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Outside Adjuster Jobs in Michigan (NOW HIRING)

Sr Field Adjuster

Grand Rapids, MI · On-site

$62K - $83K/yr

The Senior Field Adjuster is responsible for independently managing moderate to complex and high ... Independently manage field property claims, including those requiring outside field investigations ...

Sr Field Adjuster

Traverse City, MI · On-site

$65K - $86K/yr

The Senior Field Adjuster is responsible for independently managing moderate to complex and high ... Independently manage field property claims, including those requiring outside field investigations ...

Sr Field Adjuster

Traverse City, MI · On-site

$65K - $86K/yr

The Senior Field Adjuster is responsible for independently managing moderate to complex and high ... Independently manage field property claims, including those requiring outside field investigations ...

Sr Field Adjuster

Grand Rapids, MI · On-site

$62K - $83K/yr

The Senior Field Adjuster is responsible for independently managing moderate to complex and high ... Independently manage field property claims, including those requiring outside field investigations ...

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Showing results 1-20

Outside Adjuster information

See Michigan salary details

$27.5K

$56.6K

$85.4K

How much do outside adjuster jobs pay per year?

As of Sep 9, 2026, the average yearly pay for outside adjuster in Michigan is $56,603.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $65,400.00 per year, depending on experience, location, and employer.

What is an outside adjuster?

Outside adjusters, also known as field adjusters, are insurance professionals who investigate and assess insurance claims in person, typically outside of an office setting. They inspect damaged property, interview claimants and witnesses, and determine the extent of an insurer's liability. Their work often involves traveling to accident sites, homes, or businesses to gather evidence and documentation needed to process claims. Outside adjusters play a key role in ensuring fair and accurate claim settlements for policyholders.

What skills and qualifications are needed to thrive as an outside adjuster?

To thrive as an Outside Adjuster, you need strong investigative skills, attention to detail, and knowledge of insurance policies, typically supported by a relevant degree or claims certification. Familiarity with claims management software, digital cameras, and mobile inspection tools is essential for efficient fieldwork. Excellent communication, negotiation, and customer service skills help build trust with policyholders and resolve claims effectively. These abilities are crucial for accurately assessing damages, ensuring fair settlements, and maintaining customer satisfaction in a dynamic environment.

What are common challenges faced by outside adjusters when handling claims in the field?

Outside Adjusters often face challenges such as managing a high volume of claims across wide geographic areas, which requires effective time management and organization. Weather conditions, difficult site access, and coordinating with multiple parties—including policyholders, contractors, and legal representatives—can add complexity to the role. Additionally, Outside Adjusters must maintain impartiality and professionalism in sometimes emotionally charged situations, ensuring accurate assessments while providing excellent customer service. Adapting to new technology for reporting and documentation is also an ongoing aspect of the job.

What is the difference between Outside Adjuster vs Property Claims Adjuster?

AspectOutside AdjusterProperty Claims Adjuster
CredentialsLicensing often required; certifications varyLicensing typically required; certifications may include CAT or IICRC
Work EnvironmentField-based, visiting claim sitesOffice and field, depending on claim location
Employer & IndustryInsurance companies, independent adjusting firmsInsurance companies, public adjusting firms
Common Search & ComparisonOften compared for fieldwork and claims handlingRelated but more focused on property damage assessment

The main difference is that Outside Adjusters primarily work in the field visiting claim sites, while Property Claims Adjusters may work both in the office and in the field. Both roles require licensing and are employed within the insurance industry, but Outside Adjusters focus on assessing damages on-site, often for multiple insurers or independent firms.

Infographic showing various Outside Adjuster job openings in Michigan as of August 2026, with employment types broken down into 80% Full Time, 14% Part Time, 2% Temporary, 3% Contract, and 1% Nights. Highlights an 69% Physical, 1% Hybrid, and 30% Remote job distribution, with an average salary of $56,603 per year, or $27.2 per hour.

Large Loss Property Adjuster - Field Estimating Grand Rapids, MI

Detroit, MI • On-site

Allstate Insurance
Insurance Services • 10K+ employees

Other

Medical, Retirement

Posted 28 days ago


Key responsibilities

  • Travel to customers' homes to conduct on-site inspections, investigate coverage, prepare estimates, and settle claims.

  • Handle virtual claims countrywide using platforms and software such as Xactimate and ClaimsXVideo Collaboration.

  • Evaluate and negotiate claims settlements with customers, vendors, third-party carriers, and claimants.


Allstate Insurance rating

7.4

Company rating: 7.4 out of 10

Based on 571 frontline employees who took The Breakroom Quiz

235th of 315 rated insurance


Job description

At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.

Job Description

Large Loss Property Adjuster - Field Estimating -Grand Rapids, MI

A day in the life of a Large Loss Field Property Adjuster, and what it takes to do the job!

As a Large Loss Field Property Adjuster, you willprovideexceptional service to our policyholders. Your primary responsibility will involve traveling to our customers' homes to conduct on-site inspections, investigate coverage, prepare estimates, and settle claims promptly and efficiently. Additionally, you will handle virtual claims countrywide,leveragingvarious platforms and software such as Xactimate andClaimsXVideo Collaboration. Yourexpertisewill be particularly focused on water losses, ensuring our customers receive the highest level of support and resolution for these specific claims.

