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Owning Mortgage Jobs (NOW HIRING)

Company Background Ownwell helps property owners reduce the costs of owning real estate. Our ... Originate residential mortgage loans (refinance and purchase) in Texas * Work inbound leads from ...

Company Background Ownwell helps property owners reduce the costs of owning real estate. Our ... Originate residential mortgage loans (refinance and purchase) in Texas * Work inbound leads from ...

Company Background Ownwell helps property owners reduce the costs of owning real estate. Our ... Originate residential mortgage loans (refinance and purchase) in Texas * Work inbound leads from ...

UHNW Senior Mortgage Consultant

Tempe, AZ · On-site

$113K/yr

Senior Mortgage Consultant Morgan Stanley Private Bank, National Association ("MSPBNA") a division ... Act as the "face" of the business by owning the client experience up to and including loan ...

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Owning Mortgage information

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$28.5K

$50.9K

$94.5K

How much do owning mortgage jobs pay per year?

As of Aug 18, 2026, the average yearly pay for owning mortgage in the United States is $50,903.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $55,000.00 per year, depending on experience, location, and employer.

What does owning a mortgage mean?

Owning a mortgage means that you have taken out a loan from a lender, typically a bank, to purchase real estate such as a home. You make regular payments to the lender, which include both principal and interest, over an agreed period of time. The lender holds a legal claim on the property until the mortgage is fully paid off. Once the mortgage is paid in full, you own the property outright without any lender's claim. Mortgages are a common way for individuals to finance home ownership.

What are the key skills and qualifications needed to thrive as a mortgage loan officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need a solid understanding of financial principles, mortgage products, and compliance regulations, typically backed by relevant licensing such as the NMLS. Familiarity with loan origination systems (LOS), credit analysis software, and customer relationship management (CRM) tools is standard. Exceptional interpersonal skills, attention to detail, and the ability to build trust with clients set top performers apart. These skills ensure accurate loan processing, regulatory adherence, and strong client satisfaction in a competitive lending environment.

What are some common challenges faced by professionals in an owning mortgage role, and how can they be addressed?

Professionals in an Owning Mortgage role often face challenges such as staying updated on changing mortgage regulations, managing a high volume of client applications, and maintaining clear communication with borrowers and underwriters. Addressing these challenges involves ongoing training, strong organizational skills, and leveraging technology to streamline documentation and communication. Building strong relationships within the team and with clients can also help ensure a smoother lending process and better customer experience.

What is the difference between Owning Mortgage vs Mortgage Loan Officer?

AspectOwning MortgageMortgage Loan Officer
CredentialsTypically no specific licensing required, but knowledge of mortgage products helpsRequires licensing (e.g., NMLS), certifications often preferred
Work EnvironmentInvolves managing mortgage ownership, often in real estate or financial institutionsWorks directly with clients to originate loans, in banks or mortgage companies
Employer & IndustryReal estate agencies, financial institutions, private lendersBanks, credit unions, mortgage brokerage firms
Search & Comparison IntentUnderstanding mortgage ownership responsibilitiesLearning about mortgage loan origination and sales

Owning Mortgage involves managing or holding mortgage loans, often in real estate or finance sectors, with less emphasis on licensing. Mortgage Loan Officers focus on originating and processing mortgage applications, requiring licensing and client interaction. Both roles are integral to the mortgage industry but differ in responsibilities and credentials.

More about Owning Mortgage jobs

What cities are hiring for Owning Mortgage jobs?

Cities with the most Owning Mortgage job openings:

What are the most commonly searched types of Owning Mortgage jobs?

The most popular types of Owning Mortgage jobs are:

What states have the most Owning Mortgage jobs?

States with the most job openings for Owning Mortgage jobs include:

Infographic showing various Owning Mortgage job openings in the United States as of August 2026, with employment types broken down into 92% Full Time, 5% Part Time, and 3% Contract. Highlights an 80% Physical, 5% Hybrid, and 15% Remote job distribution, with an average salary of $50,903 per year, or $24.5 per hour.

