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Payment Risk Analyst Jobs in Dallas, TX (NOW HIRING)

Risk Analyst

Frisco, TX ยท On-site

... our payment processing merchants * Review merchant cases to release funds held for fraud and ... Analyze customer information, financial patterns, and transaction data to identify fraud and risk ...

... payment processing and the various departments that connect with risk such as Underwriting, outside / inside sales ยท Knowledge of ACH returns, chargebacks and how each relate to risk management ยท ...

Review/request additional information to decision daily audits to determine if merchant processing activity is an acceptable risk to First American Payment Systems. * Monitor/process daily releases ...

Review/request additional information to decision daily audits to determine if merchant processing activity is an acceptable risk to First American Payment Systems. * Monitor/process daily releases ...

Review/request additional information to decision daily audits to determine if merchant processing activity is an acceptable risk to First American Payment Systems. * Monitor/process daily releases ...

... our Payments, Payroll, BillPay, Banking, and Capital Lending products. Maintaining relationships ... As a Risk Analyst 2, you will be responsible for analyzing the accurate and timely processing of ...

Senior Credit Risk Analyst Function: Credit Risk Reports to:Head of Credit Level:Mid-Level / Senior ... Experience in subprime consumer lending, fintech, payments, or another regulated financial services ...

Senior Credit Risk Analyst Function: Credit Risk Reports to: Head of Credit Level: Mid-Level ... Experience in subprime consumer lending, fintech, payments, or another regulated financial services ...

Senior Credit Risk Analyst Function: Credit Risk Reports to: Head of Credit Level: Mid-Level ... Experience in subprime consumer lending, fintech, payments, or another regulated financial services ...

Senior Credit Risk Analyst Function: Credit Risk Reports to: Head of Credit Level: Mid-Level ... Experience in subprime consumer lending, fintech, payments, or another regulated financial services ...

... a Fraud Risk Analyst to help protect the business from identity fraud, first-party fraud, and ... Experience in subprime consumer lending, fintech, payments, or another regulated financial services ...

... are looking for a Fraud Risk Analyst to help protect the business from identity fraud ... Experience in subprime consumer lending, fintech, payments, or another regulated financial services ...

This is a hands-on, technical analyst role requiring strong critical thinking, SQLproficiency ... Partner with Onboarding Risk Operations, Risk Monitoring Operations, Payment Operations, Customer ...

... our Payments, Payroll, BillPay, Banking, and Capital Lending products. Maintaining relationships ... As a Risk Analyst 2, you will be responsible for analyzing the accurate and timely processing of ...

... our Payments, Payroll, BillPay, Banking, and Capital Lending products. Maintaining relationships ... As a Risk Analyst 2, you will be responsible for analyzing the accurate and timely processing of ...

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Payment Risk Analyst information

See Dallas, TX salary details

$15

$40

$65

How much do payment risk analyst jobs pay per hour?

As of Sep 10, 2026, the average hourly pay for payment risk analyst in Dallas, TX is $40.05, according to ZipRecruiter salary data. Most workers in this role earn between $29.47 and $48.75 per hour, depending on experience, location, and employer.

What is the difference between Payment Risk Analyst vs Credit Analyst?

AspectPayment Risk AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CAMS or FRM are a plusBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are common
Work EnvironmentFinancial institutions, e-commerce companies, payment processorsBanks, lending institutions, credit agencies
Employer & Industry UsageFocuses on assessing payment transaction risks and fraud preventionEvaluates creditworthiness of individuals or businesses for lending decisions

While both roles involve financial analysis, Payment Risk Analysts focus on assessing risks related to payment transactions and fraud, whereas Credit Analysts evaluate creditworthiness for lending. Both roles require similar financial credentials and often work within financial institutions, but their core responsibilities differ based on the aspect of financial risk they manage.

Do payment risk analysts make good money?

Payment risk analysts typically earn a competitive salary that varies based on experience, location, and industry. Entry-level positions may start around $50,000 annually, while experienced analysts can earn over $80,000 or more, especially with specialized skills and certifications. The role often involves analyzing financial data, using risk management tools, and working in fast-paced environments.

Is a payment risk analyst a good job?

A payment risk analyst is a role focused on identifying and mitigating financial fraud and credit risks within payment systems. It typically requires analytical skills, knowledge of financial regulations, and proficiency with risk management tools. The job offers opportunities for career growth in finance and risk management fields.

What cities near Dallas, TX are hiring for Payment Risk Analyst jobs?

Cities near Dallas, TX with the most Payment Risk Analyst job openings:

Payments Risk Analyst

Westlake, TX โ€ข On-site

Certegy Payment Solutions, LLC
51 - 200 employees

Full-time

Re-posted 22 days ago


Job description

Role Overview
At Certegy, we enable secure, efficient payment acceptance by combining traditional and real-time risk controls across check, ACH, and emerging payment rails. Our clients range in size from locally owned small businesses to the largest retailers in America, many of which have relied on us for over fifty years to provide check verification and warranty services.
We are seeking a Payments Risk Analyst to help maintain our expertise in the industry. This role will be responsible for the fraud and risk monitoring of multiple clients, balancing loss mitigation strategies while meeting customer SLAs in a high-volume real-time payments environment. This role requires close collaboration with finance, data science, and product teams, along with the ability to clearly communicate risk insights and performance metrics to both technical and non-technical stakeholders.
Key Responsibilities
  • Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
  • Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
  • Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
  • Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
  • Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
  • Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
  • Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
  • Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
  • Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.

Skills & Qualifications
  • Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
  • Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
  • Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
  • Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
  • Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
  • Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
  • Bachelor's degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
  • 2-3+ years of experience in payments risk, fraud analytics, or financial analysis.

Work Environment
Onsite - Westlake, Texas or Clearwater, Florida
U.S. work authorization required (no visa sponsorship available)