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Property Claims Examiner Jobs (NOW HIRING)

Allcat Claims Service

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... Reviews incoming moderate to complex residential and commercial property estimates for accuracy and ...

Allcat Claims Service

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... Reviews incoming moderate to complex residential and commercial property estimates for accuracy and ...

RENFROE (Roster)

Commercial Claims Examiner

The Commercial Claims Examiner is responsible for approving and settling commercial property claims from the field where an estimate of damage has been prepared, or for preparing and settling ...

Allcat Claims Service

Claims Examiner

Los Angeles, CA · On-site +1

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... Reviews incoming moderate to complex residential and commercial property estimates for accuracy and ...

Allcat Claims Service

Claims Examiner

OR · On-site +1

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... Reviews incoming moderate to complex residential and commercial property estimates for accuracy and ...

Allcat Claims Service

Claims Examiner

New York, NY · On-site +1

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... Reviews incoming moderate to complex residential and commercial property estimates for accuracy and ...

Allcat Claims Service

Claims Examiner

Florida, NY · Remote

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... Reviews incoming moderate to complex residential and commercial property estimates for accuracy and ...

Allcat Claims Service

Claims Examiner

Minto, AK · On-site +1

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... Reviews incoming moderate to complex residential and commercial property estimates for accuracy and ...

Allcat Claims Service

Claims Examiner

North East, PA · On-site +1

Flood Claims Examiner Location: Remote Department: Flood - Quality Assurance Primary Duties ... Reviews incoming moderate to complex residential and commercial property estimates for accuracy and ...

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Property Claims Examiner information

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How much do property claims examiner jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for property claims examiner in the United States is $29.40, according to ZipRecruiter salary data. Most workers in this role earn between $22.36 and $35.10 per hour, depending on experience, location, and employer.

What does a property claims examiner do?

A Property Claims Examiner is responsible for reviewing insurance claims related to property damage, such as homes or businesses affected by fire, theft, or natural disasters. They investigate the details of the claim, assess the extent of the damage, and determine if the policy covers the loss. The examiner also verifies documentation, communicates with policyholders and adjusters, and ensures that claims are processed efficiently and accurately according to company policies and legal requirements.

What skills and qualifications are needed to be a property claims examiner?

A Property Claims Examiner needs strong analytical abilities, attention to detail, and a solid understanding of insurance policies, typically supported by a bachelor's degree or relevant experience in insurance. Familiarity with claims management systems, estimating software like Xactimate, and state licensing or certifications are commonly required. Excellent communication, negotiation, and customer service skills help resolve claims efficiently and manage client expectations. These competencies ensure accurate claim assessments, regulatory compliance, and high levels of customer satisfaction.

What are common challenges faced by property claims examiners when handling complex cases?

Property Claims Examiners frequently encounter challenges such as evaluating ambiguous policy language, dealing with incomplete or conflicting information from claimants, and coordinating with contractors or external adjusters for damage assessments. Time management is crucial, as caseloads can be high and some claims require urgent attention. Examiners must also balance customer service with thorough investigations to ensure fair outcomes, all while adhering to regulatory and company guidelines.

What is the difference between Property Claims Examiner vs Property Adjuster?

AspectProperty Claims ExaminerProperty Adjuster
CredentialsInsurance licenses, claims handling certificationsInsurance licenses, claims adjusting certifications
Work EnvironmentInsurance companies, claims departmentsOn-site inspections, fieldwork, client interactions
Employer & IndustryInsurance carriers, third-party administratorsInsurance companies, independent adjusting firms
Primary FocusReviewing and evaluating claims, verifying coverageInspecting damages, estimating repair costs

While both roles handle property insurance claims, Property Claims Examiners primarily review and process claims within the office, verifying coverage and documentation. Property Adjusters often conduct on-site inspections and estimate damages. Both require similar certifications and work within the insurance industry, but their daily tasks and work environments differ.

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What cities are hiring for Property Claims Examiner jobs?

Cities with the most Property Claims Examiner job openings:

What states have the most Property Claims Examiner jobs?

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What are popular job titles related to Property Claims Examiner jobs?

