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Non Qm Jobs (NOW HIRING)

Nexera Holdings

Non-QM Underwriter

NON - QM Underwriter Location: Remote Job Type: Full-time Industry: Financial Services / Mortgage Lending About Newfi Lending: Founded in 2014 and headquartered in Emeryville, CA, Newfi Lending is ...

JBA International

Non-QM Underwriter II

Corona, CA · On-site

Frontline underwriting of non-QM loan products. * Perform a thorough analysis of the applicant's income and expense data, asset documentation, credit reports, and property valuations. * Performing ...

JBA International

Non-QM Underwriter

Brea, CA

Minimum 3-5 years' experience underwriting Non-QM loans. Supervisory Responsibilities, If Any * N/A Physical Demands While performing the duties of this job, employee is regularly required to: * Sit ...

JBA International

Non-QM Underwriter II

Corona, CA

Frontline underwriting of non-QM loan products. * Perform a thorough analysis of the applicant's income and expense data, asset documentation, credit reports, and property valuations. * Performing ...

All Elite Loan

Be Seen First

Senior Non-QM Processor | Mandarin-Speaking | Remote

Burlingame, CA · Remote

$58K - $62K/yr

If you live and breathe Non-QM, lead with expertise, and communicate fluently in Mandarin, we want to talk. What You'll Do Processing & Operations * Process a full pipeline of Non-QM loans (VOE, P&L ...

JBA International

Non-QM Underwriter

Brea, CA · On-site

Minimum 3-5 years' experience underwriting Non-QM loans. Supervisory Responsibilities, If Any * N/A Physical Demands While performing the duties of this job, employee is regularly required to: * Sit ...

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Non Qm information

What are typical daily responsibilities for a Non-QM Loan Officer?

Non-QM Loan Officers spend their days consulting with clients who have unique financial profiles, evaluating complex income documentation, and structuring mortgage applications that do not meet qualified mortgage standards. They collaborate closely with underwriters, processors, and real estate agents to guide loans from application through closing. Regular responsibilities include prospecting for new business, staying updated on lending guidelines, and problem-solving uncommon scenarios to serve diverse borrowers. This role is dynamic and requires adaptability to the evolving needs of clients and the housing market.

What is a Non QM job?

A Non-QM (Non-Qualified Mortgage) job typically refers to roles in the mortgage industry that involve working with non-qualified mortgage loans. These loans do not meet the strict guidelines set by government agencies like Fannie Mae or Freddie Mac but serve borrowers with unique financial situations. Professionals in this field may work as loan officers, underwriters, or processors specializing in Non-QM products. They assess and approve loans based on alternative income verification, asset-based lending, or other flexible criteria.

What are the key skills and qualifications needed to thrive in the Non Qm position, and why are they important?

To thrive in a Non-QM (Non-Qualified Mortgage) Loan Officer role, you need expertise in mortgage lending, familiarity with non-traditional underwriting guidelines, and state-specific loan officer licensing. Proficiency with mortgage origination systems, credit analysis software, and knowledge of alternative income documentation practices are critical. Strong interpersonal skills, attention to detail, and the ability to effectively explain complex financial products make candidates stand out. These qualifications are essential for helping clients who do not fit conventional lending criteria secure appropriate mortgage solutions while ensuring regulatory compliance.

More about Non Qm jobs
What cities are hiring for Non Qm jobs? Cities with the most Non Qm job openings:
What are the most commonly searched types of Non Qm jobs? The most popular types of Non Qm jobs are:
What states have the most Non Qm jobs? States with the most job openings for Non Qm jobs include:
What job categories do people searching Non Qm jobs look for? The top searched job categories for Non Qm jobs are:
Non Qm jobs near you
Infographic showing various Non Qm job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 80% Full Time, 18% Part Time, and 1% Temporary. Highlights an 81% Physical, 3% Hybrid, and 16% Remote job distribution.

Non-QM Underwriter

Nexera Holdings

Remote

Full-time

Medical, Dental, Vision, Retirement

Posted 2 days ago

Job description

NON - QM Underwriter
Location: Remote
Job Type: Full-time
Industry: Financial Services / Mortgage Lending
About Newfi Lending:
Founded in 2014 and headquartered in Emeryville, CA, Newfi Lending is backed by Apollo Global Management and has grown into one of the nation's leading Non-QM lenders. Newfi is recognized for innovation, operational excellence, and delivering flexible lending solutions that meet the evolving needs of borrowers and mortgage professionals.
We are building a high-performing, forward-thinking team focused on redefining modern mortgage lending through technology, strategic partnerships, and product innovation.
Apply today to join our team!
Description
The NQM Underwriter role analyzes accuracy and compliance of residential mortgage loan applications within the scope of private investor and company guidelines. This role is responsible for minimizing the risk exposure of the organization by certifying applications are underwritten to the applicable parameters.
Minimum Qualifications
  • 3+ years current experience as an underwriter reviewing all facets of the credit file, including collateral, and condo documents to Non-QM Loan guidelines, specifically, bank statement and DSCR products.
  • 5+ years minimum prior underwriting experience.

Expertise
Completing a thorough analysis of loan applications to assess accuracy of data, evaluate risk and compliance with company and investor guidelines and subsequently issuing compliant loan decisions.
Subsequent review of resubmitted documentation and analysis as necessary to issue a final loan decision.
Requirements
  • Excellent analytic skills, attention to detail, and decision-making skills.
  • Professional and effective interpersonal skills. Ability to build strong relationships with internal business partners to achieve success.
  • Excellent level of oral and written communication skills. Ability to communicate across a variety of audiences.
  • Ability to work within time constraints.
  • Intermediate level of computer skills and the ability to function in a window environment utilizing Outlook, Word, and Excel.
  • Ability to rapidly acquire detailed knowledge of departmental policies, practices and procedures.
  • Strong time management skills, fast learner, self-motivated, and comfortable taking initiative and handling multiple responsibilities.
  • Committed to taking responsibility and ownership for agreed actions and delivery.

Administrative
  • Responding to loan audits and post-closing requests for additional documentation in a timely manner.
  • Completing self-provisioned and assigned training and research to maintain a current working knowledge of investor guidelines and policies.
  • Other duties as assigned by Supervisor or Manager
  • Completing self-provisioned and assigned training and research to maintain a current working knowledge of agency and investor guidelines and policies.

Benefits
  • Competitive comp plan with salary.
  • 401(k) matching program.
  • Medical, dental, and vision coverage.

Newfi Lending is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills, and experiences within our workforce.
Visit us at www.newfi.com or www.newfiwholesale.com
Disclaimer - The above statements are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of all associated responsibilities, skills, efforts, or working conditions. The Company reserves the right to change, amend, add, delete, and otherwise assign any and all duties, responsibilities, and position titles, as it deems necessary to meet the needs of the business.
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