Personal Lines Agent Jobs in Indiana (NOW HIRING)

Responsibilities and Tasks

• Sells an average of $25,000 in new business premium volume monthly.
• Maintains a minimum close ratio of 50% or greater.
• Uncovers trust expansion opportunities.
• Cultivates professional referral relationships throughout the community and networking.
• Works closely with Financial Advisory and Accounting team to maintain Korhorn’s comprehensive protection planning approach.
• Maintain an average of (5) prospect touches daily.
• Adheres to KFG New Business process and agency standards to maintain carrier compliance and the agencies identified ideal clientele.
• Prospecting with clientele
• Quote new business to meet daily/monthly goals.
• Adheres to company underwriting guidelines.
• Maintains a comprehensive knowledge of personal carrier products and changes to products.
• Markets accounts with appropriate carriers based on personal niche to offer an ideal proposal.
• Educates/Advises clientele.
• Schedules meetings with prospects to review coverage recommendations.
• Works with Financial Advisors, to ensure the insurance advice given is within the context of a client’s overall financial picture.
• Thoroughly discusses identified gaps in coverage or coverage concerns. Presents solutions to problem areas.
• Presents coverages and endorsements in a manner that is understandable to prospect, striving to keep dialogue free of insurance jargon or acronyms.
• Engages the client in the presentation process to ensure they understand the material presented. Elicit a response from client regarding whether they have a reason or concern about proceeding with the coverage recommendations/quotes presented.
• Documents all paperwork in connection with the agency’s new business process including copies of current policy dec pages, discount documents, photographs, signed applications, prior agent cancellations etc.
• Maintains orderly and carrier-compliant files.
• Submits/Issues all new policies accepted only upon receipt of signed applications/paperwork and deposit premiums.
• Cancels prior coverage and contacts any lenders who need notification of company change.
• Maintains CRM data integrity by updating proposal status for prospects in pipeline or works with implementation to ensure accurate information is documented.
• Demonstrates exemplary communication skills when engaging with personal prospects, clients and both internal and external referral sources.
• Perform other duties as required.

Required Skills and Abilities

• Strong professional presence.
• Excellent verbal and written communication skills.
• Excellent interpersonal and negotiation skills.
• Excellent organizational skills and attention to detail.
• Must be well organized with time, resources, physical office space, and client documents/information, detail oriented, and be able to manage a large workload.
• Strong analytical and problem-solving skills.
• Ability to adapt to the needs of the organization and clients.
• Ability to prioritize tasks and to delegate them when appropriate.
• Thorough knowledge of carrier, underwriting and binding requirements.
• Proficient with Microsoft Office Suite or related software.
• Must be intrinsically motivated and able to work individually with little direction.
• Must be a team player and able to collaborate with other Insurance team members and cross-functional department members.
• Must be coachable, goal oriented, grasp concepts quickly, able to work in a fast-paced environment, embrace change, and have a strong desire to learn and grow in the insurance services industry.
• Must exemplify the firm’s corporate values and represent the company well in the community and in all dealings with vendors, customers, and other affiliates.

Education and Experience

• Bachelor’s degree in business administration, or related field preferred; and/or equivalent industry experience preferred.
• Industry designations preferred
• P & C License - Must be able to obtain within 30 days of hire.

Physical Requirements

• Prolonged periods of sitting at a desk and working on a computer.