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Payment Risk Manager Jobs in Milpitas, CA (NOW HIRING)

Mudflap

Senior Product Manager, Payments

Palo Alto, CA · On-site

$195 - $215/hr

... of payment systems and emerging fintech trends, and the ability to navigate tradeoffs like risk ... Manage external partners including networks and processors to expand acceptance, improve economics ...

Mudflapinc

Senior Data Scientist, Risk

Palo Alto, CA · On-site

$185 - $225/hr

Our market‑leading payment products help truckers save thousands of dollars on fuel (their #1 ... from risk management and underwriting to product innovation and operational excellence. We're ...

TabaPay

Fraud & Risk Engineer

Palo Alto, CA · On-site

Who We Are The world is moving towards instant digital payments and TabaPay is leading the way. We ... Design configurable rule templates that enable clients and internal users to safely manage ...

PNC Bank

Treasury Management Officer III

San Jose, CA · On-site

$134K - $249K/yr

Manages risk/return and drives quality for new and/or existing clients. Actively identifies and ... This role is incentive eligible with the payment based upon company, business and/or individual ...

Mudflap

Senior Data Scientist, Risk

Palo Alto, CA · On-site

$185K - $225K/yr

... payment volume. We're building a data-driven decision engine that powers every facet of our business-from risk management and underwriting to product innovation and operational excellence. We're ...

Mudflap

Senior Data Scientist, Risk

Palo Alto, CA · On-site

$185 - $225/hr

Our market-leading payment products help truckers save thousands of dollars on fuel (their #1 ... from risk management and underwriting to product innovation and operational excellence. We're ...

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Payment Risk Manager information

See Milpitas, CA salary details

$60K

$130K

$198.1K

How much do payment risk manager jobs pay per year?

As of Aug 19, 2026, the average yearly pay for payment risk manager in Milpitas, CA is $130,004.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,900.00 and $150,300.00 per year, depending on experience, location, and employer.

What does a payment risk manager do?

A Payment Risk Manager is responsible for identifying, assessing, and mitigating risks related to payment transactions within a company. They develop strategies to detect and prevent fraud, monitor payment activities, ensure compliance with relevant regulations, and analyze transaction data to identify suspicious patterns. Their work helps protect both the organization and its customers from financial losses and ensures secure and efficient payment processes.

What are some common challenges a payment risk manager faces when implementing fraud prevention strategies?

Payment Risk Managers often encounter challenges balancing effective fraud prevention with a smooth customer experience. Implementing robust controls can sometimes result in false positives, inadvertently blocking legitimate transactions and frustrating customers. Additionally, staying ahead of constantly evolving fraud tactics requires continuous learning and adaptation, as well as close collaboration with IT, compliance, and customer support teams. Regularly updating risk models and fostering communication across departments are key to addressing these challenges effectively.

What are the key skills and qualifications needed to thrive as a payment risk manager, and why are they important?

To thrive as a Payment Risk Manager, you need a strong background in finance, risk assessment, data analysis, and a relevant degree in business, finance, or a related field. Familiarity with payment processing systems, fraud detection tools, and risk management software, as well as certifications like Certified Fraud Examiner (CFE), are typically required. Excellent problem-solving, critical thinking, and communication skills help professionals stand out in this role. These skills and qualifications are crucial for effectively identifying, mitigating, and preventing payment risks, ensuring financial security and compliance within organizations.

What is the difference between Payment Risk Manager vs Credit Analyst?

AspectPayment Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, certifications like CRCM or RMA often preferredBachelor's degree in finance, economics, or related field; certifications like CFA or credit analysis courses
Work EnvironmentFinancial institutions, payment processing companies, e-commerce firmsBanks, lending institutions, credit bureaus
Employer & Industry UsageFocuses on managing payment fraud and risk in transaction environmentsEvaluates creditworthiness of individuals or businesses for lending decisions

The Payment Risk Manager primarily focuses on mitigating risks associated with payment transactions, while the Credit Analyst assesses creditworthiness for lending. Both roles require financial knowledge and analytical skills but serve different aspects of financial risk management.

Do payment risk managers make good money?

Payment risk managers typically earn a competitive salary that varies based on experience, location, and industry. They often receive additional benefits and may advance to higher roles such as risk director or compliance officer, increasing earning potential. Certification in risk management or related fields can also enhance salary prospects.

Is a Payment Risk Manager a stressful job?

A Payment Risk Manager role involves monitoring and analyzing financial transactions to detect fraud and mitigate risks, which can be stressful during high transaction volumes or when managing urgent issues. The job requires attention to detail, problem-solving skills, and often involves working under tight deadlines, but workload and stress levels vary by organization and individual experience.

What are popular job titles related to Payment Risk Manager jobs in Milpitas, CA?

