9% Remote job distribution, with an average salary of $70,653 per year, or $34 per hour.

Independent Property Field Adjuster

Ryze Claim Solutions

Richmond, VA • On-site

Contractor

Re-posted 9 days ago


Job description

Overview
We are seeking experienced Independent Field Adjusters to investigate and evaluate daily property claims on behalf of our clients. This role involves delivering timely, accurate, fair, and professional service while managing a high volume of claims independently. Contractors are expected to uphold the highest standards of service and professionalism, representing both the client and company with integrity.
Essential Responsibilities
  • Promptly and effectively manage all assigned claims with minimal oversight.
  • Make claim decisions within delegated authority per company and carrier policies.
  • Accurately interpret policy coverages and apply appropriate claims practices.
  • Establish and communicate reserves in alignment with carrier expectations.
  • Maintain up-to-date knowledge of insurance policies, guidelines, and industry practices.
  • Understand local construction methods, pricing, and repair standards.
  • Submit supplemental reports as needed (e.g., severe incident reports, ITV reports).
  • Provide exceptional customer service to all insureds, clients, and stakeholders.
  • Maintain high standards of professional conduct throughout all assignments.
  • Perform additional responsibilities as assigned.

Qualifications
  • High school diploma or equivalent required; associate's or bachelor's degree preferred
  • Minimum 2 years of experience handling property claims
  • Minimum 2 years of experience using Xactimate and Symbility estimating software
  • Strong understanding of insurance policies, practices, and procedures
  • General construction knowledge strongly preferred

Important: This is a 1099 Independent Contractor Opportunity
This opportunity is classified as an independent contractor role under the IRS and applicable state laws, including New York. By applying, you acknowledge and agree to the following:
  • You will not be classified as an employee of Ryze Claim Solutions, and no employer-employee relationship exists.
  • You are responsible for your own taxes, insurance, and business expenses.
  • You control the manner, timing, and method of completing your work, consistent with client expectations.
  • You may provide services to other clients or entities, subject to applicable confidentiality or non-compete terms.

To qualify as a 1099 contractor under the ABC test:
  • (A) You must be free from company control and direction in how work is performed.
  • (B) The work must be performed outside the usual course of our business.
  • (C) You must be customarily engaged in an independently established trade or business.

If you do not meet all three criteria, you may not be eligible for this engagement