Ocean Harbor Insurance Jobs in Georgia (NOW HIRING)

Manage a team of insurance underwriters. Assess large risks of a complex nature. Oversight of underwriters to develop and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance products to clients. Generate profit in accordance with company goals.

• Accountable for full-cycle recruitment, management, and development of assigned team. Includes providing guidance, training, and performance management.
• Identify, plan, and resolve routine department coverage and workload issues.
• Underwrite and analyze new and renewal accounts for the most complex assignments.
• Serve as a subject matter expertise to review insurance policy.
• Assess the risk to determine the appropriate price, coverage, and terms and conditions. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.
• Identify the need, order, and evaluate additional risk assessment information.
• Underwrite within defined broad limits and authority.
• Establish underwriting policy and procedures.
• Develop and maintain working relationships with agencies. Communicate effectively through broker negotiations to ensure new business flow and profitable production.
• Communicate with agents to obtain supplemental underwriting information.
• Analyze and rate endorsement requests.
• Recommend authority levels for underwriting staff and amendments/enhancements to applicable program. Includes coverage, policy forms, premium rate plans and underwriting guidelines, loss control guidelines, and distribution.
• Collaborate with internal departments to execute agreed program strategy and identification of program opportunities.
• Engage in professional development. Includes relevant industry and organizational education and training.
• Require travel for client relationship building, key client/carrier meetings, educational development, and employee meetings.

• 7+ years of underwriting experience. Includes 2+ years of supervisory experience.
• High school diploma or equivalent required.
• For direct client service/underwriting, Property & Casualty and/or appropriate business licensure is required.
• Ability to manage a team effectively.
• Broad and deep knowledge of insurance industry market and appetite.
• Ability to establish product risk factors including proper risk exposure and compliance with state departments of insurance.
• Ability to effectively identify insurance product needs in the marketplace.
• Ability to negotiate and strong mathematical skills.
• Strong written, verbal, and interpersonal communication skills.
• Working knowledge of Microsoft Office suite of products.
• Proficiency in utilizing company systems.
• Strong organizational and analytical skills with attention to detail and accuracy.
• Ability to travel 25% of the time.
• #LI-CG3
• #LI-Hybrid

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time .