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The Wealth Advisor is responsible for developing and implementing tailored wealth management strategies for high-net-worth clients. This role requires a deep understanding of investment management, tax optimization, and risk management. The Wealth Advisor will possess exceptional analytical skills, a client-centric approach, and a proven ability to build long-lasting relationships.

Essential Duties

Build and maintain relationships with high-net-worth clients, understanding their financial goals, needs, and preferences to deliver personalized wealth management solutions.

Design and implement customized investment strategies that align with clients' objectives and risk tolerance, leveraging market insights and product offerings.

Conduct comprehensive financial assessments, including cash flow analysis and tax strategies, to optimize clients' financial outcomes.

Stay informed about market trends, economic conditions, and regulatory changes to provide informed advice and identify opportunities for clients.

Regularly review and assess client portfolios, providing updates and recommendations based on performance and changing market conditions.

Educate clients on investment strategies, market conditions, and financial planning concepts to empower informed decision-making.

Partner with commercial, retail, and mortgage banking teams to identify cross-selling opportunities.

Identify and pursue opportunities to expand the client base through networking, referrals, community involvement, and participation in industry events.

Collaborate with internal departments to deliver a full suite of financial services.

Participate in team meetings, trainings, and ongoing professional development.

Ensure strict adherence to regulatory requirements governing investment services and enforce robust policies and procedures that govern investment operations, ensuring compliance with all federal, state, and governmental agency laws.

Maintain required licenses.

Secondary Duties

The Wealth Advisor performs duties specific to the position and other functions as assigned.

Responsibilities

Ensure compliance with all bank policies and procedures, as well as all applicable state and federal banking regulations.

Treat people with respect, keep commitments, inspire the trust of others, work ethically and with integrity, uphold the bank's values, and accept responsibility for one's own actions.

Demonstrate knowledge of and adherence to EEO policy, show respect and sensitivity for cultural differences, educate others on the value of diversity, promote a working environment free of harassment of any type, and value a diverse workforce.

Follow policies and procedures, complete tasks accurately and on time, support the bank's goals and values, and benefit the bank through outside activities.

Perform the position safely, without endangering the health or safety of yourself or others, and report potentially unsafe conditions to management. Comply with occupational safety and health standards and all rules, regulations, and orders issued pursuant to the OSHA Act of 1970 that are applicable to one's position at the bank.

Possess and maintain a current driver's license and a vehicle with appropriate insurance coverage. Both are required to drive while performing assigned duties and responsibilities.

Possess and maintain adequate skills in computer operation, including email, word processing, spreadsheet, and specialty software programs.

Possess and maintain adequate typing skills to meet the needs of the position.

Possess and maintain adequate math skills to meet the needs of the position. This may include the ability to count currency and coin, calculate interest, balance accounts, add, subtract, multiply, and locate routine mathematical errors.

Practice effective and efficient organizational and time management skills.

Be able to work with general supervision while performing duties.

Use effective oral, written, and interpersonal communication skills. This includes the ability to apply common sense when carrying out instructions, interpreting documents, understanding procedures, writing reports and correspondence, and speaking clearly to customers and employees.

Be able to deal with routine problems involving multiple facets and variables in standardized situations.

Supervisor Responsibility

The Wealth Advisor is not responsible for the supervision of any employee(s).

Environment, Physical & Mental Demands

The environment for this position is primarily a non-confined office-type setting in which employees are free to move about at will. This environment may include some minor annoyances, such as noise, odors, drafts, temperatures, etc.

Physical demands include writing, typing, speaking, listening, lifting (up to 25 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception, and adjusted focus), sitting, walking, standing, squatting, kneeling, and reaching.

Mental demands include analytical reasoning, reading and understanding documents or instruments, performing detailed work, following directions, problem solving, providing effective customer or employee communication, performing accurate math calculations, understanding language, engaging in effective verbal and written communication, enduring stress, conducting multiple concurrent tasks, and withstanding constant interruptions.

Physical and mental demands also include correct usage of the following equipment: telephones, cellular phones, copy and fax machines, adding machines or calculators, encoders, money counters, credit card terminals, postage machines, cash recyclers, vaults, computers, and related printers.

Work environment characteristics, physical demands, and mental demands are representative of those an employee encounters while performing the essential functions of this job and represent the knowledge, skill, and/or ability required to perform the job in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

These qualifications are general guidelines normally considered essential to the satisfactory performance of this position. The specifications listed below are representative of the knowledge, skill, and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviations from these qualifications.

Bachelor's degree in finance, economics, business administration, or a related field preferred.

Minimum of 3 years of experience in investment sales, wealth management, financial planning, or a related field, with a focus on high-net-worth clients.

Possess and maintain required licenses. Series 7 and 66 (63/65) required. Insurance license required.

Proven track record of managing client relationships and delivering tailored financial strategies.

Strong ability to analyze complex financial data, market trends, and investment options to provide strategic recommendations.

Commitment to delivering exceptional client service, with a focus on building trust and long-term relationships.

Excellent verbal and written communication skills; capable of explaining complex financial concepts in a clear and engaging manner.

Proficient in identifying challenges and developing innovative solutions tailored to client needs.

Strong relationship-building abilities, with a knack for networking and engaging with diverse stakeholders.

High level of accuracy and thoroughness in financial analysis and reporting.

Understanding of relevant financial regulations, compliance requirements, and industry best practices.

Ability to think critically and develop long-term strategies that align with clients' evolving financial goals.

Strong understanding of ethical standards in wealth management and the ability to make recommendations in the best interest of clients.

Excellent organizational skills with the ability to manage multiple client accounts and priorities efficiently.

A proactive approach to staying informed of industry trends, product offerings, and regulatory changes affecting wealth strategies.

Ability to work additional or non-standard hours as needed to meet deadlines or respond to other situations requiring extended availability.

Management reserves the right to change this position description at any time according to business needs.