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Part Time Final Expense Agent Jobs in Frederick, MD

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Part Time Final Expense Agent information

See Frederick, MD salary details

$37.8K

$81.3K

$111.4K

How much do part time final expense agent jobs pay per year?

As of Aug 8, 2026, the average yearly pay for part time final expense agent in Frederick, MD is $81,337.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,100.00 and $97,900.00 per year, depending on experience, location, and employer.

What is a part time final expense agent?

A Part Time Final Expense Agent helps individuals secure affordable life insurance policies designed to cover end-of-life expenses, such as funeral costs and medical bills. Working part-time, these agents connect with clients, educate them on policy options, and assist in selecting the best coverage for their needs. The role offers flexibility, commission-based earnings, and the opportunity to help families plan for financial security. Agents often work remotely or in-person, depending on the company's structure. No prior experience is typically required, as training and licensing guidance are provided.

What skills and qualifications are needed to thrive as a part time final expense agent?

To thrive as a Part Time Final Expense Agent, you need solid sales abilities, knowledge of insurance products, and often a state insurance license. Familiarity with customer relationship management (CRM) software and e-signature platforms is typically necessary for managing client interactions and processing applications. Exceptional interpersonal skills, integrity, and resilience help agents build trust and effectively assist clients during sensitive conversations about end-of-life planning. These attributes are crucial for meeting sales goals, maintaining regulatory compliance, and fostering long-term client relationships in the insurance industry.

What does a part time final expense agent do?

A typical day for a Part Time Final Expense Agent involves reaching out to new leads, conducting consultations either over the phone or in person, and assisting clients in selecting appropriate final expense insurance policies. You’ll spend time following up with potential clients, preparing policy documents, and submitting applications through online systems. Many agents work independently but collaborate with an agency for training and support. This role offers flexibility in setting your own hours but requires consistent effort to achieve sales targets and maintain client relationships. You may also dedicate time to ongoing education to stay current on insurance products and regulations.

What are the most commonly searched types of Final Expense Agent jobs in Frederick, MD? The most popular types of Final Expense Agent jobs in Frederick, MD are:
What are popular job titles related to Part Time Final Expense Agent jobs in Frederick, MD? For Part Time Final Expense Agent jobs in Frederick, MD, the most frequently searched job titles are:
What job categories do people searching Part Time Final Expense Agent jobs in Frederick, MD look for? The top searched job categories for Part Time Final Expense Agent jobs in Frederick, MD are:
Part Time Final Expense Agent jobs near you
Infographic showing various Part Time Final Expense Agent job openings in Frederick, MD as of August 2026, with employment types broken down into 93% Full Time, 4% Part Time, and 3% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $81,337 per year, or $39.1 per hour.

Life Insurance Agent

Williams Insurance Group

Gaithersburg, MD • Remote

$75K - $100K/yr

Full-time, Part-time, Contractor

Re-posted 7 days ago

Job description

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

Why people are interested in this opportunity
  • Work remotely with a flexible schedule
  • No cold calling — we use a lead-driven system
  • Comprehensive training and mentorship provided
  • Access to 20+ A and A-rated insurance carriers
  • Strong earning potential in a performance-based role
  • Opportunity to grow your income as you develop
What you’ll do
  • Connect with families who have requested information or need help exploring coverage options
  • Understand each client’s needs and recommend appropriate insurance solutions
  • Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
  • Build trust-based relationships through strong communication and follow-through
  • Participate in training and ongoing coaching
  • Keep accurate records of client conversations and applications
Who we’re looking for

You may be a fit if you are:

  • Motivated, confident, and goal-oriented
  • Coachable and open to feedback
  • Strong in communication and relationship-building
  • Comfortable working independently in a remote environment
  • Organized and reasonably comfortable with technology
  • Interested in helping families while building long-term income
Requirements
  • Must be authorized to work in the U.S.
  • Must be willing to obtain a life insurance license if not already licensed
  • Must be willing to attend online training and team meetings
  • Prior sales or insurance experience is helpful, but not required
Compensation

This is a 1099, commission-only position.

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

  • Average commission is approximately $500 per application
  • Full-time agents often write 4–10 applications per week
  • Part-time agents following the system may earn $30,000–$40,000+ in their first year
  • Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
  • Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.