You'llwear a few hats that will require a level of experience:

  • The Customer Service Expert-you'lllive into Allstate's Claims Culture by caring, empowering, and restoring, and you willaccomplishthat by being compassionate, clear, and a committed partner in each claim. You lead with empathy, always.

  • The Investigator-you'llconfidently and independently investigate property claims by performing detailed reviews of damage and interpreting policies todeterminecoverage.

  • The Effective Communicator-you'lluse phone, emails and sometimes even video chat with customers to help them through a fast, fair, and easy claims process.You'llalso incorporate a specific approach to claim handling to offer the customer their preference of communication to efficiently discuss their claim needs and keep them updated on theclaimprogress.

  • The Negotiator- You will evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants,in accordance withall legal and business standard methodologies. With negotiations, you will incorporate tactics in handling challenging and complex situations.

  • The Problem Solver-you'llutilizemultiple tools to get the job done in a fast-paced environment, including estimate tools, job aids, andadditionalsettlement platforms, all while using your sharp critical thinking skills.

  • The Recorder-you'llprotect the company financially by executing policies along policy agreements, and you keep a clear record of your work in a claims system that you will be trainedin.You'llaccomplishthis by ensuringtimelyandaccuratedocumentation is completed as you work on each claim.

Qualifications:

  • 4years'previousexperience as an outside adjuster is highly desired.

  • Experience handling claims with multiple trades and over $100,000 inlosses.

  • Proficiencyin using Xactimate and other relevant software for estimating.

  • Strong critical thinking and technical skills to assess damages accurately andexpediteclaimssettlements.

  • Excellent communication and interpersonal skills to provide exceptional customer service.

  • Ability to travel to customers' homes and handle virtual claims countrywide effectively.

  • Detail-oriented and organized, with a focus on delivering high-quality work.

  • This position is not available for California, Alaska,Hawaiior Puerto Rico residents.

Required Qualifications:

  • Residency within the posted location is mandatory for this role.

  • Must be ableto carry a 50-pound ladder and access roofs with up to a 6/12 pitch.

  • Valid driver's license and willingness to travel as part of the job requirements.

  • As a requirement of employment, individuals who currently hold an active insurance license mustterminateall existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license wheninstructed toby the licensing team. Byproceedingwith the application process, applicants acknowledge and accept these licensing requirements and agree tocomply.

You'reprovided with comprehensive training:

  • The training program is designed to help you build a claims foundation and understand the systems and processes in yourday-to-daywork.

  • Ongoing training opportunities for continuous improvement happen regularly on the job.

  • You willbe requiredto attend approximately 2 weeks of training that will take place inDallas, TX.

Notice of Licensing Requirement:

  • As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser licensewhich includes passing anadditionalbackground check with the Department of Labor.If applicable, you willbe requiredto secure license(s) within60 daysof hire.

  • If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed.

Sign On Bonus:

You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/orapplicableAppraiser License.

*Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.

Company Car:

Based on our Company Car Guidelines, this role may qualify for a company car. Our leadership teamdeterminesthis based on annual work mileage for this location. You maybe requiredto use your personal vehicle until these guidelines are met. We offer mileage reimbursements for personal vehicle usage during work.

Allstate Benefits:

Being a part of Allstate means you receive a benefits package from Day 1 of employment. This includes time off, healthcare, retirement, and more. That is why as anAllstater,you'llenjoy a Total Rewards package that includes:

  • Competitive pay with needed support for continuous development and career advancement.

  • Flexibility in scheduling and a time off policy that helps support your work/life balance.

  • Initial and ongoing training to get you proficient in your new role.

  • Comprehensive benefits like a 401K/pension, education reimbursement, and programs to help you balance work with the rest of your life. Visit www.allstategoodlife.com to learn more.

#LI-SV1

Skills

Active Listening, Communication, Critical Thinking, Customer Service, Empathy, Multitasking, Time Management, Working Independently, Xactimate

Compensation

Compensation for this role ranges from $72,000 to $115,245 annually and is based on experience, qualifications, location, and internal equity.

The candidate(s) offered this position will be required to submit to a background investigation.

Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in San Francisco, please click "here" for information regarding the San Francisco Fair Chance Ordinance.


For jobs in Los Angeles, please click "here" for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.

To view the "EEO Know Your Rights" poster click "here". This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.

To view the FMLA poster, click "here". This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.


What Allstate Insurance employees say

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Get the full story on Breakroom


Allstate Insurance logo

About Allstate Insurance

Sourced by ZipRecruiter

We're a purpose-driven company powered by purpose-driven people. We're reinventing protection and transforming the company for our customers, communities and each other. You could play a role in our transformation. Join a 90-year-old, Fortune 100 insurance company as we challenge the status quo, champion inclusion and strengthen our communities. If being a part of that future gives you goosebumps, you've come to the right place. Reinventing the future of protection means rethinking how we work together. From marketing to claims, our employees have flexibility in how, when and where they work — whether at home, the office or both. We're creating an inclusive, diverse and equitable workplace. We encourage collaboration, support taking chances and foster a strong sense of community. Let's build a new kind of Allstate together.

Industry

Insurance services, real estate, finance and insurance and insurance agencies and brokerages

Company size

10,000+ Employees

Headquarters location

Northbrook, IL, US