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Property Damage Inspector Jobs (NOW HIRING)

C. Property Damage Reporting * Conduct site inspection once notified of an occurrence. * Obtain Property Damage Report form from site. * Conduct periodic inspections during the repair process to ...

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Property Damage Inspector information

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$28.5K

$49.7K

$75.5K

How much do property damage inspector jobs pay per year?

As of Sep 14, 2026, the average yearly pay for property damage inspector in the United States is $49,683.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $57,500.00 per year, depending on experience, location, and employer.

What does a property damage inspector do?

A Property Damage Inspector assesses buildings, homes, and other structures to determine the extent of damage after events like storms, fires, or accidents. They inspect and document damages, take photographs, and prepare detailed reports for insurance companies or property owners. Their evaluations help determine repair costs and ensure that claims are processed accurately and fairly. They may also provide recommendations for repairs and work closely with contractors, homeowners, and insurance adjusters.

What skills and qualifications are needed to be a property damage inspector?

To thrive as a Property Damage Inspector, you need a solid understanding of construction, building codes, and damage assessment, often supported by relevant certifications or experience in insurance or property inspection. Familiarity with inspection software, digital cameras, and sometimes Xactimate or similar estimating tools is essential. Attention to detail, strong communication, and analytical thinking are crucial soft skills for accurately reporting findings and interacting with clients. These skills ensure thorough, accurate inspections and effective communication with stakeholders, leading to fair and efficient claims resolution.

What challenges do property damage inspectors face when assessing damage, and how can they be managed?

Property Damage Inspectors often encounter challenges such as difficult weather conditions, accessing hard-to-reach areas, and dealing with property owners who are anxious or upset. To manage these, inspectors should be well-prepared with appropriate safety equipment, utilize technology like drones for inaccessible spots, and develop strong communication skills to explain findings clearly and empathetically. Staying organized and documenting every detail thoroughly also helps ensure accurate assessments and smooth claim processes.

What is the difference between Property Damage Inspector vs Insurance Adjuster?

AspectProperty Damage InspectorInsurance Adjuster
CredentialsTypically requires certifications like IICRC or state-specific licensesOften requires licensing and certifications such as CA, AIC, or state-specific adjuster licenses
Work EnvironmentField inspections at properties, including homes and commercial buildingsOffice-based with field visits to assess claims
Employer & IndustryInsurance companies, restoration firms, property managementInsurance companies, third-party claims firms

Both roles involve assessing property damage, but Property Damage Inspectors focus on evaluating damage for restoration or repair, while Insurance Adjusters handle claims processing and settlement. The roles often overlap in credentials and work environments, making them closely related in the insurance and property industries.

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What are popular job titles related to Property Damage Inspector jobs?

For Property Damage Inspector jobs, the most frequently searched job titles are:

Infographic showing various Property Damage Inspector job openings in the United States as of September 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $49,683 per year, or $23.9 per hour.

Claims Associate - Auto Property Damage

Boston, MA • On-site

Plymouth Rock Assurance Corporation
Insurance Services • 1 - 5K employees

$50K - $55K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 8 days ago


Plymouth Rock Assurance rating

8.5

Company rating: 8.5 out of 10

Based on 19 frontline employees who took The Breakroom Quiz


Job description

The Auto Property Damage Claims Associate is responsible for managing Auto Property Damage claims within our "Auto PD Claim Unit." This role demands a high level of customer service, patience, and professionalism while working in a fast-paced environment with significant phone interaction. Strong customer service, organizational, verbal, and written communication skills are essential. The ability to navigate adversarial situations with professionalism is critical. Comparative negligence claim handling experience is a plus but not required.

Looking to hire qualified candidates that can start September & October!

Essential Functions and Responsibilities:

  • Policy Analysis:
    • Investigate and interpret policy provisions, endorsements, and conditions to determine coverage for automobile property claims.
    • Identify and investigate contested coverage claims that may require a roundtable discussion.
  • Claim Investigation:
    • Investigate auto accidents to assess liability by interviewing first- and third-party claimants, witnesses, investigating officers, and other relevant parties.
    • Secure and analyze pertinent records, documentation, and loss scene information to determine proximate cause, negligence, and damages.
  • Claims Management:
    • Evaluate and adjust reserves as necessary.
    • Prepare dispatch instructions for field personnel to inspect vehicles.
    • Negotiate and settle claims within individual authority limits and seek supervisor approval for claims exceeding authority or requiring additional guidance.
    • Maintain effective follow-up systems on pending files, advising insureds, claimants, and brokers on claim status.
    • Act as an intermediary between the company, preferred vendors, and customers to resolve disputes.
    • Ensure adherence to privacy guidelines, laws, and regulations in claims handling.
  • Subrogation and Legal Handling:
    • Investigate and initiate subrogation processes when applicable.
    • Handle and respond to special civil part lawsuits or intercompany arbitrations related to auto property damage claims.
  • Administrative Duties:
    • Manage a customer-focused phone environment by answering calls, returning voicemails, and responding to emails and text correspondence promptly.
    • Process incoming and outgoing mail timely and in accordance with state guidelines.
    • Complete other duties as assigned.

Qualifications and Education:

  • Bachelor's degree required.
  • A minimum of 1 year of related PD claim experience is welcomed but not required.
  • Proficiency in personal computer skills, including Microsoft Office Suite.
  • Ability to prioritize and manage multiple tasks effectively.
  • Excellent communication, organizational, and customer service skills.

Perks and Benefits:

  • 4 weeks accrued paid time off + 8 paid national holidays per year & 2 floating holidays
  • Free onsite gym at our Boston Location
  • Tuition Reimbursement
  • Low cost and excellent coverage health insurance options that start on Day 1 (medical, dental, vision)
  • Robust health and wellness program and fitness reimbursements
  • Auto and home insurance discounts
  • Matching gift opportunities
  • Annual 401(k) Employer Contribution (up to 7.5% of your base salary)
  • Various Paid Family leave options including Paid Parental Leave
  • Resources to promote Professional Development (LinkedIn Learning and licensure assistance
  • Convenient location directly across from South Station and Pre-Tax Commuter Benefits

Salary Range: $50,000 - $55,000 a year.Actual compensation will vary based on multiple factors, including employee knowledge and experience, role scope, business needs, geographical location, and internal equity.

About the Company

The Plymouth Rock Company and its affiliated group of companies write and manage over $2 billion in personal and commercial auto and homeowner's insurance throughout the Northeast and mid-Atlantic, where we have built an unparalleled reputation for service. We continuously invest in technology, our employees thrive in our empowering environment, and our customers are among the most loyal in the industry. The Plymouth Rock group of companies employs more than 1,900 people and is headquartered in Boston, Massachusetts.Plymouth Rock Assurance Corporation holds an A.M. Best rating of "A-/Excellent".

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