Mortgage Loan Officer

Ownwell

Austin, TX • On-site

Full-time

Re-posted 23 days ago


Job description

Company Background
Ownwell helps property owners reduce the costs of owning real estate. Our proprietary software automatically identifies property owners that are overpaying on real estate expenses, and recently launched a new Insurance Division! We then manage the end-to-end process of reducing insurance expense for homeowners through getting the absolute best rate possible.
We're dedicated to making the costs of property ownership more transparent and equitable, especially insurance. We believe that regardless of status or level of real estate expertise, everyone should have access to the information, tools, and resources to manage their real estate with confidence.
Ownwell is well-funded and venture-backed by some of the best investors in the world. Our customer base has grown by more than 1000% year-over-year with exceptional feedback demonstrating clear product market fit. We are looking for driven and passionate team members who thrive in a collaborative, positive culture where we all win together. If this sounds like the place for you, come help us change the way everyday homeowners manage their real estate across the country.
Our Culture
People are our superpower! Centered in everything we do is a true sense of team. We listen and we learn from each other. We are on this rocketship together and embrace a fast-paced, truly collaborative environment. We are here to win as a team and as a company.
We've brought together General Appraisers, Certified Public Accountants, Property Tax Consultants, Data scientists, PhDs, best-in-class customer support representatives, and more to deliver top results for our customers.
Our core values are our guiding principles in everything we do
  • Customer Obsession
  • Take Ownership
  • Do The Right Thing
  • Go Far Together
  • Accelerate Innovation

Role Overview
Ownwell is seeking a Texas-licensed ready Mortgage Loan Officer to originate residential mortgage loans under Ownwell's Texas Mortgage Broker License. You will work directly with warm inbound customers from our existing homeowner base and referral partners, guiding borrowers through refinance and purchase transactions while delivering an exceptional customer experience.
This role is ideal for a high-integrity, consultative originator who wants to help build and modernize the mortgage experience through technology and data.
Key Responsibilities
  • Originate residential mortgage loans (refinance and purchase) in Texas
  • Work inbound leads from Ownwell's homeowner platform and partner channels
  • Guide borrowers through the full loan lifecycle: pre-qualification → application → processing → closing
  • Collect and review borrower documentation (income, assets, credit, property)
  • Ensure compliance with Texas Department of Savings and Mortgage Lending (SML) and NMLS regulations
  • Maintain accurate loan files and CRM documentation
  • Coordinate with processors, underwriters, title companies, and real estate partners
  • Educate customers on loan options, rates, fees, and closing costs
  • Meet production, quality, and customer satisfaction targets
Licensing & Compliance Requirements
  • Must hold an active Texas Mortgage Loan Originator (MLO) license through NMLS with at least 2 years of experience
  • Will be sponsored under Ownwell's Texas Mortgage Broker License
  • Maintain continuing education annually
  • Maintain good standing with Texas SML and NMLS
Required Qualifications
  • Must hold an active Texas Mortgage Loan Originator (MLO) license with a minimum of 2 years of continuous licensing and origination experience
  • Strong understanding of mortgage products (conventional, FHA, VA, jumbo)
  • Excellent communication and customer-facing skills
  • High attention to compliance, documentation, and accuracy
  • Ability to manage multiple active loan files simultaneously
  • Comfortable working in a tech-enabled, fast-moving startup environment
Preferred Qualifications
  • Active Texas MLO license (NMLS)
  • 2+ years mortgage origination experience
  • Experience with refinance pipelines
  • Prior experience working inbound or fintech-driven leads
  • Familiarity with mortgage CRMs and LOS platforms is preferred (Encompass, Blend, Floify, etc.)

Ownwell's vision is to democratize access to real estate expertise. When we say we want to provide access, we mean providing access to everyone. To do that well, we need a team that's broadly representative. We welcome people from all backgrounds, ethnicities, cultures, and experiences. Ownwell is an equal opportunity employer. We do not discriminate on the basis of race, color, ancestry, religion, national origin, sexual orientation, age, citizenship, marital or family status, disability, gender identity or expression, veteran status, or any other status.