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Night Shift Remote Risk Analyst Jobs (NOW HIRING)

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

Prosper

Credit Risk Analyst

$102K - $140K/yr

A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

CNA

Risk Control Consultant, Virtual Center

Chicago, IL · On-site +1

$72K - $141K/yr

Performs remote workplace/work site risk evaluation and remote consultative risk improvement ... analytical and problem solving skills. 5. Ability to deal with ambiguous situations and issues. 6. ...

INTEGRO

Risk Manager / Senior Risk Analyst

Tallahassee, FL · On-site +1

$120K - $150K/yr

Remote flexibility available for the right candidate Division : Dealer General Warranty About CV ... Lead internal analysis and reporting functions by identifying and measuring key KPIs in Sales and ...

Prosper

Sr. Credit Risk Analyst

$129K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

Prosper

Sr. Credit Risk Analyst

Charleston, WV · Remote

$129K - $140K/yr

The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

Velera Health

Risk Prevention Analyst- Remote

The Opportunity: The Risk Prevention Analyst is responsible for providing operational risk ... Through a remote-first, flexible environment, we prioritize psychological safety, wellbeing and ...

Technomics

Cyber Risk Analyst SME

Arlington, VA · On-site +1

This role involves conducting on-site and remote cyber risk assessments, developing mitigation ... help shift the organization from reactive responses toward proactive risk management. Clearance ...

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Night Shift Remote Risk Analyst information

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How much do night shift remote risk analyst jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for night shift remote risk analyst in the United States is $40.49, according to ZipRecruiter salary data. Most workers in this role earn between $29.81 and $49.28 per hour, depending on experience, location, and employer.

What is a night shift remote risk analyst?

Night Shift Remote Risk Analysts are professionals who assess and monitor risks for organizations during overnight hours while working from a remote location. Their main responsibilities typically include analyzing transactions or activities for potential fraud, compliance issues, or security threats, and responding to incidents that occur outside of regular business hours. These analysts use specialized software and data analysis techniques to identify unusual patterns or behaviors that could indicate risk. Working remotely allows them to provide continuous risk coverage without being physically present in an office. This role is crucial for companies that operate globally or need 24/7 risk management.

What are the key skills and qualifications needed to thrive as a night shift remote risk analyst?

To thrive as a Night Shift Remote Risk Analyst, you need strong analytical skills, attention to detail, and a background in finance, data analysis, or a related field, often supported by a relevant degree. Familiarity with risk management software, data visualization tools, and proficiency in Microsoft Excel or SQL are typically required, along with certifications like FRM or CFA being advantageous. Excellent problem-solving abilities, self-motivation, and effective communication are crucial soft skills for working independently and reporting findings clearly during off-hours. These competencies ensure timely identification and mitigation of risks to protect the organization, even when working remotely and outside regular business hours.

What is the difference between Night Shift Remote Risk Analyst vs Night Shift Remote Underwriter?

AspectNight Shift Remote Risk AnalystNight Shift Remote Underwriter
CredentialsTypically requires a bachelor's degree in finance, risk management, or related fieldUsually requires a bachelor's degree, often with certifications like CPCU or RPLU
Work EnvironmentRemote, night shift, analyzing risk data and reportsRemote, night shift, evaluating insurance applications and approving policies
Industry UsageCommon in finance, insurance, and banking sectorsPrimarily in insurance and reinsurance companies

Both roles operate remotely during night shifts and require analytical skills, but Risk Analysts focus on assessing risk data, while Underwriters evaluate and approve insurance applications. Understanding these differences helps job seekers find the best fit for their skills and career goals.

What are some common challenges faced by night shift remote risk analysts and how can they be managed?

Night Shift Remote Risk Analysts often encounter unique challenges such as maintaining alertness during overnight hours and effectively communicating with daytime colleagues. Managing circadian rhythm disruptions requires developing healthy sleep habits and utilizing scheduled breaks to stay focused. Additionally, working remotely may lead to feelings of isolation, so proactively engaging in virtual team meetings and regular check-ins can help maintain strong collaboration and ensure alignment on risk mitigation strategies.
What cities are hiring for Night Shift Remote Risk Analyst jobs? Cities with the most Night Shift Remote Risk Analyst job openings:
What states have the most Night Shift Remote Risk Analyst jobs? States with the most job openings for Night Shift Remote Risk Analyst jobs include:
Night Shift Remote Risk Analyst jobs near you
Infographic showing various Night Shift Remote Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 22% Part Time, 5% Contract, and 2% Nights. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $84,210 per year, or $40.5 per hour.

