Processor Jobs in Fort Lauderdale, FL (NOW HIRING)

Paramount Residential Mortgage Group Inc. (PRMG) is one of the largest independently owned Mortgage Banks in the nation. We are looking for highly qualified Lead Processors to join our Retail team to help support our increased volume. Newly hired Lead Processors will have the privilege of working with a talented team, along with being mentored for growth. So if you are looking for a Lead Processor position that will be groomed for advancement, then PRMG is the place for you! Apply now!

PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG's Internal and External Job Portal to request a transfer to a different department or position.

Job Summary:

Performs the daily functions connected with loan processing. Effectively processes loans in accordance with company policies and procedures. The duties for Processor include, but are not limited to, those described below.

• Verifies, compiles, and inputs/updates application information for mortgage loans.
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type, and amount of mortgage applied for including but not limited to borrower credit, assets, liabilities, and length of employment.
• Recommends that loan not meeting standards be denied or restructured.
• Is able to run AUS after application data is confirmed to be accurate and meets guidelines.
• Is able to order verifications (income, assets, credit, liabilities) to verify accuracy of information stated on loan application.
• Is able to complete and generate various loan application forms/disclosures for borrowers.
• Is able to order title work, insurance, condo docs for approval, appraisals, and any other property related items required for the loan.
• Is able to perform necessary follow up on any items required for the loan in a timely manner (i.e....title, insurance, appraisal, loan conditions from borrower, etc.).
• Informs supervisor and/or Loan Originator of discrepancies on any loan documentation provided or ordered.
• Submits mortgage loan application file for underwriting approval.
• Types and emails/mails approval and denial letters to applicants.
• Submits approved mortgage loan file to closing departments and closing settlement agent/attorney for settlement.
• Uses all required Checklists for Underwriting and Closing Departments.
• Keeps records/logs/pipeline report on status of branch loans assigned to their queue, including number of new applications and loans approved, canceled, or denied.
• Is able to communicate effectively with borrower and/or Loan Originator regarding any missing or delayed documentation required for Loan Approval or Final Loan Approval.
• Performs other related duties as assigned.
• Submits conditions to UW
• Oversees Jr LP & LP duties if applicable to branch
• Assists branch in training new Opener/Processing staff if applicable to branch

Experience:

• Two or more years of active loan processing experience.
• Prior management skills recommended, but not required.

Skills:

• Ability to make sound judgments regarding the resolution of customer service issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload.

Education:

• High School Diploma or equivalent

Travel:

• None