For Property Claims Examiner jobs, the most frequently searched job titles are:

Property Claims Examiner jobs near you
Infographic showing various Property Claims Examiner job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $61,156 per year, or $29.4 per hour.

Claims Examiner or Associate Claims Examiner- Property Claims Oak Brook IL

Oak Brook, IL • On-site

USLI
Insurance Services • 1 - 5K employees
Learn more about USLIexternal

$85K - $115K/yr

Full-time

Re-posted 18 days ago

USLI rating

9.1

Company rating: 9.1 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

29th of 315 rated insurance

Job description

Back to Open Opportunities
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Notice: Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. However, USLI reserves its right to provide employment-based immigrant visa assistance on a discretionary basis.
Explore USLI's extensive company benefits, perks, and more below! *Not applicable to External Customer Program
U.S. Benefits
Canada Benefits
Claims Examiner or Associate Claims Examiner- Property Claims Oak Brook IL Location: Oak Brook, IL Team: Claims Job Type: Claims FT/PT Status: Full Time
Job Title: Claims Examiner or Associate Examiner- Property
Location: Oak Brook, IL
About Us: At USLI, we're not just about insurance - we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration and growth. Here, you'll have the opportunity to shape the future of insurance and make a meaningful impact.
Your Role: You'll play a critical role in evaluating coverage, liability and damages for each unique claim. You'll collaborate across teams and with external stakeholders to effectively investigate, negotiate and resolve claims.
Position affords five days per month to work remotely.
Key Responsibilities:
  • Coverage review: Confirm coverage by reviewing the first notice of loss and policy details; prepare disclaimers and reservation of rights letters as necessary
  • Thorough investigation: Conduct detailed investigations into claims, including liability and damages assessment, witness interviews, scene inspections and evidence collection
  • Independent adjusters: Retain and provide directions to independent adjusters while managing all aspects of the investigation process
  • Liability analysis: Apply statutory and case law to evaluate liability exposure and ensure joint tortfeasors contribute their fair share
  • Reserve maintenance: Maintain accurate reserves reflecting liability and damages as claims develop
  • File management: Proactively manage claim files, negotiate settlements directly with claimants or attorneys, oversee defense counsel and ensure effective litigation management
  • Reporting: Prepare comprehensive reserve authority requests, reinsurance reports, serious loss reports and coverage position letters
  • Cross-team collaboration: Provide updates and collaborate with underwriting, compliance and actuarial teams to maintain healthy products

What You'll Bring:
  • Problem-solving skills: Analytical and creative problem-solving capabilities with a focus on liability and damage evaluation
  • Communication: Strong oral and written communication skills to effectively interact with all stakeholders
  • Negotiation expertise: Assertive decision-making with effective negotiation and conflict management skills
  • Organization: Strong organizational and time management skills to manage multiple priorities efficiently
  • Technical knowledge: Familiarity with insurance coverage, negligence law and claim evaluation processes

Qualifications:
  • 2+ years of relevant experience for Associate Claims Examiner
  • 7+ years of relevant experience for Claims Examiner
  • Previous experience handling first party property claims as an examiner, adjuster, paralegal, attorney or in other transferable roles
  • Excess liability experience: Experience with excess liability claims is preferred
  • Jurisdiction Knowledge: Multi-jurisdictional knowledge, advanced degrees and/or JD are a plus

Passion and drive can be just as important as experience. If you're excited about this opportunity, we'd love to hear from you!Salary range: Associate Claims Examiner: $65K - $95K; Claims Examiner: $85K - $115K
What We Offer: One of the advantages of working at USLI is the competitive salary and benefits program we offer full-time and eligible part-time employees. Benefits include performance-based triannual bonuses, medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees, a profit-sharing program, free lunch every day while onsite and more than 450 annual personal and professional development courses. Explore more company benefits .
Why USLI? At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion and belonging to support a workplace where every individual feels valued, respected and empowered to contribute at their fullest potential. Join us in building a diverse and inclusive environment where our shared values drive us toward excellence.

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About USLI

Sourced by ZipRecruiter

Industry

Insurance services

Company size

1,001 - 5,000 Employees

Headquarters location

Wayne, PA, US

Year founded

1951

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