Credit Risk Analyst

Prosper

San Francisco, CA • On-site, Remote

$122K - $140K/yr

Full-time

Medical, Retirement

Re-posted 2 days ago

Job description

Your role in our mission

As the first peer to peer lending marketplace in the states, Prosper has a history of innovation.  As a growth company that generates cash, Prosper also has a history of generating results.  We are looking for team members that share our passion for applied analysis and who would be excited to be part of a mission-driven team.

The successful candidate will join Prosper's Credit Risk team. The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to develop verification and fraud strategies using models and data in order to manage credit decisions. An ideal candidate should have strong hands-on analytical skills and a passion for solving problems in innovative and effective ways.  The faster and more agile risk strategies keep our marketplace competitive and ensure that we continue to deliver on our mission of advancing financial well-being.

How you'll make an impact
  • Develop credit and fraud strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions
  • Bring innovative/out of the box thinking to make recommendations and to approaching/solving problems
  • Design A/B tests and understand the risk and customer experience trade-offs
  • Continue to innovate by testing new data, analytics approaches and models
  • Partner with Data Science, Product, Engineering and other partner teams to implement credit and fraud prevention strategies, test and validate pre and post performance
  • Conduct ad-hoc analysis related to risk management, product, and operations
  • Analyze portfolio performance at a granular segment level on an ongoing basis.
  • Identify trends and conduct root-cause analysis to isolate key performance drivers. 
  • Communicate findings and recommendations to the Risk Management and broader Prosper community
Skills that will help you thrive
  • Bachelors degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics.
  • 2+ years of experience with a Bachelors (or less with Masters) managing credit risk and/or fraud and/or data science in consumer lending industry, consumer personal loan / credit card experience is a plus
  • Strong analytical and problem-solving skills
  • Must have strong proficiency in SQL and Python, Experience with DBT and  Looker will be a plus.
  • Strong communication skills - ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team
  • Knowledge and experience of segmentation, statistical procedures, and financial analytic tools are required
  • Curious to ask questions, probe into reasons and challenge the status quo
  • Strong ownership and motivation to drive business result
  • Ability to work in fast-paced environment and meet deadlines without sacrificing quality
  • We will also consider candidates who don't have financial services experience but have strong technology background and analytical skills
  • Self-starter; comfort dealing with ambiguity
Resources to help you prosper
  • A connected experience: We prioritize high-touch collaboration and flexibility. Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote team member, we provide the digital-first tools and intentional culture to keep you synced and supported.
  • Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security.
  • Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage.
  • Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace.
$122,000 - $140,000 a year
Compensation details: The salary for this position is $122k - $140k annually, plus bonus and generous benefits. In determining your salary, we will consider your location, experience, and other job-related factors.
#LI-AW1
 
 

About Us

Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.

Prosper's flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper Card provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions. Learn more at www.prosper.com.

We're on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that's democratizing finance for all!  
 
Our Values
  • Diversity expands opportunities
  • Collaboration creates better solutions
  • Curiosity fuels our innovation
  • Integrity defines all our relationships
  • Excellence leads to longevity 
  • Simplicity guides our user experience 
  • Accountability at all levels drives results
 
www.prosper.com
Our Story & Team  //   Our Blog 
 
Applicants have rights under Federal Employment Laws.
Family & Medical Leave Act (FMLA)
Equal Employment Opportunity (EEO)
Employee Polygraph Protection Act (EPPA) 
 
California applicants: please click here to view our California Consumer Privacy Act ("CCPA") Notice for Applicants, which describes your rights under the CCPA.
 
Illinois applicants: please click here to view our Artificial Intelligence Notice for Applicants.
 
At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.
 
Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.
 

*All personal loans are made by WebBank.

The Prosper Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard International.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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