For Payment Risk Manager jobs in Milpitas, CA, the most frequently searched job titles are:

What cities near Milpitas, CA are hiring for Payment Risk Manager jobs?

Cities near Milpitas, CA with the most Payment Risk Manager job openings:

Payment Risk Manager jobs near you
Infographic showing various Payment Risk Manager job openings in Milpitas, CA as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $130,004 per year, or $62.5 per hour.

Manager 3, Software Development (Payments Platform)

Intuit

Mountain View, CA

Full-time

Re-posted 12 days ago

Intuit rating

8.2

Company rating: 8.2 out of 10

Based on 92 frontline employees who took The Breakroom Quiz

107th of 245 rated software companies

Job description

Overview

Intuit's Payments Platform (PPF — Payments Processing Framework) is the core infrastructure powering money movement across QuickBooks, Bill Pay, GoPayment, and Merchant Payments — processing billions of dollars in transactions annually. As Group Engineering Manager for Payments Platform, you will lead a team of 40–60 engineers and 3–5 engineering managers, owning the reliability, evolution, and delivery of Intuit's most critical payment processing systems.

This is a hands-on leadership role. You will set technical direction, drive quarterly roadmap execution, and partner closely with Product, Finance, Risk, and Compliance stakeholders to deliver measurable business outcomes — including total processing volume (TPV), cost of payments, and platform availability.


Responsibilities

Platform Delivery & Execution

  • Own end-to-end delivery of the Payments Platform roadmap across Bill Pay, Merchant Payments, Gateway, and PPF core infrastructure.

  • Drive quarterly sprint execution across multiple sub-teams, maintaining high engineering velocity while managing reliability and compliance requirements.

  • Lead major platform migrations and modernization programs (e.g., payment authorization service migrations, event bus modernization, API-first platform evolution).

  • Establish clear engineering operating rhythms: sprint reviews, incident retrospectives, KPI tracking, and cross-team dependency management.

Technical Leadership

  • Set architectural direction for the payments processing framework — distributed systems, real-time transaction processing, idempotency, and settlement infrastructure.

  • Guide adoption of modern engineering practices: progressive rollouts, chaos engineering (Gameday), multi-region active/passive failover, and observability (Splunk, golden signals, PagerDuty).

  • Evaluate and drive AI-first capabilities within the payments platform, including intelligent routing, anomaly detection, and agentic automation of operational workflows.

  • Ensure platform meets PCI-DSS, SOX, and Intuit's security and compliance standards without sacrificing delivery velocity.

Team Leadership & Development

  • Lead, coach, and develop 3–5 engineering managers and their teams; build a strong leadership bench with clear succession paths.

  • Foster a culture of ownership, engineering excellence, and customer-first thinking — where teams understand the business impact of their systems.

  • Partner with recruiting to attract and retain senior engineering talent.

  • Drive performance management, calibration, and career growth conversations across the org.

Cross-functional Partnership

  • Partner with Product Management to co-own initiative prioritization and roadmap trade-offs.

  • Work closely with Risk, Compliance, and Finance teams to ensure platform decisions account for regulatory requirements and cost of processing.

  • Represent the Payments Platform org in leadership reviews, architecture forums, and incident post-mortems.

  • Collaborate with peer engineering teams (Wallet, Gateway, Risk, Reconciliation) to align on shared infrastructure and resolve cross-team dependencies.

Operational Excellence

  • Own platform SLAs for availability, latency, and error rates across production payment flows.

  • Drive reduction in MTTD and MTTR through improved alerting, runbooks, and on-call practices.

  • Lead quarterly KPI reviews tied to TPV, cost per transaction, processing success rate, and platform reliability.


Qualifications

Required

  • 12+ years of software engineering experience, with 5+ years leading engineering managers in a multi-team organization.

  • Proven track record delivering large-scale payments, fintech, or financial infrastructure platforms in production.

  • Strong technical depth in distributed systems, real-time transaction processing, cloud-native architectures (AWS), and high-availability design patterns.

  • Experience owning engineering delivery against business KPIs — not just technical metrics.

  • Demonstrated ability to partner effectively with Product, Finance, Risk, and Compliance stakeholders.

  • Track record of building and developing high-performing engineering teams at senior/staff levels.

Preferred

  • Experience with payment processing systems, card networks, ACH/FedNow/RTP, or settlement infrastructure.

  • Familiarity with PCI-DSS, SOX controls, and operating in regulated financial environments.

  • Hands-on experience with observability tools (Splunk, Datadog, PagerDuty) and progressive deployment practices.

  • Background in AI-assisted engineering workflows or intelligent payments capabilities.

  • Prior experience at a fintech, payments processor, or financial services company.


Footer

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position is: 



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